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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Fantastic Customer Service and Caring.

We had an unfortunate situation where our puppy suffered a broken leg in the care of a national chain of pet care/boarding. Fortunately, I had signed him up for coverage with Embrace Pet Insurance. Multiple surgeries were required to repair the break and subsequently remove the pins set in the leg. When all was said and done, the cost of medical care was over $7,000.00. Embrace Pet Insurance was more than understanding and helpful in making sure we received the insurance costs in the plan to cover the majority of the expense. It was trouble-free, questions were answered quickly, and the payment was prompt on our claims. I would recommend Embrace Pet Insurance to anyone looking to purchase insurance for their "extended family members".
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: Under a year

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8

out of 10

Caring Company

There is nothing like having a pet as a member of your family. As pet owners we all know it comes with alot of ups and downs and when one gets sick your heart breaks. I have had Embrace for several years and lucky to say never had to use them until my male american bulldog got real sick. 2:30am in the Animal Hospital Emergency Room is not the most desired place to be and all that came to mind is getting my boy better. Embrace understands that and their staff have always been wonderful. Other than my reasonable deductible and percentage portion Embrace covered the rest allowing me to get the care for my boy that he needed. I would and have highly recommemded Embrace to any pet owner and would like to thank them for helping my boy get better and come home.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Pinky

Decided to get insurance for my dog pinky since she getting up there in age. She had, had medical problems before with a torn acl and some dental problems. The cost of all the vet bills was starting to get very expensive so I decided to get her insurance. I have only had to use it once so far but most of the cost was covered and that made it completely worth it.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent coverage & customer service

I have been with Embrace over a year and they are excellent. They pay expeditiously. Their coverage is excellent. Payment on my last claim was deposited into my account in 2 weeks. Whenever I call them they are friendly & helpful, always ask about my dog and how he is doing,
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

24petwatch is SUPER

I have had several pets covered with this company and my current and last dog had several health problems. I have always been pleased with prompt service, excellent coverage and,on occasions where I resubmitted claims for reconsideration,the claim was paid without any hassle whatsoever. They are always friendly. They are one of the few companies that cover older dogs,altho best if they are insured before they reach the age where change would o/w narrow. I thank goodness this company is there. There are breeds that are not covered so check that out and they do not cover hereditary illnesses,but they cover 80-100% depending on dog's age. Their current fees for coverage may have risen. When comparing companies,look for limits on coverage per incident,per illness, and lifetime coverage. What the pet owner needs is a policy to cover them for the large bills. Even a young healthy dog can have an accident,ingest a foreign body or toxin,and,as I said, they will be set up to be covered later in life..so make sure you check if the policy will drop a dog at a certain age
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: Over 8 years

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10

out of 10

GREAT INSURANCE- EXTREMELY HAPPY WITH THEM

WE HAVE TWO DOGS AND HAVE HAD SEVERAL CLAIMS SINCE WE JOINED AS THEY BOTH HAVE SERIOUS LEG AND HIP PROBLEMS. TRUPANION HAS REALLY HELPED US BE ABLE TO AFFORD TO HELP OUR DOGS WITH THEIR CORRECTIVE OPERATIONS. I HAVE REFERRED SEVERAL PEOPLE TO TRUPANION.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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6

out of 10

Problem Understanding Claims process

I contracted Pet Insurance last year for my Dog's leg injury . They were referred by my Veterinarian. I found the folks there to be very friendly, knowledgeable and understanding when I called for questions regarding the Policy, etc. However, after submitting my claim information from various doctors and having the doctors send additional information (as requested by Embrace), I had NO idea of what I was being paid for, what was approved or not and understanding how the actual payment was calculated AFTER my deductible. Their system is NOT easy to understand and for as much money as I spent for the care of my pet in 2011, I should at least be able to KNOW and UNDERSTAND how his Insurance Coverage is determined. I have since Canceled my Policy with them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome

Having trupanion was the best thing I ever did for my dog. I got it when she was 7 wks and it has helped so much. I didn't use it much at first because they don't cover spading and vaccines so I thought about dropping it . Thank god I didn't in the past 2 months my Pitbull has torn her tplo or ACL and needed x rays meds and surgery I did the math and trupanion has paid so much of her bills. For the surgery alone it was over 3 thousand dollars which they paid all of up front and I only had to pay 300 hundred that's been the biggest bill but she also ate sugar free gum , chicken bones, so many things she is my million dollar dog and she is only 10 months .. But I have referred all my friends here it's the best thing I could do for my dog . I am a little bit of a worrier so she does go to the vet a lot but with this insurance and care credit it's ok. I can't say enough about them. O and when u call the reps are so nice and really do care
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Under a year

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10

out of 10

Wellness Rewards Benefits

First of all I'd like to say that Embrace Pet Insurance has provided me great customer service! My first encounter with Embrace Pet Insurance was in March 2011 with Tenisha Lovelace. She not only took the time to explain the different benefits available, she also answered ALL of my many questions so I would have a better understanding how pet insurance works since:-.) I did not enroll in the Wellness Benefits rewards at the time, but did so March 2012 and it is a great benefit to have! I was reimbursed for Ziggy's office visit, vaccines, advantix II, and heartgard plus! I spent total of $400.00 and was reimbursed $400.00, which is the maximum annual wellness rewards benefit. I would highly recommend Embrace Pet Insurance to all pet owners!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

The Best Pet Insurance!

I acquired PetsBest after 3 of my pets passed away after expensive illnesses (cancer, heart, pancreatitis) 2 yrs ago. I decided I needed insurance for the rest of my crew - 9 cats & 1 dog. My dog is now 15 yrs old & has numerous illnesses. PetsBest has paid every claim without issue. Last week, I faxed 2 claims for monthly medications on Thursday night. They were processed & paid by Friday afternoon. That was a 24 hr turn-around! They are fast but that was super-fast! If you ever have to call them, they are very pleasant to deal with. Very nice people on the phone. I highly recommend PetsBest.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: Over 8 years

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