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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Unbeleivable!

I just received an email from this great company! What a surprise. They reviewed a claim that I had on my Goldendoodle and her ear infection without my asking and found out they owed me an additional 51.00. Considering I had been with another insurance company prior to switching to Embrace 3 years ago that was a nightmare, this company has the most outstanding service and caring that I cannot say enough. Of all services that we pay for every day, I believe this is one of the best companies I have ever dealt with.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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9

out of 10

Easy and worth it

My greyhound ran into a pole and tore open his knee. I had gotten insurance for the "just in case" of this very situation. I live in an area that's more expensive than "customary," so the original friend who recommended that I get pet insurance warned me that it would reimburse about half of vet charges in the area. The process to get reimbursed was easier than it is with my human healthcare FSA! I received my check about 2 weeks after I submitted the claim. The grand total at the vet was $480, and I ended up with a check for $240-- just what I expected, and still a financial relief.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

superb services!

great communicationtimely response to inquires fast claim processing strongly recommend to all pet oweners
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: Under a year

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10

out of 10

Embrace is the best!

Our dog was diagnosed with Addison's disease last year and without Embrace we would be swimming in a sea of bills. Not only is our dog healthy and happy, we have less worries about all the visits to the vet to keep him healthy. The best decision we ever made was to get insurance from Embrace for him.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Dakota Bone Cancer

I am very pleased with the recent processing of my claim. I submitted all of the invoices at one time under one claim. They covered invoices from 3 different doctors and/or hospitals plus medications from a local Costco. Pets Best sorted it all out and funded the claims as if they had been submitted individually. Pets Best covered a full 80% of the cost including the medications. They performed per their advertisement as when I initially purchased the Pets Best Insurance [Pets First Plan]. Prior to signing on with Pets Best my dogs, 3 or 4 of them over the past 10-12 years were insured with another company that advertised a pay out of 75%. When Dakota had lung torsion at age 4 the claim was several thousand dollars and the insurance only covered approximately 25% of the total claim. Thanks Pets Best. I have another Bernese Mountain Dog that just turned 6 mos and I will be applying for Pets Best Insurance shortly. Thanks again Pets Best - John U.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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8

out of 10

Don't let your pets go without insurance!

I was totally beyond words the day "my friend called me on vacation to say, I have to know should I have Tittles put down??????????" She had inadvertenly backed over her while watching them that day and I Yelled back....NO! So I called a Vet I didn't even know to tell them to operate and try to save her life. Short story They did operate and amazingly enough she survived. Thank you for your insurance.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland White Terrier
  • AGE OF PET: 1 - 8

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5

out of 10

Helpful

ASPCA helps to offset the high costs of veterinary care for our dog who happens to be pretty healthy. But the costs themselves are so high, the exclusions so big and important, and the reimbursements so modest, that it is of only limited helpfulness. I think a lot of people go without veterinary care for their pets because they just can't afford the costs.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Thoughtful

You have been great with processing my claims. I have had you for over 5 years and I can't find any complaints about you. Next dog I get you can bet I will be getting them insurance like I had for Bear. Thanks
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chow Chow
  • AGE OF PET: 1 - 8

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10

out of 10

Tremendously fast turnaround on claims!

Wow am I impressed with Embrace & with Jennifer the Embracer who just got back to me on my recent Wellness claim. I've never seen such fast turnaround time on claims - it's amazing. My 2 kitties both are covered under Embrace Wellness & I&A plans; the Wellness plan has been a godsend re: my kitty-girl Pepita's special dietary-food needs. And the other claims I've filed have all been handled with impressive promptness, and by such nice and caring Embracers. I *highly* recommend Embrace Pet Insurance!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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1

out of 10

Pay Attention to the Fine Print

I paid for this insurance for 6 months and cancelled today. They interpret their pre-existing conditions clause very strictly. If your pet gets the same illness, ASPCA won't pay anything until after 180 days have passed since the illness was treated. I don't see the point of a pre-existing clause at all. Our government is about to get rid of pre-existing clauses for humans so why should this apply to our pets? Another kicker is the $100 annual deductible. It took them 2 months to process my claim because they were requesting information from the vet. I waited 2 months and they didn't help pay anything due to pre-existing conditions. Overall, I wouldn't recommend this insurance to anyone. It's just a waste of money and a lot of stress.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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