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Our 2 year old Min Pin either got bit by something or had an allergic reaction to something. He also had hives all over. We don't quite know what it was. His face was so swollen we thought his throat may close up. My husband rushed him to our vet. They were there waiting for them. They gave him (the dog :)a shot of benadryl and some other meds for it. Trupanion is paying $254.51 of the invoice submitted. Condition 1. Swelling $282.79 Eligible $282.79 Claim Payment at 90% Coverage $254.51 Other: Ineligible Items $75.00 Please refer to the following policy exclusion(s): 9.D.i We do not cover the costs, fees, or expenses associated with: Examinations; $75.00 So for over $300 dollars we received $254.51 back. Got the check in a couple days! Now, let's pray they don't raise my rate...again for the third time! I'll keep you posted. Great service though and I may just be happy with them.

My 4yo English Mastiff had and still has a serious leg injury. Embrace has been fantastic. She has been receiving treatment since 9/17 and I have been sending in claims every few days, it seems. Embrace has been fantastic and the paperwork has been processed very quickly, leaving us out of pocket for a very short time. I bought insurance for my second dog and highly recommend it.

I had heard that Trupanion was one of the best pet insurance companies and, after doing a bit a research, we decided to get it for our puppy. The claims process was extremely easy from our end. I submitted the bills to Trupanion. They then contacted the Veterinary Hospital for the medical records. We received reimbursement of our expenses approximately 2 weeks after the claim was submitted. Thank you!

I had heard that Trupanion was one of the best pet insurance companies and, after doing a bit a research, we decided to get it for our puppy. The claims process was extremely easy from our end. I submitted the bills to Trupanion. They then contacted the Veterinary Hospital for the medical records. We received reimbursement of our expenses approximately 2 weeks after the claim was submitted. Thank you!

This was my third experience filing a claim and each time my experience was a favorable one. Each claim covered what I considered to be a reasonable amount of the total expenses. Thank you for making what was a stressful time easier to deal with.

This was my third experience filing a claim and each time my experience was a favorable one. Each claim covered what I considered to be a reasonable amount of the total expenses. Thank you for making what was a stressful time easier to deal with.

My dog got terribly sick, he was vomiting every 20 minutes for over 24 hours. Embrace was there to help, filing the claim was simple and quick. Received the reimbursement in short time. A+

Had to take my dog in to emergency. The estimate was high of $2300. Trupanion pre-approved the claim so I only had to pay my deductible and not have to go through reimbursement process. Sure lessened my stress!

Had to take my dog in to emergency. The estimate was high of $2300. Trupanion pre-approved the claim so I only had to pay my deductible and not have to go through reimbursement process. Sure lessened my stress!

Filing a claim couldn't be easier (heartworm in this case). They require a minimum of information and process the claim so quickly. There is no nitpicking like for people health insurance. The web portal to check on your claim is very nicely designed. The insurance may not be the cheapest, but it is very comprehensive and no hassle. I would definitely recommend it to pet owners who want to make sure they can take care of their beloved pet.