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Verified July 21, 2025

Took out a policy more than a week ago…

Took out a policy more than a week ago never heard another word. Don’t know if I have coverage or not. Not sure I want to do business with the company who tells me my files and underwriting and they’ll get back to me when they make a decision. In reading through the reviews, this appears to be a very common problem that either you never hear back from them while your file is an underwriting, you do hear back from them and they cancel your policy before it’s even issued for underwriting reasons, or lastly policy just shows up in the mail with no explanation as to why it took so darn long to get there, and you find that the effective date of your coverage is weeks after you applied. This is very poor insurance underwriting to say the least. Wondering what individual state departments of insurance would think of these tactics. Also seems to be a common theme where after you have a claim, even though your policy is still active, they’ll cancel your coverage and then invite you to reapply only to add multiple exclusions based upon prior claims. Update, will give another star. Never heard from them until I got a policy in the mail. Maybe I missed something but in the whole process I never saw anywhere that said there was a waiting period for a brand new kitten that had been to the vet for a vet check prior to purchasing. Long story, short, When I got my policy, it was dated 14 days after I submitted my application. We’ll see what happens when I take my kitten in for a neuter in the next couple of months. I’m still not happy with the lack of transparency, and follow through to let me know that they had received my paperwork and that my policy would begin on a certain date. I’m not holding much hope that this company will pay its claims without a fight. Will update in a few months.

Insurer: Nationwide

By: ahi

Verified July 21, 2025

So easy to file claim and get…

So easy to file claim and get reimbursed. I love it. Not my first pet insurance company either. I finally got it right with Met Life.

Insurer: MetLife

By: Amber VanDerwarker

July 21, 2025

Easy and efficient

My dog recently had a 24 hour stay in the vet hospital for eating a foreign object and they worried about a possible obstruction. It was an expensive stay but the whole claiming process was very easy and fair. Our refund has already been deposited to our account. Thank you to the hospital and insurance for helping us when it was stressful.

Insurer: Pets Plus Us

Veterinarian: Boundary Bay Veterinary Specialty Hospital

By: Moiya

Useful
Verified July 21, 2025

Stephie was great

Stephie was great. She answered all my questions and let me know how everything is going to work. I feel good about the purchase.

Insurer: Prudent Pet

By: Jessica

Verified July 21, 2025

really fast reimbursement

really fast reimbursement

Insurer: MetLife

By: Bianca

Verified July 21, 2025

Good customer service

Good customer service, prompt reimbursement

Insurer: MetLife

By: Tiffany’s mom

Verified July 21, 2025

Filing a Claim

All went smooth, processed quickly.

Insurer: MetLife

By: Rosa Thorp

Verified July 21, 2025

The company does a decent job of… a

The company does a decent job of approving claims but it takes far longer than it should. It should not take multiple weeks and a few inquiries to complete a claim. I had to have surgery on my dog because she had imbedding teeth but my vet said she had some tartar and it was denied. I think overall they are a decent company and cover a good bit but it takes time to complete a claim and the price continues to rise every year.

Insurer: MetLife

By: customer

Verified July 21, 2025

Last claim was completed quickly.

Last claim was completed quickly.

Insurer: MetLife

By: Andrea Taylor-Lee

Verified July 21, 2025

Quick and easy process

Quick and easy process

Insurer: MetLife

By: Linda Obenauer-Kutner

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