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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

They Gave My Dog A Real Chance Before She Died

My puppy turned one earlier this month and had been completely healthy the entire year. Suddenly she got Kennel Cough. I was able to immediately take her to the vet without fear of a large bill. Unfortunately, their diagnosis did not catch her eventual pneumonia and lung tear that put her in the hospital's oxygen tank for 3-4 days (at $1300/day). My dog died despite everyone's intense effort to help her. We were shocked. Even my vet, who thought she might have a chance, couldn't believe her kennel cough got out of hand like this in a matter of days. But thank god for Healthy Paws. I was able to give her the best chance before we put her down. I have no regrets. She got the best (most expensive/advanced) help she could. Within a few days she got ALL the necessary procedures because I didn't have to worry about making a choice between her health and a fear of extraordinary bills. I also want to mentioned that Healthy Paws sent me their condolences pretty immediately (I got 3 separate emails from different team members). They dealt with the claim within the promised 10 days and communicated with me the whole way through the claim process. I LOVE THEM. They cancelled my policy for me (I didn't need to ask) the day she died. I feel so well taken care of and truly touched by their genuine love and compassion for animal families. I will use them for all my future pets.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Trupanion is Excellent & EZ to do claims

Trupanion is Excellent. They keep in touch which a lot of companies do not do. I think they have the best plan available of the many I checked out.Looked at questions below - do you want to know last time I sent in claim and what it is for. That is the info I am giving. Have sent in about 8 claims. Dog is 18 months old.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: 1 - 8

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8

out of 10

So Far So Good

So Far So Good with Embrace. We were really having a hard time picking between insurance carriers and ended up just pulling the trigger - figuring if we were unhappy we would just switch. And like I said, so far so good. I was hoping to get a little more back on our mastiff's entropian eye surgery but 60% isn't bad. I'm probably most happy with their promptness and customer service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: Under a year

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8

out of 10

Easy to use and Worth the Peace of Mind

I have my French Bulldog, Oliver, covered. The insurance is easy to use, it's easy to submit claims, find information, and track claims. Brings great peace of mind knowing that the financial part of caring for him is offset with the insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Timely reimbursements and follow through!

I have been in Embrace customer for three years now. Embrace has always offered timely reimbursements with superior customer service and follow through! I recommend this insurance to all pet owners!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Pleased with this insurance

I obtained insurance for my Abyssinian kitten because I had a real problem with his predecessor - who wasn't insured. I checked out several companies and chose ASPCA. I have been pleased with the response to the claims I have made - for neutering, for example. The reimbursement was quick and without any beuracratic delay.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Abyssinian
  • AGE OF PET: Under a year

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10

out of 10

Excellent.Helpful fast resonsive

My puppy was hospitalized for 4 days for acute intestinal problems. Trupanion was fast, responsive and caring. They paid the claim quickly and fairly. I could not have asked for better service. I would recommend them to any pet owner.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Coton De Tulear
  • AGE OF PET: Under a year

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9

out of 10

Dog pneumonia for two months

Sophie had pneumonia at thr age of six and seven months. This resulted in three visits to the vet three sets of xrays( she was due to be spayed and we needed to be sure that her lungs were clear for the anaesthetic. One consultation with a radiologist. With drugs, Trupanion paid 905 of costs after removing the deductible.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Airedale Terrier
  • AGE OF PET: Under a year

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10

out of 10

AMAZING

I submitted my claim form on a Tuesday, and seven days later, every penny I was promised was direct deposited into my account. You can't beat that!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siamese
  • AGE OF PET: 1 - 8

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1

out of 10

DO NOT BUY ASPCA INSURANCE

ASPCA DID EVERYTHING POSSIBLE TO MAKE THEIR POLICY UNCLEAR WHILE SIGNING ME UP AND THEN PAID NOTHING FOR ANY OF MY PET'S ILLNESSES. I also love the mission of the ASPCA but DO NOT BUY THEY'RE INSURANCE! I purchased the insurance for my pet 6 years ago and thought she would be well covered. She was not. First, for every single vet item I sent in, ASPCA did pay 90% but the key was that they paid 90% on what they considered to be normal prices. Therefore, if I paid 150.00 for shots, they claimed that the normal and customary charge should have been 50 and then paid 90% of 50...not 150. This occurred on every single line item. So, although they claim on their web page that they do not have listed claim prices...they do. Then, my pup was diagnosed with cancer on Oct. 24th. She began treatment right away but as of Nov. 1st that same year - SHE WAS NO LONGER COVERED as my policy renewed. Apparently, no matter how long you have this insurance, your pet is only covered one year at a time. If they get sick even one day before the beginning of the next year (it's different for each policy), they are not covered after the renewal. When I asked about this, the representative stated, "It's just like homeowner's insurance. It starts over every year." Also, when your policy renews, there is an 180 pre-existing period for all sickness that starts all over again. This means that your pet really only has coverage for sicknesses that conveniently fall into the proper t
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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