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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

3

out of 10

Rate increase outrageous

Rate increase. Pre existing conditions unreasonable.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Thank You Healthy Paws

My new puppy Charlie at 4 months developed a cherry eye. We were told by specialist that we should wait, and make sure it did not happen to his other eye. We waited until he was 9 months and the eye fixed, I obtained Healthy Paws Insurance when Charlie was diagnosed with cherry eye. This was considered pre-existing condition, which I understood and was not covered, but was so glad I did get the insurance when he was 4 months, because he later developed entropion of the eyelids and required 2 additional surgeries, which cost over $3000.00. Healthy Paws Insurance covered 90% of both surgeries after 250.00 deductible, which was incredible. The financial burden was lifted by having the insurance and I could focus all my energy on my baby, Charlie. Thank You again Healthy Paws for helping during a difficult time.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: Under a year

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10

out of 10

You can trust this pet insurance - peace of mind

What I really liked about this pet insurance was they asked for all the pet's medical history when you purchase a policy. Then they issue a statement of coverage which clearly defines what is a pre existing condition. Some conditions might only be temporary, and you can request a review of that after a certain amount of time. In my case, my puppy had some red lesions around her muzzle from play biting with all her littermates, so skin conditions were a pre existing condition. After 6 months, I called in and they asked for my dog's medical history and had the pre existing condition removed as an exclusion. So far I've submitted claims for $100 for a runny nose, $200 for a urinary tract infection, and another $200 for some behaviour issues and to get a referral from my vet to a dog behaviour therapist (which would also be covered I believe). All have been paid quickly, no hassle. Cheque received within two weeks.
  • INSURER: Pets Plus Us
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: Under a year

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9

out of 10

Very Happy with Embrace

I have been with Embrace for a few months now and so far I am very pleased with my experiences with Embrace. My questions are always answered, the claims are processed quickly and their customer service is excellent. We have been having some GI issues with our Boxer rescue and while that has been stressful, knowing that we have Embrace insurance is helping us through this rough patch and we feel good knowing we have chosen a good pet insurance company for our Boxer boy!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

AWESOME! AMAZING! 100% recommend them

Trupainion customer service and compassion were outstanding. My 14 week old puppy had an ear infection and an oral cancer scare. Trupanion answered all of my questions, got pre approval for the surgery, and sent our reimbursement check out within days of the surgery. I am very thankful for Trupanion, they paid for the ear infection and tumor to be removed from my puppy's mouth at 90%. They helped make an anxious time for us concerning our puppy's health bearable and we ended up getting cancer free results!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: Under a year

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10

out of 10

Really appreciated the courteous service.

Tina was 4 years 11 months old when she obviously got into something she should have avoided. We had to rush her to an emergency clinic as it was the weekend and our vet was closed. She was vomiting and having diarhhea simultaneously and became seriously dehydrated. She recovered after saline IVs and antibiotics. The ASPCA insurance was heartily appreciated, our reimbursement was rapid and the company was very gracious with their concern and response.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Exceeded Expectations

After contemplating pet insurance for years, I finally purchased Healthy Paws and have 4 dogs covered. They have been absolutely outstanding to deal with. Processed claims exactly 'as advertised' and lightening fast. They are responsive, kind and informative whenever I have communicated with them. I truly could not be more pleased and HIGHLY recommend Healthy Paws to everyone who asks me about pet insurance.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Couldn't ask for more!

I spent a lot of time researching pet insurance as the idea seems smart but we've all heard the bad stories about clauses and refusals to pay. I chose Embrace and have never regretted the decision. For many years my German Shepherd Max was healthy and didn't need a thing - which is the best case scenario. He is now getting older and has been plagued with some of the old age ailments we can all look forward to - including severe arthritis in his back and legs and was recently diagnosed with neurological degenerative issues. Embrace claims are processed immediately upon submission and it is really pretty easy. All of my communications with Embrace have been with knowledgeable and friendly folks who really seem to care about Max. After a surgery he had a few years ago - they even called to see how he was doing! Getting older is never easy - but having Embrace as a partner in my dog's care has made a huge difference in Max's quality of life and mine. I cannot recommend them enough. Don't even think about another company. I recommend them to everyone I can.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Over 8 years

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10

out of 10

Courteous, Efficient Service

Our pup recently visited the vet for a vaccination booster and then visited for another vaccination booster and a sick visit - a total of three claims. The vet submitted the forms on both occasions and, for the second visit, submitted both wellness and sick visits together. Embrace sent an email to me and politely told us that wellness and sick visits should be submitted separately. On reading that sentence in the email, I sighed, figuring that I would have to resubmit. But to my surprise, the email continued by telling me that Embrace separated the claims, and I would receive separate emails for each claim. I didn't have to resubmit anything. It is a pleasure to deal with a company that makes paperwork easy. All three claims were handled promptly. Kudos Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Very thankful!!!

I volunteer at our local Humane Society and although it's very hard not to bring everyone home with me. I adopted this little scared Beagle mix on Mothers' Day 2012. He suffered a neck injury in March, 2013. I was afraid his injuries would result in paralysis. I had to rush him to the Veterinary Hospital. After several tests, his injuries were not threatening and 2 months of extensive medical care at home, he has improved and pretty much back to normal now. His vet bill was nearly $2600. Thank goodness for ASPCA Pet Insurance!!!! They handled my claim in a timely manner and were truly caring!!!They even called a couple times to see how my little guy was doing!! Thank you for caring!!!!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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