154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 22, 2025

The experience was great

The experience was great and very easy to work with over the phone.

Insurer: MetLife

By: Kelly McDonough

Verified July 22, 2025

What an awesome service

What an awesome service ! Quick response to our claims . Easy to file on the app.

Insurer: MetLife

By: Sue Call

Verified July 22, 2025

This is reliable insurance

I am very happy with the insurance and the timely manner in which claims are paid.

Insurer: Spot

By: David Schmoyer

July 22, 2025

Your time frame for processing claims…

Your time frame for processing claims is ridiculous sometimes 2-3 or up to 4 weeks. I could understand that time time frame for a first claim but any other claims you have already received pets info from vets so no need to request the same thing on every claim. I am considering going back to Nationwide there claim time was usually 3-4 days and immediate reimbursement.

Insurer: Pets Best

By: Rodney Warne

Verified July 22, 2025

Grateful for This Level of Support

I am so grateful for the support I receive from Pumpkin Pet Insurance, every time I take my cat Roz to the vet. I know I'll be able to afford whatever she needs, so no more dreading or postponing vet visits because of the cost. Customer Service has always been very responsive and kind.

Insurer: Pumpkin

By: Diane

Verified July 22, 2025

Good when smooth, horrible when there are problems

When things go right, it's very easy, quick and simple. But when you need to appeal or debate a diagnosis/pre-existing condition, it's literally pulling teeth. Customer service is very nice but they do not ever reach back out to you when they say they will "personally handle the matter" My pet had some reaction on his paws, vet did not know what is was so they prescribed steroids, antibiotics, antihistamines, etc. Because steroids are usually used to treat allergies, Metlife declared it a pre-existing condition when the MD did NOT know what it was. Appeal did not go through as they use symptoms, not diagnosis, to determine conditions. I had a separate issue where my dog's skin was turning black in certain spots. She only saw pictures so she could not make a diagnosis. Metlife rejected the claim because it might have been allergies again. I tried to appeal but the vet would not sign since she DID NOT SEE the pet and could NOT make a diagnosis. So again I was denied payment. TLDR: Great when things are working smoothly. Horrific if you ever need to fight for something no matter how small

Insurer: MetLife

By: Titus Song

Verified July 22, 2025

Satisfied customer

Claims are processed very quickly and easy to submit claims

Insurer: MetLife

By: Tessie Dehart

Verified July 22, 2025

Andrea was great

Andrea was great. So nice. She explained the whole thing how to do it very nice.

Insurer: Prudent Pet

By: Ellen Isenberg

July 21, 2025

433% Increase - From $268 to $1,430

I’ve been a loyal Healthy Paws customer since 2017. This month, my premium jumped from $268 to $1,430 — a 433% increase. No coverage changes. Just a new underwriter (Westchester Fire). Illegal? Perhaps. Unethical? Definitely. Shame on you, Healthy Paws.

Insurer: Healthy Paws

By: Samantha Sage

Verified July 21, 2025

Trupanion does not cover exam fees anymore

I love Trupanion‘s Customer Service, I love the expedited payment process, that being said, I am extremely displeased with how Trupanion has changed their policy on covering exam fees. When you take your pet to a specialty hospital, the exam fees are astronomical. I just paid over $800 in exam fees alone. None, of which were reimbursed. This does not way favorably on Trupanion‘s behalf. Trupanion says that exam fees are “routine fees“ and can be planned for. I disagree totally. I have a 90% deductible. I pay $200 a month for coverage for two pets. Coming out of my pocket for 800+ dollars for an EMERGENCY Visit is not routine, nor can it be planned for. I truly wish Trupanion would reconsider the decision about exam fees. Veterinarians keep raising their prices, and it makes it more and more a major part of the bill.

Insurer: Trupanion

By: Deborah

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