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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Outstanding plan and people

When my vet suggested pet insurance for my new puppy I had no idea how to select coverage. I reasearched on the internet and evaluated what each had to offer before deciding on Healthy Paws and what a great decision that turned out to be! My puppy has chewed and ingested several foreign objects which made him quite ill and required monitoring and numerous xrays from our vet. Healthy Paws responds within minutes to our claims and reimburses us within days of faxing the claim form signed by our vet. The coverage is fair and fast and most recently I received a follow up call to be sure my pet is feeling better. This plan far exceeds my expectations and I reccomend it without hesitation.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: Under a year

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10

out of 10

Like so many others, peace of mind!!! Big time.

I have been very lucky so far with my 7 year old cat because she is very healthy. I know that can change suddenly. I got ASPCA Pet Insurance a few years ago with the idea that if something costly came up for her care I wouldn't have to decide whether or not I could afford it. I live on a fixed income. I know ASPCA Pet Insurance will be there for me based on my experience in just sending in routine bills. They are always processed promptly.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Honored policy in full

After a sudden illness we took our 2-year-old dog to a well known emergency pet hospital. They treated her very well and kept us informed every step of the way. However, they had to conduct several test to determine and narrow down exactly what was wrong with her… at a time like that, you can’t pick-and-choose what tests you want and what you don’t if they are telling you what she needs, so we went along with the expertise of the hospital. At the end of a long day we had a groggy pup, and a bill that was over $900. Come to find out, she was suddenly affected by an ailment in which the immune system suddenly attacks the joint tissue in the extremities making it hard to walk and causes pain (there is a fancy medical term for it). Luckily a round of medication cured her, and now, in less than a month she is back to a playful, happy, pup. Embrace was so helpful. There is always a live person on the phone who is knowledgeable and ready to help. I believe they are in this business because they truly care about animals. When I went back to the vet to pick-up the dog’s medication I asked if he would fill out the Embrace claim form, which he did. I had my receipts and faxed it all in to Embrace. Embrace followed up with the hospital within days to request additional records. I received updated emails to inform me as to where my claim was in the process. I had a response regarding my expected refunds in less than two weeks, and Embrace had honored their policy in full. The
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Peace of Mind for Dog owners

I have been very happy with my current coverage. I had originally had insurance with another carrier which covered a very minimum amount of limited services. I have a peace of mind now that if anything happens to Ginger who is 9 years old that I will have the means to help her remain healthy.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cairn Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

WOW!! GREAT SERVICE

Never thought i would get such a fast claim review and payment. thank you so much.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Wellness Rewards coverage pays for itself and more

Wellness coverage cost is money you will spend on your pet that you are reimbursed and provides another $100.00 of free money to use on any veterinary costs. The customer service is one of the best that I have experience. Any concerns are handled by the initial person that answers the phone, no transfers or answer machines. A very professional office. Multiple emails to keep you up to date on your claims. After much research in the Pet Insurance industry I am positive that I made the right choice with selecting Embrace. Thanks to all Embrace employees.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Under a year

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8

out of 10

Good service, a few issues

While I appreciate having the insurance for my dog - and I really do - I have some issues. One is the customer service: they're mostly good, but they're also a bit rude. The other, very key issue, I have is their definition of a pre-existing condition. By their definition a pre-existing condition is something that occurred in any billing year that is not this year. So, for example, our dog has epilepsy. Her first seizure was in 2010. She was officially diagnosed in 2011. Because her first seizure was in a previous billing cycle, the epilepsy counts as a pre-existing condition and they won't cover ANYTHING related to the epilepsy - and that includes the daily dose of phenobarbital she takes. I really like what they're doing, and I really hate their idea of what is pre-existing. That said, they're the best pet insurance out there.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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9

out of 10

They care about our pets...

Abby, my dog, was found to have inflammatory bowel disease. It took many tests and vet visits and Embrace helped Abby and I get through all of this so Abby is a happy and vibrate dog now! Without an excellent primary care vet and a internal medicine specialist's care, Abby's disease wouldn't be found but that takes resources and Embrace was there to help us do that. I have been very happy with their caring messages and financial reimbursement for her care. Couldn't have done it without them! Abby says thank you too!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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5

out of 10

not great but not bad

I was not happy with my claim payment
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

I AM VERY PLEASED WITH EMBRACE

I HAVE 3 RESCUE DOGS AND THIS IS MY FIRST TIME INSURING ANYDOGS, EMBRACE WAS VERY EASY TO WORK WITH AND VERY HELPFUL ALWAYS SPOKE TO A HUMAN WHEN I CALLED NOT A TAPE AND THEY WERE VERY PROMPT WITH MY CLAIMS. I HAVE ALREADY RECOMMENDED EMBRACE TO MY NEIGHBORS AND FRIENDS WITH DOGS.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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