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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Super service

The process for two separate claims was easy and efficient, especially as the vet was able to download the form. I was comforted by the email updates, that my claim was not forgotten. I’m not fond of their dental program ($299 per year for $400 of benefit if I understood the terms correctly.) I did not compare with other policies, so this might be inline with the industry. The phone reps are very pleasant, the one's writing the email also.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Having Pet Insurance Helps

I bought pet insurance when I bought my Beagle puppy Reese's. I already had a cat, Jango, but did not invest in insurance with him. I wish I had insurance with Jango as he was diagnosed with asthma two years after I got him. I learned from that mistake and got insurance. I recently discovered a spot on Reese's ear that was bleeding and another spot on one of her paws. It turned out to be a benign cyst. I wasn't sure if this was covered by my insurance. I submitted a claim and received an email that I would be receiving a refund. I wasn't anticipating a refund, but it was nice to see the check when it arrived. I always though pet insurance was unnecessary, but I definitely realize just how important it is.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: Under a year

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10

out of 10

Quick, Caring & Efficient!!

We've had dogs for 20 years without pet insurance, but after our last dog was put down and had severe medical issues (cha-ching!!)I realized insurance would have been a good thing.When we adopted Tory, a rescue dog, I started researching pet insurance companies. After a LOT of on-line research, I was most impressed with Healthy Paws coverage, and their customer reviews were amazing. I went with Healthy Paws as they seemed to be the only insurance company that truly cared about the animals. I joined in 5/2011 and only 2 months later she was bit by another dog. I didn't get around to filing the claim until 1/2012, but after faxing the claim form, within hours they responded to let me know my claim was received, which also included a heart-felt note from one of their reps that they were sorry to hear what had happened to her and hoped she had a quick recovery and is feeling back to normal. It wasn't long after that that I received another email to advise what was covered and the check would be mailed shortly (I went with the 90% reimbursement with $50 deductable plan!). All I can say is WOW! If only my own insurance company cared as much about my condition and were as efficient as Healthy Paws!!! You can shop around and compare for yourself but, take my word for it, you can save yourself a lot of time and trouble and simply go with Healthy Paws and decide which of their plans you want to go for! I was so impressed with their service I emailed them to give them kudos and re
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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1

out of 10

Scam

Complete scam, covers nothing. Not only did it not cover ANY of the claim amount, but I am out the $70 dollars a month I have been paying for 5 months. I am canceling the policy immediately
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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10

out of 10

very pleasant

thank you for your help sadie seems to be doing better may need another test early Feb to make sure liver medication is helping
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Under a year

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10

out of 10

Trupanion is a true companion to me and my pets!

Trupanion is the best. You have the opportunity to choose which type of coverage is best for you and your pet. Their response is always quick and thorough. If you have a problem filing a claim they contact your vet direct. I have two Golden Retrievers, and having Trupanion gives me piece of mind. Would highly, highly, highly recommend them to anyone. Thanks for having my back Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent claim service- friendly caring professio

I was very concerned that Sasha may not be covered since she had a pre-existing condition called Reactive Colitis.Sasha was vomiting so much she needed to be taken to the Care Hospital and then needed 3 days of IV fluids to help her recover. She tested postive for Giardia and all other tests came back negative. Within several days of putting forward a claim for almost $1600 I received an approval that Trupanion will cover $1445 of these recent medical costs. trupanion responded very fast to this claim and when I called to inquire about the "chance of this being covered" I was reassured in a very professional and friendly manner. I would recommend Trupanion to anyone!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Sorely disappointed at unfair denial of claims

My Dog was seen by a very renowned Cardiologist last August of 2011 for a consultation advised by my local Veterinarian. He was at this time diagnosed with Cardiomyopathy.The bill was submitted and denied after having ASPCA Ins. almost 2 years.I went through the Appeals Procedure including a letter from his Cardiologist stating that the cardiomyopathy just diagnosed was in fact not a pre-existing condition! More time went by and I received another denial of one single dollar based on the opinion of an unnamed "ghost" Vet hired by ASPCA. There were contradictions in his report and no valid basis whatsoever for this denial. I am extremely unhappy with ASPCA. Shame on them for not employing correct ethics to a paying customer.Their goal seems to be profit above & beyond fairness & doing the right thing by the customer. A very bad experience!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Borzoi
  • AGE OF PET: 1 - 8

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10

out of 10

Personal and Wonderfu Service

I have had nothing but excellent experiences with Pets Best Insurance. I had been researching before we got our amazing Pomeranian pup Brees and feel very lucky we ended up with Pet's Best. Brees got pneumonia when he was 4 months old, and was hospitalized over night. We were hugely worried for our pup and not excited to see the bill, but in the end Pets Best covered most of it and on top of it, we received a hand written note hoping our pup was doing better. Brees is two years old now and doing great. I highly recommend Pets Best. They answer emails and questions promptly and are actually a joy to speak with on the phone, something rare in the insurance world I feel!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Under a year

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10

out of 10

Trupanion is the Best in the Business!!

I have worked at animal hospitals since 1999. I have seen pet insurance change and grow. I have not come across a more progressive company than Trupanion. They are easy to work with and to get a hold of. The rep is great!!They are the only company that provide "claims express" and will pay the animal hospital directly. I signed up for the 30 day free trial on my own golden retriever puppy. 2 weeks into the trial she got incredibly ill. It took a lot of phone calls to specialists and many tests to figure out what was wrong. Decisions were made easy knowing that all the tests were covered. Had it not been for working at an animal hospital, and having the insurance my puppy would have had to been put to sleep. I love being able to give our clients the same finacial freedom and recommend "trupanion" to many of them. I sleep easy at night knowing that I will not have to make decisions based on money. It is our pateints best interest and is healthy for our practice to have as many pets as we can on pet insurance. We are able to practice our best medicine and pets get what they need. My puppy is living proof.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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