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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Wellness

I purchased Embrace Insurance and Wellness coverage for our new Yorkie Tatum. A week after I purchased the Wellness coverage we took Tatum in for his puppy check up and shots. our vet bill was $110. I submitted my claim via fax the same day. The following day I received an email telling me that they received my claim and they were reviewing it. Within 1 week exactly Embrace deposited the $110.00 into my account. I have never had pet insurance before but I have to tell you that Embrace is very responsive, helpful with questions and the reimburse you very fast.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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7

out of 10

In more ways than one it just helps

My only complaints is it would be nice for it to cover recurring illnesses and quicker response time on claims. However, with that said I have to say I took my dog for an emergency room visit and it paid for a good chunk of that visit. Plus, the wellness package keeps me honest and current with her standard visits because I take advantage of her coverage. I also had a pet with cancer without coverage, this coverage would have helped a lot. I understand for some things it's just not enough, but I've had it both ways and I can say I would never be without pet health insurance going forward.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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9

out of 10

No regrets!

So far, every interaction I have had with Embrace has been positive. I appreciate having a "real person" to communicate with even if it is via e-mail. My dog was recently treated for an ear infection and also for fire ant bites on her paws that became very inflamed and painful for her. Turn around time on her claim was very good, and some things were covered under her wellness plan that I hadn't even expected to be reimbursed for.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

I was glad that I had insurance on my pet

My shih tzu had a corneal ulcer and I had to take him to an emergency vet. The cost was very high and I had two follow-up appointments with my regualr vet. All of the claims were handled in a timely manner and, although it didn't cover the whole expense, I was glad that I had the insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Wellness Claim for Ortho Exam

Embrace promptly responded to and sent payment for my Wellness claim for my dog's Ortho Exam. I think I received the check in about a week of sending the claim in. The Wellness program is a great deal, especially during a puppy's first year (when I will be neutering and chipping him as well).
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Excellent!!!!

My cat has several medical issues. I feel I made a right choice by selecting Trupanion. Claims processing quick and efficient. All illness related expenses at 90% without any questions. I wish my human insurance worked as well as this one.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Abyssinian
  • AGE OF PET: 1 - 8

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10

out of 10

56% Covered

$1,136.77 total claims to date including monthly premium $739.05 covered $577.72 out of pocket expenses Coverage of 56%.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Vizsla
  • AGE OF PET: Under a year

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10

out of 10

New Customer

My Jasper is 12 weeks old. He was seen at the vet on Saturday, I faxed the claim today (Monday) and I was already notified that the claim has been processed. The Same Day submitted. I reviewed MANY companies, before I chose Pets Best. If the rest of my experiences are like this....................Incredible!!!!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Under a year

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10

out of 10

Quick Service

We were very pleased with how quickly the reimbursement checks arrived for our pets services. The process could not have been easier!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Couldn't be happier...

My dog, Kula, had surgery for a torn knee ligament at the beginning of August. I had submitted a claim for previous X-rays and treatment and was very pleased with the hassle-free processing of the claim and short turnaround period for my reimbursement. Little did I know that Healthy Paws would surpass all expectations with my next claim-- the charges for the surgery itself. I faxed the claim form with the invoice and the surgeon's notes on Wednesday, August 23rd and the next day I received an email with an Explanation of Benefits informing me that my reimbursement was being mailed shortly! The next day! What insurance company processes claims that fast?!? I was in shock. And then I got a very sweet email this morning from Jen (yes, a real person sending a personalized email) asking how Kula is doing after her surgery. I have had negative experiences with another pet insurance company and expected to deal with the same headaches no matter what company I was with. I fully expected to get hassles and delays in response to each claim filed. Instead, I get prompt attention and phenomenal customer service. Healthy Paws is a refreshing anomaly and I will refer them to everyone I speak with about pet insurance. Thank you for making an otherwise difficult and emotional process of having major surgery and after-care so much less stressful.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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