With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.
We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.
Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.
out of 10
Quick and easy claim process
When my dog tore his CCL and was told he had to have major knee surgery to correct it, I was nervous about being able to pay for it. Thankfully the claim process with Heathy Paws was so easy and they responded very quickly and reimbursed me for the costs of his surgery. It was such a relief to not worry about the financial concerns of surgery and to be able to get him the help he needed!
PETFIRST (thru METLIFE): A typical Insuance Co. that promises To "Cover Thousands of Medical Conditions," but Denies 1st Claim!
TERRIBLE / AWFUL / NIGHTMARE: By far...my WORST insurance experience EVER in 26 years of Military Service (and 15 years Military retirement). They denied my claim stating my 7yo Chihuahua had a pre-existing condition...though he had the condition (congenital) since he was a puppy. He's doing fine now, but was diagnosed with Chronic Kidney Disease (CKD) with a BUN level that suddenly went over 90 which is considered Kidney Failure. After that surprise reading, I thought it be best to get Comprehensive Kidney Blood/Urine Panels (vs normal ones) to see if there were any other underlying factors and there was: He also had a severe UTI and was put on a strong antibiotic. I faxed all the medical records I could retrieve and PetFirst Reps were never satisfied with all that info and wanted more. They should've stated from the beginning they were going to deny the claim which would've saved me a lot of wasted time and money in fax fees. In my opinion, all they care about is their bottom line ONLY and NOT the health of your beloved pet...though they promise to cover thousands of medical conditions. What a joke!
As a first-time owner of an English Bulldog, I knew that they were prone to costly vet visits. I had never had pet insurance before and wondered if I would be worth the cost. I researched many brands of insurance and the offerings before picking Lemonade. Their plan is simple. No hidden caveats. Premium rates do not jump to another stratosphere after the first year. Filing a claim could not be easier! Lemonade’s app makes it a breeze. Communication is instant and personal. Claims are paid swiftly. The policy has proven to be well worth the money and I am so very satisfied with Lemonade - I can’t say enough positive things - other than if you are on the fence - DO IT.
Filing a wellness visit claim was easier and faster than I ever imagined it could be!
I read excellent reviews if Lemonade sort Insurance and thus went with this option for our dog. Now that I have filed our first reimbursement claims fir a wellness visit I too fully endorse Lemonade’s Pet Insurance ax the way to go!!
Got Sweetie from a shelter 2 years ago. They offered 30 day free coverage with 24 Pet Watch. Glad I kept it. She had a liver problem that has required 2 surgeries. Both claims were promptly paid without incident. I would not recommend their Wellness addendum to the policy.