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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

8

out of 10

claim experience positive but slowing processing

I have been a great fan of embrace. The staff are lively, the claim process easy and transparent and I like the 80% of billed services rather than a specified coverage amount. However my experience with recent claims have been that they have been processed and reimbursed much slower than in the past. The most recent conversation I had with the staff indicated that this was because they were very busy and were training new staff but I think they should be held to a standard of a quicker response time
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Thank you Pet's Best!

Thank you Pet's Best! I had a very sick cat earlier this year and finally had to put her down. The vet bills really racked up. After that, I decided that I should get pet insurance for my other cat and the new cat that I got from a rescue. About 6 weeks after the policy kicked in, my new cat became very sick and had to be hospitalized for 2 nights. She's better now, but I was worried about whether the insurance would cover the costs. Within a week of filing my claims, I received a message that the claims were processed and I would get reimbursed as per my policy. It's better than people insurance! I recommend it to anyone with pets! Thanks Pet's Best
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Himalayan
  • AGE OF PET: 1 - 8

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9

out of 10

Excellent Pet Insurance

For many years I avoided getting pet insurance. I recently rescued a Miniature Pincher and she is so delicate in the legs I thought that it would be wise to get insurance. All my dogs prior to her have been Jack Russell Terriers which are virtually indestructible, but my min pin is a very little, delicate girl. Embrace has made things very easy and efficient. They are also very responsive to question and they send tips that are useful and not just annoying. I would recommend them to my friends.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: Under a year

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10

out of 10

Simply awesome

I insured my puppy the day we got her. She had giardia, a cough and some sort of bug from eating something in the yard. $0 deductible with 90% coverage, paid for itself and then some this year after three visits. Quick, responsive and easy to follow process online. Could not be happier. First claim took 10 days as they verified records. Subsequent claims ~4 days.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: Under a year

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10

out of 10

Healthy Paws Delivers!

My claim took a little longer to process; it was my first, and vet records had to be forwarded not only from my vet, but also from the shelter that had cared for my dog prior to her adoption. I was prepared for the delay because the website clearly provided this information in the FAQ. I have to admit, after hearing stories of frustration about pet insurance in general, I was not quite convinced that it was a worthwhile investment until the reimbursement check actually arrived! Thank you, Healthy Paws, for not discriminating against older pets. Princess and I are very happy to have you on our side!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Catahoula Leopard
  • AGE OF PET: Over 8 years

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10

out of 10

Trupanion Review

They were excellent in processing my claims and keeping me informed of the statuses.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Balinese
  • AGE OF PET: 1 - 8

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10

out of 10

NO Hassle Reimbursement

NO questions asked during reimbursement. The only thing I would recommend is to speed up the process. It would be very helpful to customers that had to pay up front cost. Besides that everything is great about the claim process. Easy to fill out and very helpful customer service. Good thing is I called again to speed up the process they were willing to accomodate
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shetland Sheepdog
  • AGE OF PET: 1 - 8

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9

out of 10

Easy to work with and quick

Have two Labrador Retrievers. One of them ate close to 100 paint balls. The other ate a few. Took them both to the doggy emergency room. The one that ate the most ended up having seizures and had to spend multiple nights while the other just spent one night and never really showed many symptoms. Both dogs are doing fine now. My experience with Healthy Paws was excellent. I filed two claims (one for each dog) and in both cases they were quick to answer questions and more importantly reimburse me for my claims. Healthy Paws was very easy to work with and quick!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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9

out of 10

Quick, honest, and caring

My young dog swallowed parts of a toy that got stuck. The emergency surgery was costly and nerve-wracking. Trupanion handled my claim within a reasonable amount of time and paid just what they said they would. I am so glad I had Trupanion pet insurance when I really needed it!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Welsh Springer Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Seamless Process Between Vet & Embrace

Working with Embrace Pet Insurance and Countryside Veterinarian Hospital is seamless. We visit out favorite veterinarian, the office submits our claim using our customized form from Embrace, and we're notified via email of the status of our claim. ACH deposit into my account makes it all the more seamless!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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