154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 07, 2021

Terrible experience - Embrace goes to great lengths to delay and not pay claims

I have had Embrace insurance on three of my dogs for about a year and never had to make a claim. My dog scratched her eye while she was scratching her ear, and needed to go to the Vet. They did an eye stain, determined the scratch was minor, and prescribed some medicine to put on the eye for a week. In total the initial vet visit and follow-up was about $250. I filed a claim with Embrace and provided the required paperwork and invoice. My annual deductible is $200, so I figured a couple days to process it and I would get a check for $50 to cover the claim. Well it's been over a month now. Embrace provides ZERO communication on claims status. When I would call to check the claim, they state they need additional health history information from the Vet. Then nothing happens for another week until you call again. And then they say they need some other health history documentation from the vet. No one can explain how a simple minor scratched eye injury requires such extensive health history documentation, or what the documentation is needed for. It's not like a dog scratching itself is a pre-existing condition. In my opinion, Embrace is a SCAM. I would encourage you to skip the fake glowing reviews, and read the reviews from real people on here that have had to file a claim with Embrace.

Insurer: Embrace

By: Jon

Useful
May 07, 2021

Customer Service

I've always had great experiences with Trupanion. Their customer service is exemplary.

Insurer: Trupanion

By: Angela Bird

May 07, 2021

It may take awhile to get a customer…

It may take awhile to get a customer service person on the line, once you do they are very professional, know what they are talking about, very helpful, take all the time you need to make sure everything is clear. They really are the best!! I have learned something new with each person I've spoken to.

Insurer: Pets Best

By: j barn

May 07, 2021

Process was easy and simple

Process was easy and simple, but processing time was very long.

Insurer: Pets Best

By: Brennan Azevedo

May 07, 2021

Very good

Very good, the staff are very professional and shows care for you and your pat. Thank you

Insurer: Trupanion

By: Julio Souza

May 07, 2021

Really great and transparent coverage

We have been really grateful to have found and relied on Healthy Paws for over five years. Our rescue dog was ~ 8 when we got him, and Healthy Paws made getting the insurance for him easy. As he's aged and run into several severe health issues, some of which have required multiple vets to diagnosis, we have been able to proceed without issue because of the quality of coverage and the quickness for disbursement to us via direct deposit. It is incredibly easy to file a claim and staff have personally reached out to us (not just transactional emails). Their policies are clear about what is covered (no plan covers pre-existing conditions) and all communication is easy to understand.

Insurer: Healthy Paws

By: Hanna

Useful
May 07, 2021

Horrible Customer Service

I was thinking about going with Pets Best, but after being on hold for 40 minutes, and then another wait where I got sent to voicemail, I decided against it.

Insurer: Pets Best

By: Jade

Useful
Verified May 07, 2021

Reliable, affordable, and truly good customer service

We have been really grateful to have found and relied on Healthy Paws for over five years. Our rescue dog was ~ 8 when we got him, and Healthy Paws made getting the insurance for him easy. As he's aged and run into several severe health issues, some of which have required multiple vets to diagnosis, we have been able to proceed without issue because of the quality of coverage and the quickness for disbursement to us via direct deposit. It is incredibly easy to file a claim and staff have personally reached out to us (not just transactional emails). Their policies are clear about what is covered (no plan covers pre-existing conditions) and all communication is easy to understand.

Insurer: Healthy Paws

By: Hanna O.

May 07, 2021

Horrible Customer Service.

I was thinking about going with this insurance company, I called with a few questions, after 35 minutes on hold I decided to go with another provider.

Insurer: Pets Best

By: Jade Guza

Verified May 07, 2021

Great service!

the clerk answered all of my questions, was polite, and very knowledgable. she put my mind at ease about the choices I had to make regarding my pets.

Insurer: Prudent Pet

By: Aretha

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