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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

reimbursement

Very good on reimbursements and follow-ups, once submitted. They did lose some paperwork I had mailed, but when I re-submitted via email, it was quickly processed. So always keep copies if you mail in claims!But they are very nice and helpful and I find service quick! Had 3 claims to submit.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

So far no doubt in our choice with Embrace

We recently brought our Mastador Kevin into our family and decided to give pet insurance a try. So far we have had 1 wellness claim that was smooth and quick. Unfortunately we have had one accident claim which is in process, and have confidence it will be just as easy. All forms are user friendly and contact with customer service has been very efficient.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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9

out of 10

#1 in customer service!

Pets Best is always pleasant and offers the most courteous answers to questions. They also have an incredibly caring attitude with any contact I've ever had with customer service. Their customer service is #1 and their policy pays my claims too!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is the best!

After days of researching Pet Care Insurance, we concluded that Embrace was exactly what we needed. Now more than 2 years later we are so very glad we chose Embrace. With 4 dogs, 2 of them being Saint Bernards which we brought into our family at 10 weeks, we did not anticipate any health issues. Embrace has been there for us at every event and has not once questioned our need to seek medical care for our family of furry friends. Both of the Saints have had to have eye surgery and elbow surgery on both elbows. Our Mini Schnauzer has developed extremely hard to control diabetes and is scheduled to have cataracts removed from both eyes.The research my wife did led us to understand that Embrace was unlike other Pet Care Insurance companies. Embrace actually pays according to the charges and not according to a schedule that has been predefined. As most of us know, an ear infection or allergy for a Saint Bernard is somewhat more costly to treat than the same for a Dachshund. The cost of caring for each breed is somewhat different and therefore does not fit into a one size fits all schedule. Additionally, the staff at Embrace is very helpful and always courteous. Ever ready to answer questions and walk a client through all situations. We recommend Embrace without reservation to everyone looking for pet insurance. For us it will always be our choice.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Saint Bernard
  • AGE OF PET: 1 - 8

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10

out of 10

Good Response to Claim

Responds quickly to claim, Payment seems SLOW.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

ASPCA saved our 3 year old cat!

After raising children and grandchildren, we picked a kitten out for us in our retirement years. She is loving, playful and smart. When we had our regular vet exam, he asked how often she threw up. We reported she threw up 1-2 times a month. He did a sonogram on the spot and detected a thickening of her small intestines. He suspected it could be cancer or Irritable Bowel Syndrome, which if neglected could lead to cancer. It was alarming and so upsetting that our Addie would only live a short time or require complex treatment even if it wasn't cancer. We tracked her vomiting which increased from twice to 8 times only two months later. The vet performed surgery and sent samples of the bowel for study. That surgery was $1700.00, something we could not afford on our fixed income. There was a complex regime that followed to rule out any other cause of her vomiting, again expensive. The biopsy results were negative for cancer, thankfully, but we still had to find the protocol for her nutrition, probiotics, and vitamins to safe guard her health and give her the best possible quality of life for as long as possible. We could not be more grateful for ASPCA Insurance. Because of the insurance, she has had outstanding care from a feline specialist who caught the signs of her illness at its onset. We could not have provided this treatment without help. Our claims were handled promptly, leaving us a payment within our reach, and any time we have had contact with a representative; they wer
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

You Won't Regret Choosing Healthy Paws!!

A couple years ago, my husband and I decided to get pet insurance for our dogs because, having no kids of our own, our dogs are our family and we want to ensure we are always able to give them the care they deserve. We never want to have to make a decision to put them to sleep because we can't afford care. So, I started doinn research. I admit, I was a bit disheartened at what I saw at first. Most insurance companies won't cover some types of illness or injury that are "typical" of a breed... such as hip dysplasia in large breeds. Having a German Shepherd, this was a let down. Or their definition of a "pre-existing condition" is anything they had before the start of the CURRENT policy.. meaning, from year to year, you have a new policy and anything your dog had the previous year (even while being insured) has now become a pre-exiting condition. This too was frustrating. And then I found Healthy Paws Pet Insurance. What they offer is so good that I found myself reading through the policy multiple times because it seemed too good to be true! First, they cover hip dysplasia if it occurs. Second, after only a $250 they will cover 90% of the cost! And they even let you send in your smaller bills throughout the year and keep track of how much your deductible you have used. So you don't have to have one big expensive vet bill before you can use it. But best of all, for our first claim, we had a check from them in less than a week of submitting the claim! All it took was a s
  • INSURER: Healthy Paws
  • POSTED: 10/26/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Happy with Embrace

After being a insurance broker for 45 years I know a good carrier and this is one. Have had coverage for 2 yrs. in second year have had my first claim . They did a professional job . I'm happy so is my dog everything worked out for best outcome she OK ,I did get reimbursed as per my policy conditions .
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Portuguese Water Dog
  • AGE OF PET: 1 - 8

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9

out of 10

Definitely get the Wellness rider

When we got our first dog my dog owner friends all told me to get her insured right away. I've only had cats and never even heard of getting insurance for them. But I took my friend's advice, shopped around and chose Embrace. I liked what I read and I also liked that they were a local (Midwestern) company. So far so good. It took me a while to understand what the "wellness" portion covered and what the "insurance" portion covered, now that I've got that figured out, it's all good. We use the Wellness portion more... for routine exams, shots, flea & heartworm meds and even nail trimming, we have a tooth cleaning coming up soon and it will pay for that too...anything that is considered prevention. And you get reimbursed in full. We've only had to use the insurance part a couple of times for an illness and an injury, and that's not as good because it usually just goes to your deductible. When it will pay off is when we (heaven forbid) have a major expense with our doggie. Hope we never have to find out,but it's good to have just in case. Sometimes it takes a little long to get the claim through, other times it's really fast. Guess it just depends on their volume. Laura is good and always checks in to make sure we received our check. If you are considering Embrace Insurance, I'd say go for it!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cockapoo
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws has been fabulous!

I adopted a 6-month puppy August, 2012. After spending quite a bit of money sugically to fix a pre-existing broken foot condition, I decided to get pet insurance for my little boy. I scrutinized every pet health care plan available and decided upon Healthy Paws due to their overall coverage of medical issues and excellent pricing. My little boy recently needed surgery to remove growths in his mouth. Healthy Paws approved the claim within two days, and I received a reimbursement check exactly one week after his surgery. In addition, Healthy Paws sent follow-up e-mails checking on his condition. This is an exceptional company and I'm so glad I settled on Healthy Paws. I've recommended them to many others.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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