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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Emergency

Embrace has been wonderful. My dog became very ill one day last month. We rushed him that Tuesday evening to the VCA emergency animal hospital. Getting the VCA to fax over the paperwork has been a little difficult, but once it was in Embrace definitely did their part. I really like the email communication as they keep you updated each step of the way while processing your reimbursement. I absolutely recommend Embrace pet insurance with no hesitations!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rat Terrier
  • AGE OF PET: 1 - 8

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1

out of 10

Better to self-insure. Save your money

Better to self-insure. Save your moneyI have had their insurance for over 12 years and have insured all of my dogs through 24petwatch. Recently one of our dogs was diagnosed with cancer and we decided to treat to extend his life. Axel has had a long healthy life and I have never put in a claim for him until now. He needed cancer treatments and the reason you have insurance is to be able to provide help for your pets when they most need it. Eight weeks for dealing with extremely ride customer service and no e-mail replies I managed to get 24petwatch to agree to pay a claim. This was a fight to get claim and very little of it was actually paid. I also have the Gold plan (funny gold) I am still waiting on a check and Axel has passed away with 0% from 24petwatch. Dealing with a sick dog and 24petwatch is not where you want to be when your best friend is fighting for their life 12 years of paying premium for a gold plan versus putting the money into a savings account would have been a much better choice I have learned my lesson the hard way and I hope this helps you.
  • INSURER: 24PetWatch
  • POSTED: 08/17/2018
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Fantastic

Our dog is having Boxer Colitis. The bills have been climbing and without Trupanion I do not know what we would do. We will have Trupanion for every dog we have from this point forward.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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9

out of 10

Seizures

My 11 year old pom-a-poo out of the air starrted having seizure.. they got real bad so i took him to see a nueroligist. they gave him some medicine to take, but the next day his seizure sttarted up again and they would not stop. i ended taking him to the same nueroligist bu to the emergency room side of his practice. Keno ended up spending a couple of days in the emergency room.. he is now much better and no more seizure..
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Over 8 years

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10

out of 10

Checks in the mail

I love the Wellness Rewards Embrace gives me. I just received three checks in the mail for having wellness visits for three of my dogs....the fourth dog goes next month. After submitting my claim, I was reimbursed within a week.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

The best investment in my life!

I adopted a 50-pound Shepherd mix from a rescue foundation about one and a half years ago. I named him Sano because it means a "healthy boy" in Italian. When I brought my dog for the initial check-up after adoption, the vet told me that my dog would be healthy because he shouldn't have the genetic diseases in some of the known breed dogs. I was hesitated to get pet insurance because of the vet's comment but fortunately, I made the right decision to be a customer of Healthy Paws in August 2013. About 3 months ago in early March 2014, Sano was playing and running with me on a baseball field like usual. Suddenly, his back right leg was limping. He left his leg up and would not touch the ground with it for over a day. He also looked in pain. Guess what, he torn his CCL! After doing some researches, I opt for the TPLO surgery. In the Bay Area, there is really no "cost effective" orthopedic surgeon. UC Davis is very well known for its relatively lower price and good services but it could take over 2 months to be on the waiting list. Sano was in pain so I didn't want to wait. I brought him to a prestigious orthopedic surgeon for a check-up and consultation. Well, prestigious = costly! The estimated cost of the TPLO surgery with following checkups was $6000. I wondered if my pet insurance would cover all the costs. Since I have stable income, I didn't wait but scheduled the TPLO surgery in within a week. I called Healthy Paws the same day asking them if there was a list of "certif
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shepherd Mix
  • AGE OF PET: 1 - 8

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10

out of 10

My saving grace

Embrace Pet Insurance has been my piece of mind. Luckily for us our FINLEY hasn't needed much in the way of emergency care. But the "piece of mind" is worth the monthly premium. I know that if something major would present itself that I would be able to do what is best for my dog. I will continue with EMBRACE for the life of my best little buddy. The reimbursement check is received quickly and deposited in my account. I can rest easy knowing that whatever my canine needs I can afford his treatment due to having EMBRACE as his insurance! Thank you for all that you do.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion Health Insurance

We adopted a 14 month old German Shepard 2 years ago. Our trainer recommended Trupanion insurance because she has three dogs and said it was the best by far that she had found. I took him to our vet for a complete health checkup and he was given clean bill of health. I signed him up with Trupanion and did not think too much about it. Six months ago he was diagnosed with severe hip displaysia and the vet recommended total hip replacement surgery on both hips. I submitted a claim to Trupanion for everything, xrays, meds etc., along with a pre-authorization request for the surgery. Trupanion approved the surgery, and per our policy the only thing they did not cover at that point was the office checkup. The surgeon wanted to wait and see how long we could manage the problem with diet, meds and supplements before he had to have surgery. Since surgery authorizations are for 90 days, I contacted Trupanion and they assured me that Titan would be covered whenever the vet determined necessary. I would recommend this pet insurance to anyone who loves their pet. Under the terms laid out in the level of insurance I have purchased, the Trupanion staff have been great to work with and have always held true to the promises made. I purchase this insurance mainly as a safeguard against a devastating illness or accident and my experience with this company has been that it's well worth the cost of the premiums for the peace of mind those premiums provide. Keep up the great work, a
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Thankful we had Trupanion!

My husband and I decided to get pet insurance for both of our Yorkshire Terriers, 9 years and 3 years old, about 6 months ago just to have as a back-up, especially with one dog being almost 10 years old. I did extensive searches on pet insurance and wanted to make sure I chose the best plan where breed-specific illnesses and injuries were covered, as well as the best competitive price. I also asked around family and friends to see what insurance they recommended and compared pricing. I chose Trupanion because I felt the coverage was the best for what we wanted to spend; they also had broad coverage no matter what the age of our dogs and were happy to answer all of my questions over the phone before registering. About a month ago, we could not believe it when our oldest Yorkie, Harley, was admitted to the emergency vet hospital a week before his 10th birthday and diagnosed with severe acute necrotizing pancreatitis. Yes, it is as bad as it sounds. He’s an extremely healthy dog and this came out of nowhere. We were able to transfer him from one emergency place to the best one in the area with the best care for such a severe case, including ultra sound, countless antibiotics and pain meds, and plasma treatments. We couldn’t believe that he could potentially be in the hospital overnight for up to a week or more and we knew the vet bills would start to pile up quickly. The first 4 days or so were touch and go for my poor baby and it was the worst week of waiting. However
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Fast and painless

Our Dog Callie hurt her knee after jumping off the couch. THe folks at our Vet (Best Friends) took very good care of her and processed our Embrace claim for us. within a couple of weeks I received a confirmation from Embrace that they were reviewing our claim, followed up by a second e-mail confirming that the charges were covered. It even included a very easy to understand EOB for our records. THe check came within a few days after that. It doesn't get much easier than that. Thanks Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: 1 - 8

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