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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Fantastic from the first day!

My husband and I recently adopted a 9-month-old Yorkiepoo named Bailey - our first dog. Our vet strongly advised us to get pet insurance. I did a bunch of research and wound up using Healthy Paws. It's turned out to be a great decision! Just a week after the 15-day waiting period had expired, Bailey became ill with a fever and GI distress that caused severe vomiting and diarrhea. With an 8-pound dog, the inability to keep food down is pretty serious! She's on the mend now, thank heaven, but the whole ordeal involved 2 trips to the vet (one an emergency), 3 nights there, a ton of tests, several prescriptions, etc. Needless to say, it was expensive. Even after meeting our deductible and paying for the doctor's examination fees (which we knew about up front), the Healthy Paws plan covered a significant amount of the total. It's such a relief to know that, where Bailey's concerned, we have one less thing to worry about! I would recommend Healthy Paws without hesitation to anyone looking for pet insurance - they're terrific!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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9

out of 10

Great coverage

Our 6 month old Bernese Mtn dog suffered a fractured Tibial crest. Surgery was required and performed successfully. Try anion was in touch with ud from the start. Payments were made very timely and coverage was as listed. I would not be without it
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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10

out of 10

great customer service & quick turn around

My cat needed one of his claws removed, which required a brief surgery. I faxed my completed claim form (with documentation) around 9:30am. By 3:00pm that same day, I received an EOB explaining what was covered. It was exactly as I expected. The office visit was not covered, the company is very straight forward about this, and I had my annual $50 deductible. Everything else was covered at 90%, and I received my check several days later. On top of this, this morning I received an email from the company checking in to see how my cat was doing. I responded, and the company got right back to me. Also, it was a human being, not simply a form email. I was incredibly pleased with the prompt addressing of my claim as well as the follow-up inquiry. This is the second claim I have filed within a few years. The first time I had some questions about the claim, and the company responded right away and explained everything to me. I have been very pleased with their customer service, and would highly recommend this company to pet owners.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: 1 - 8

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9

out of 10

Dependable

Trupanion has been fantastic!! My Dog, Preston has had a lot of health problems. There was about a year and a half when he was in the vet almost every 2 weeks!! Trupanion never denied any of my claims and they were all processed in a timely manner. They also gave me pre approval for Preston's major surgery. It was a really hard time, and very stressful, but it made me feel better knowing I could depend on Trupanion to help me out!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is the best !!!

We have been with Embrace over 7 years. They are the best in processing Illness Claims for our Dog Cody. He has been sick the last 2 months. He is gettting better now. I have told our Vet(Dr Serra)at Wood River Animal Hospital in (RI) how great Embrace is in processing our claims with the benefits that we have. Also have told cleints and friends about Embrace. Great owners and staff at Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

True to their word

I was skeptical when I read that Trupsnion would cover 90% of all medical costs. I read the plan in full and decided to sign up. I started immediately when I got my puppy and I amVERY thankful I did. Just after his first birthday, he got a hold of a highly toxic medication. The bills added up quick. We ended up with over $3000 in medical bills. Trupanion came through. No questions asked, they covered exactly what they said they would. I HIGHLY recommend Trupanion. 90% coverage is huge! Read carefully though to understand what us covered (no pre-existing conditions, initial consults...) Even the Trupanion staff was kind and helpful.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Absolutely the best pet insurance!

I have been using Pet's Best for many years and have always been happy with the service and payments provided. This last claim processing was simply amazing. I submitted a claim on Monday from a Sunday afternoon emergency room visit, received an explanation of benefits on Wednesday evening and had payment in my account on Friday morning! They paid exactly what I expected, 80% after my deductible. You just can't beat this company. I'm very thankful to have all of my pets insured through them & I recommend them to my friends.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Great Service

Appreciate the interest in my dog and the very quick responses on my claims. Great service!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is the best!

They have been great with all of my claims. My latest claim was for my cat Sebastian who was diagnosed with severe stomatitis and had to have all of his teeth removed. Since this is a tricky operation if not done correctly I went with a top specialist for the surgery, and the total bill was over $4,000. They quickly reimbursed me for my claim, with no hassles whatsoever. Thank goodness for such a great pet insurance company!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Best pet insurance for my older Rottie

When I got my Rottie 9 years ago there was only one or two pet insurance companies available. Now there are several to choose from. I spent over 3 hours comparing the different plans. When I was researching pet insurances, Healthy Paws and Embrace kept coming out at the top of my list. Working in the healthcare field for longer than I care to admit, I knew what I wanted...no annual caps, a reasonable reimbursement rate (vet care in NY is expensive) and an annual not per incident/accident deductible. Healthy Paws hit the bullseye on all accounts. Embrace would not give my girl full coverage due to her age only coverage for accidents. If you are buying pet insurance make sure you check out the fine print. One company charges a deductible for each accident or illness. Who can afford that??? So I signed on with Healthy Paws and am so glad I did. Shortly after the new policy started my girl needed eye surgery. After we hit the annual deductible we had a check in less than a week. They also sent me an email asking how she was doing. I asked them for brochures to put in my vet's office so more people can find out about this company. Have told 3 ladies I work with about it too. The fact that they help rescue animals with their foundation work is the icing on the cake.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: Over 8 years

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