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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Easy Peace of Mind

This is the best peace of mind for your pet. I bring a form with me whenever I go to the vet, then scan it and email it to Embrace and they take care of the rest. The Wellness plan is basically "free" money! Customer service is friendly and their responses and processing is pretty quick. All in all a great company. I have been using them for over a year and my sister has been using Embrace for her 2 dogs for several years now.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

First Claim

Just a few words about our first claim for our Akita female Drea. She developed a large sore that was growing worse by the day and was not responding to the care we could give her. She became very subdued and feverish and we took her to for emergency treatment. This treatment, plus the follow-ups cost approximately $1000. We submitted our first claim with some anxiety. We needn't have worried. Within one day we were contacted that our claim was being processed; within one week we were contacted with the full accounting of our claim reimbursement, as well as a notification that our payment was being mailed. In short, this claim was handled professionally, quickly and, even more surprising, with concern and very cordial communications. There is nothing more that we could have asked; very highly recommended.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Akita
  • AGE OF PET: 1 - 8

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9

out of 10

excellent

We have a 2 year old lab ( big baby)who experienced lameness in both hind legs but the right was worse than the left. He recieved treatment for this for approximately Jan to May. He had to wear two stfle braces on his hind legs which were covered by trupanion to our amazement and they paid directly. These were approximately $2000. We paid our deductible and they paid 90% prior tax. He had these on until May when it was determined he would need to have a TPLO. We have had prior insurance with another pet and we were quite concerned that we would have a huge run around and then not have the payout. Again to our amazement and this was not the case. Trupanion paid the vet directly 90% and we paid 10% as we had already reached our deductable. Toby is now approx. 14 weeks post surgery and doing very well on his leg. Truapnion has been a blessing for us to be able to have our guy have the treatment he neeeded without worrying about if we could get this done now. The cost of the surgery was $4200.00. Our guy is home and happy and so are we knowing that Trupainon was there for us when we needed it. Thanks again guys for the job well done. I do recommend Trupanion to fellow pet owners as the one.Danielle
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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3

out of 10

Absurd

They just increased my premium from $40 to over $130. My dog is One year and has had no major issues or claims. Is this Blue Cross?!?
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: Under a year

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10

out of 10

Abolutely first class operation, and a god send!!!

We had never had pet insurance before with our previous English Bulldogs, but after one very expensive experience we decided that with the next puppy we would get pet insurance. So we researched several companies and decided on Trupanion. According to their website it appeared they were by far the best: you pick your deductible, they pay 90%, no limits, and unlike other companies they do pay for medical issues that are predisposed to certain breeds. We picked up our baby bulldog on 12/11/10. We had a 30 day waiting period, and then we were covered. Our puppy was coughing a lot and very lethargic starting on 2/14/11. He was put on antibiotics and it appeared he was feeling better until the medication stopped. He was eventually diagnosed with pneumonia after lab work, and xrays. He was put on different antibiotics after a trans tracheal washing to find out what antibiotics would be the most beneficial. Even with several rounds of antibiotics the pneumonia kept coming back. Our vet referred us to a specialist at Tufts and after 5 months of being sick our puppy just had soft palate surgery. It appears he may have been aspirating due to his long soft palate (which is common in this breed). Trupanion to date has paid us over $4500.00. I get emails when they receive the claim, the status, and when its been processed. Payment is prompt. I never have to think about calling to find out where payment is. If I have questions they are pleasant and helpful. I have told every
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Under a year

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10

out of 10

No worries!

I have been greatful I have ASPCA Pet Insurance. My Brittany became very sick over the July 4th Holidays and I took him to two animal hospital that weekend fearing for his life. Not once did I worry about the monry for his care I just did what ever I need to do to insure that he got his needed care. I knew in the back of my mind that after I met the deductable that 80% of his bill would be covered, which it was. Thank you for saving Lucky's life.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Brittany
  • AGE OF PET: 1 - 8

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8

out of 10

Glad to have the ASPCA pet insurance

I purchased the insurance for my 2 adopted kittens 3 years ago because I've had pets in the past that had their share of troubles and always had to foot the entire vet bill which was financially difficult. Recently one of my cats had a rather strange problem in that he ate a plastic grocery bag and it, of course, resulted in an intestinal blockage. It also happened over a holiday which required a stay at an emergency vet clinic. Having the ASPCA insurance gave me peace of mind that I could get him the care he needed to recover. I didn't get 100% back, but it certainly was worth the monthly premiums. My claim was handled quickly, and the reimbursement explanation was thorough and easy to understand. Thanks, ASPCA!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Prompt accurate and efficent

Well in excess of 30 cheques issued and delivered over the last two and a half months and all in record time. Only had one claim put under review and the total claims were well over $13,000 again over the last two and a half months. Never once were we or the Vets questioned which provided great relief and ease of moving forward with treatments.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

EMBRACE IS THE BEST

I had another insurance carrier with my other dog and was very disappointed. I got Charley and my vet recommmended Embrace so I gave them a try. I had to file a claim for Charley and the people who work for Embrace have been so kind and helpful and have kept me updated on everything. I couldn't imagine having another insurance carrier. Embrace to me IS THE BEST AND WAY TO GO
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chow Chow
  • AGE OF PET: Under a year

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7

out of 10

Good back up plan!

You never know what you might run into when you've got dog(s). ASPCA's insurance plan is easy to understand and easy to manage on their website. Bills can add up quickly! You do pay the vet the full amount right away, but it is nice to know that you have someone taking care of you, and your dog when you need it. If I had one thing to change, it would be to change to the pre-existing clause. Otherwise, ASPCA pet insurance has been a helpful asset to have.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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