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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

Has been wonderful in caring for all of my dogs over the last 10 years

We've had Embrace for over 10 years for all of our dogs - as soon as we could. They have been instrumental in allowing us to cover some really expensive procedures that each of the dogs needed to return to health. I advised my daughter to get Embrace when she adopted her puppy - and shortly after her coverage began, her puppy swallowed a sock and needed emergency surgery - Embrace was a life-saver for her as well as for us over the years.
  • INSURER: Embrace
  • POSTED: 10/11/2021
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

I love Healthy Paws

I love Healthy Paws! After my elderly dog passed away a few years ago, I promised myself that I would get pet insurance for any future pets (I didn't have it for my dog & I regretted that). When I adopted my two cats at 12 weeks, I got quotes from every pet insurer I could find. I found Healthy Paws to be the best value--the coverage I was looking for at the best price backed by a name I trusted (Chubb companies). I have been really pleased with my decision ever since & especially this year when my 2-year-old boy cat developed urinary issues & then blockages. It was determined that he needed the PU surgery. It was such stress reliever knowing that the cost would be covered by my plan. And while my vet's office wouldn't accept direct pay from Healthy Paws, I knew that once I submitted my claim for reimbursement, I would have the money in my account within just a few days. Even with a couple of complications post-surgery, I never had to worry about a complicated or drawn-out claims process. In fact, my last claim was submitted on a Saturday & the money was in my account by Tuesday. Just amazing! And on top of that, they sent me an email asking how my cat was doing, which I appreciated so much. I'm really happy that I chose Healthy Paws & I cannot recommend them enough.
  • INSURER: Healthy Paws
  • POSTED: 10/10/2021
  • BY:
  • BREED: Siamese Cat
  • AGE OF PET: 1 - 8

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2

out of 10

Embrace Insurance only worth purchasing when puppy is weeks old

For most dogs, Embrace insurance is only worth getting when your puppy is weeks old. "Chronic" and "pre-existing" conditions are only covered if there are not any, ANY, previously documented vet visits before you first purchase the policy. Additionally, and again with most dogs, with such high annual deductibles you're better off putting away $50 a month for your pet for emergencies and letting that savings grow each month. Otherwise, customer service is prompt and courteous and submitting claims is easy.
  • INSURER: Embrace
  • POSTED: 10/09/2021
  • BY:
  • BREED: Bull Terrier - Standard
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Worry free service

I found this insurance company 11 years go a d still with them and peace of mind to me and my pet. You just have to send the bill and wait. I can recommend for any one and the Best pet insurance company I ever find.
  • INSURER: Trupanion US
  • POSTED: 10/07/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: Over 8 years

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Best insurance ever

We have had Trupanion for 11 years for our two standard poodles. They are a wonderful, caring compassionate company. We have unfortunately had several issues with our dogs and so thankful we have Trupanion, one less stress. I file my claims on line and get an instant response that they are reviewing it. The turn around time for conclusion is usually in a day or two. The few times I have had to call them their staff has been so helpful and understanding. I have recommended them to everyone I know.
  • INSURER: Trupanion US
  • POSTED: 10/06/2021
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Fabulous service, very caring

I highly recommend Healthy Paws! I didn’t sign up until my dog was about 3 and wish I had from puppyhood. They were always fast with their reimbursements, especially when I opted for direct deposits after uploading the vet bills. When my girl finally lost her battle with mast cell cancer, they sent a very nice note and followed up soon afterwards. I’ll be reaching back out to Healthy Paws when I’m ready to get another best friend!
  • INSURER: Healthy Paws
  • POSTED: 10/06/2021
  • BY:
  • BREED: Mixed Breed Large (70–90 Lbs)
  • AGE OF PET: 1 - 8

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1

out of 10

LOOK ELSEWHERE, CANT GET ANY WORSE

worthless, takes weeks to get any kind of response from the company, the claim will take forever, if they deny it for the wrong reasons itll take weeks more. terrible, please don't waste your time here
  • INSURER: Pets Best
  • POSTED: 10/08/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

Did not pay claims even with appeals

I submitted 4 or 5 for over $500 claims for my dogs on going staph infection. Initially denied, and then the appeal was denied based on skin allergies/skin issues. Even with the vets notes that these were not due to allergies or normal skin allergies.
  • INSURER: Pets Best
  • POSTED: 10/08/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Best pet insurance!!

I never had to worry about an invoice or any unforsern problems. They are respectful compassionate and fast in dealing with Sonny's cancer treatment.
  • INSURER: Trupanion US
  • POSTED: 10/06/2021
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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1

out of 10

Customer service is VERY poor. Help is never available.

We’ve had problems. Many claims are denied or considered incomplete. When we call we never get an answer or if we leave a message we don’t get a callback. I’m SO unhappy with this company.
  • INSURER: Pets Best
  • POSTED: 10/08/2021
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: Under a year

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