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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Glad I had insurance

I've use another insurer in the past, but if I actually needed to make a claim I found their co-pay amounts decreased. Not so with Trupanion - no matter how many times I've need to claim for my dog they still pay 90% - and they do it quickly. I do wish they would cover the examination fees though.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Afghan Hound
  • AGE OF PET: 1 - 8

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3

out of 10

Beware!!!

Beware of the fine print that says that when your policy auto renews, anything in the 90 days prior to that renewal will be considered a preexisting condition. We had this insurance for 2 years and it paid some of the claims...not the full 80% that it claims to. This is because they decide what is the allowable amount for a procedure. We live in a mountain town 2 hours from the closest city and vet costs are high in our area. I would not use this company for pet insurance again. Fast friendly service but a smile does not pay the bills.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greater Swiss Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Applause, Applause for Healthy Paws!

I couldn't say enough good things about Healthy Paws. My sweet little two year old Boston Terrier was diagnosed with a detached retina in one eye, leaving him blind in that eye. The vet said that it was likely that his other would do the same. I brought him to an ophthalmologist who suggested that I make a quick decision to move forward with an expensive laser eye surgery to help the other retina to remain intact. I figured since James Dean was newly insured, Healthy Paws would never consider reimbursing me for this procedure. Regardless, I had to move forward to save James Dean's vision. I sent in the claim form because I figured I had nothing to lose (and a deductible to meet). To my surprise I received the check for reimbursement in the mail only a few short days later. James Dean is recovering quickly and I feel a sense of security for his future with the support of Healthy Paws. They don't let you forget how much they care either. They check in on him frequently. I know I did what's best for both James Dean and myself by choosing Healthy Paws. If you are considering pet insurance, do not hesitate to make Healthy Paws your provider of choice!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

you cannot get a better pet health plan

excellent company and equally excellent customer service....just read and understand you policy and you are all good--- i am soo glad i found this company. i admit i was skeptical when i submitted the claims thinking they would come up with an excuse not to reimburse me--- but they didn't
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Calico
  • AGE OF PET: Under a year

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10

out of 10

Embrace came through when we needed them!!!!

Our 9 year old retriever mix had a catastrophic accident that resulted in two shattered front legs. I was expecting a lot of red tape and exclusions of coverage disputes from Embrace as I had had with a previous insurance carrier. Not the case!!! I submitted the bill along with the vet's notes and received a check for our policy coverage limit- no hassles. What is even more impressive is that our pets continuing care for this accident is still being covered in the new plan year. I know that other companies would have cut off coverage for this accident after the the policy limit pay out. We deeply love our dog and having Embrace insurance we were able to make our decisions based on her best care rather than monetary considerations. I highly reccommend this insurance company.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Everyone should have this insurance!

I have to admit that I was very skeptical of pet insurance in the first place. I am one of those people that believes in saving for a rainy day and there is no need to pay an insurance company a monthly premium for something that should be budgeted for in the rainy day fund. I have never been a fan of any insurance company in general, whether it be car, home, health, etc. Nevertheless, I have a Labrador Retriever who is very prone to getting into everything and thought I would try it out and see what I thought for a year and then cancel it if it seemed a waste. Earlier this month, my lab got a case of chronic vomiting with blood in the vomit. I freaked out and we had to have x-rays to make sure he hadn't eaten anything and then a barium swallow test. Both expensive procedures. After no definitive results and continued vomiting, we were referred to a specialist for ultrasound and endoscopy. All of these procedures together totaled around $2,600.00. Healthy Paws was amazing to deal with. I had a reimbursement check in days and the staff even emailed me to check on Jackson. We are still waiting on the biopsy results to verify that it is not cancer but I will NEVER cancel this policy. I have the $250.00 deductible with 90% reimbursement-For my 5 year old lab, the premium is around $40.00 per month. BUT, this policy INCLUDES congenital hip/back/elbow conditions that labs are prone to after a 1 year waiting period. I could not find a single other policy out there th
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Fast and efficient

My dog was vomiting all day and not eating which is unheard of. The vet did x rays , bloodwork, and gave her medication and fluids. I submitted the claim and got a response within hours. Everything was covered less the office visit and deductible. The check arrived in a few days. After that I got a follow up email checking on my dog. If I could I would switch my whole family to Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I am please with ASPCA insurance for my dogs.

Jubal and Rooster Cogburn are well cared for by this insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is Outstanding!

Never a question. Prompt payment and they care. Laura Bennett , the President, called me when I asked a question about payment and then personally handled getting me reimbursement. I wish my health insurer was as good.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: 1 - 8

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7

out of 10

Good honest coverage but slow reimbursements

Embrace gives great coverage for a great price, and customer service is wonderful. They have been very slow on processing claims which has been somewhat frustrating. They apparently got new software back in the Spring but delays are still happening. Other than that, no complaints!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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