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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Look No Further for Pet Insurance!

I could not be happier with Healthy Paws. I work at an Animal Hospital and deal with all insurance companies on a daily basis. By far, Healthy Paws is the best. They are friendly,efficient, and hassle-free. One of my pets has been ill for the past few weeks and my wallet was getting thinner by the minute. Thanks to Healthy Paws, they processed my claims within a 24 hour period and I received my reimbursement in no time! Based on my experience with almost all pet insurance companies, I strongly recommend Healthy Paws above them all!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Caring Company with generous insurance.

My Tibetian Terrior ate something. After explatory survey and emergency vet bills only haveing been enrolled for three months Trulanion paid their portion. They kept me up to date every couple days about the standing of my claim via email. I have not made a single call. Their emails alway start with nice thoughts like " aren't pets amazing.." Or " we are so glad your taking care of Bentley..." I am Shocked at the amount of positive contact I am receiving from this company.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tibetan Terrier
  • AGE OF PET: Under a year

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10

out of 10

Pets Best ALWAYS does the right thing!

My beloved Australian Shepherd mix, Taz, passed on at age 15. I was distraught and devastated for months. I forgot to file the claims for all the medical visits and procedures from the last year of her life and missed the 6 month filing window on a few of the claims. I called and explained the situation, and the representative was very sympathetic and was able to waive the time limit so I could submit the claims. I also got a sympathy card in the mail from Pet's Best.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Over 8 years

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7

out of 10

I appreciate the coverage

My claims do get paid! But I find that they consistently are slow to get it done. I have had several letters telling me "we'll get it done, sorry, this is not like Embrace!" Well, apparently it is, since I get these letters every time. My dog has been in multiple times for blood and stool work ups, so although it's not one big claim, they're adding up, and I need my refunds.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

excellent and prompt

highly responsivequick simple no nonsense caring and communicative third year with embrace for our dogs
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

The BEST

I was with another pet insurance company a few years ago with our last dog (who has now past on and had a very expensive and difficult passing). The coverage and company back then were terrible and I ended up not keeping it for more than a few months. Nothing was covered, submissions always seemed to be either too expensive or it was pre-existing, breed specific, etc. Anything to not have to pay me. Embrace has been amazing so far. I just got paid my first Wellness claim and it was fast and easy. I feel confident that I will not have to "go it alone" should my precious puppy need anything going forward. It's worth every penny I pay in premiums, even if it's just to avoid the hassle of other companies. Love Love Love Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: Under a year

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8

out of 10

Efficient service

We have received two checks from Embrace - each for immunizations. Luckily, we have had no illnesses or emergencies since enrolling our almost 2 year old Chinese Crested, Grace. My only concern addresses the exclusion that we were given when we made the decision to have an orthopedic exam done so that Grace could be covered immediately for any type of issue that she might develop. She had shown no orthopedic issues nor were we concerned. Our vet gave her a 1 point below perfect rating stating that she had luxating patellas. She said that she doubted we were ever have a problem with this, but being totally honest and thorough, she felt that was the most correct rating. We were disappointed to receive a letter stating that Grace would not be covered for any orthopedic problems in the future due to this rating. I appealed this decision stating that had we NOT had her tested and had waited for the time period with no problems she would be covered. My appeal was denied. I am not sure we will remain with Embrace after this year. The insurance is expensive if future major issues will not be covered.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chinese Crested Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is the Best!!!

Having a puppy requires a lot of vet visits and a lot of costs. So far I have been to the e-vet twice with my FiBi and have also had to deal with a nasty ear infection that required several visits to my regular vet before it cleared up. And FiBi isn’t even a year old yet. Without Embrace I would have had to absorb over $4,000 in vet bills this year alone. The Embrace staff is amazing and their customer service is top notch. They are so helpful and they truly care about their customers. I would recommend them to anyone. Their turnaround time on claims is really quick and they even have direct deposit. They will email you and update you thru the entire process and will follow up after the fact to check and see that you claim was settled and also to see how your animal is doing health wise. I will never have another pet that is not covered by insurance again and will ALWAYS use Embrace as my insurance provider. Thank you Embrace for being awesome.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Very Pleased

I have not had pet insurance before, but I am very pleased with the process with Trupanion. They were responsive and timely
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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9

out of 10

courteous and efficient

I have had Embrace for my Llhasapoo Max for 3 years. I have used the Wellness coverage each year. It is amazing that I can recoup the money spent on shots, yearly exam,etc. The responses and refunds are prompt and courteous.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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