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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

The Second Claim

We just had our second claim. Our doggie was limping quite a bit after vigorous play and, after a visit late last year, we took him back to our vet. Embrace is paying what they promised they would in a timely fashion. I don't think you can ask for much more.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

I wish they insured humans too.

Typically I have very little trust in insurance companies so I was extremely skeptical on if I should insure my yorkie puppy Rupert. I went back and forth with the idea and finally settled on the $50 deductable, 90% coverage plan. We recently had to take Rupert to the emergency room for something, (we're still not positive what it was) and the bill was more than I could afford. Healthy Paws covered exactly everything they said they were going to. The customer service was amazing. The claims process was extremely easy. They processed my claim quickly and I had my payment in hand 2 weeks after the claim was filed. I'm sad to say that my dog's health insurance company is better than mine. I would reccommend this company to anyone with a pet. Its SO worth it! You always think that you're not going to need it, but eveyrthing can change in a matter of a second and its always when you need it the least. I wish every company I had to deal with on a daily basis was as good as Healthy Paws. A company that does what they say they're going to do.... imagine that!!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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10

out of 10

Can't say enough good things about this company.

I had my doubts about getting pet insurance, but decided to give it a try, figuring that I could always cancel if I wasn't happy with it. And when my young Shiloh Shepherd was recently diagnosed with a life threatening illness, I was half expecting to be disappointed in the support that having the insurance would bring.However, since the time I first advised Trupanion of my dogs illness, this company has been there every step of the way. 24 hours a day I've been able to get questions answered by phone, and every claim that I've submitted has been quickly responded to. The staff that I've spoken with or had written communication with, have been friendly and extremely professional. It was pretty devastating finding out that my young dog was suffering from a life threatening illness. Having this support group in place was the smartest thing I ever did.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shiloh Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

prescription reimbursement

Very good experience. Customer service people very helpful.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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9

out of 10

response to survey

pleasant & helpful assistance
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

The Best

My dog has been insured with Trupanion since May of 2011 and I have had to submit several claims since that time. I decided to go with the $0 deductible plan, as I really liked the idea of getting my vet costs almost completely reimbursed. I also purchased the endorsement which will cover hip dysplasia (for a nominal extra premium). The plan I chose to go with pays 90% of all covered expenses. The other company I had prior to Trupanion was woefully inadequate in paying out for much of anything and I ended up with huge costs that they just did not cover...plus,no illness/condition, etc. that was considered "hereditary" or "genetic" was covered by them either. Trupanion also states that they do not raise the insurance premiums as the pet ages (with minor exceptions). The service I have received has been prompt and absolutely more than satisfactory. I have recommended Trupanion to many people who have dogs and cats. Choosing Trupanion was the best decision I ever made for my Golden Retriever.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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3

out of 10

Went with Embrace because they had Dental Coverage

When I researched Embrace 2010 and decided that they offered a very complete insurance policy including Dental I decided it would be the best signed up and payed. Well I'm glad I got pet insurance, because my dog has had soo many issues. New policy for 2012 eliminates Dental you can buy a wellness plan if you pay an extra $299 with a $400 limit for dental issues. Which works out to $101.00 woppie savings big deal you don't use it you lose it too. Most dental proceeders cost more than $400 anyway. Now I'm stuck with this insurance company because of course most insurance companies will not take preexisting condition!So beware it might look good one year but they hook you and take it away. Also they make it so hard to file claims if you forget to dot the I. My thought on this is more difficult to file claim the insurance company is hoping you will give up so they don't have to pay.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Very pleased!

I got Embrace pet insurance when my cavalier king charles spaniel was a puppy. The breed is known to have many health problems. Embrace has covered all of her health issues. I couldn't be more pleased with the quality of their service. I get reimbursed quickly and they even send me e-mails that notify me when the checks are sent out. I no longer hesitate when I need to take my dog to the vet. I know that I will be covered by Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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9

out of 10

Dependable

I've had Embrace Pet Insurance for about 5 years now and have had no problems. Every claim has been handled quickly and completely within their policy. I never felt as though they were trying to get out of paying a claim. I truely believe they are pet lovers and want the best for your pet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

pleasantly surprised!

The first email I received regarding my claim erroniously said that I was not entitled to any money from a claim I had made. Then I called embrace, left a message and I received a check in the mail in the next few days, thank you embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Silky Terrier
  • AGE OF PET: Under a year

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