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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Embrace sets a new standard. It's high.

Embrace Pet Insurance delivers it's promises and lives up to the brand. Straightforward policy, pricing and process. The best customer service I've received. EVER. Clear, quick, responsive communication. Friendly and effective customer service staff. Accurate claim analysis and reimbursement.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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3

out of 10

Not very efficient

Supposedly once they receive your claim there is a 10 day turnaround well it is now.September and I am waiting for Junes claims. I have had to call my vet to have them send her records 5 times for the same claim. That is ridiculous. You want my money but don't want to give back. After my 13 year old dog dies I will be looking for a new plan. I am thinking about Go Pet plan.. I have tied up about $2000.00 I have paid out waiting for some return. NOT a very reputable outfit!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

We are so luck to have Healthy Paws insurance

Our little guy suddenly became ill and had to go to our state teaching veterinary hospital. After much testing which amounted to $4500, he was diagnosed with a potentially devastating illness called MUE. He will need significant on-going medical treatment and care. Thank goodness we had Healthy Paws insurance. Now we do not have all the financial worries that go with getting him the care he needs. Healthy Paws is a very responsive company and efficient and quick to respond with sending the reimbursement.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding service and support

From the beginning we have had such wonderful support and fast service. Polite, professional and sincere.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Terrier Mix
  • AGE OF PET: 1 - 8

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9

out of 10

so far so good

going into the third year with Embrace. So far so good. Still haven't met the deductable so don't know how hard it would be to collect.. BUT that means my puppy is healthy. and I rest well with that and knowing if an emergency came up Embrace would take care of us.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

My Best Friends vets visit

I just purchased a policy with wellness included. We went to the vet for the initial first visit as required and the claim was covered in full. That was great. However, medication for a condition that was discovered by blood work done at that visit was not covered. But we are happy with the outcome. I would recommend this to pet/people families.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

FABULOUS!!!!!!!

Several times I have used Healthy Paws, I always have a check within five days, hard to believe in this day and age. The last time was about a week ago while at a park my dog ate something that made her violently ill, we took her to the vet and she was sent to a critical care hospital. They suspect she ate marijuana. She spent the night on an IV and recovered quite well. The big was large, but with 90% of the bill covered by Healthy Paws it was quite manageable.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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2

out of 10

Typical insurance company.

Do not recommend. Denied my first claim. I had a veterinary exam done for my dog approximately one month prior to signing up for this insurance they said that it was not necessary to get a exam done. After my first claim they change their tune is saying that he needed to have an exam done up to 15 days prior to any claim. I spoke to customer service and they said that I had not made phone calls to them which I had. They also claimed that the vets records said things that were not actually in the vets records. Typical insurance company.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

No longer a good pet insurance company

I have had Pet First Health care since Jan 2008 for 3 dogs (1 died and 1 new one.) The coverage has declined and the cost has risen. It is nothing like my original coverage. Today they denied a claim for one of my dogs for tendonitis.. saying it was a chronic problem and due to Clause #12 not covered. I have had insurance on her since I got her in Sep 2010 at 1 year old in perfect health. She is 4 1/2 year old lab. Here is my claim history on her. 2011 - no claims, 2012 laceration $144 paid, 2013 torn nail, $53 paid. A total of $200 for over 3 years and no claims for any "tendonitis". Also last year before renewal I wanted to change my policy to have a higher per incident/per dog (started at $2500, then changed to $1500, so I wanted to reinstate $2500 per illness/accident. I was told that the underwriters will not let you change your per incident coverage. Kind of flaky but my claims are normally small so I just kept the $1500. I was concerned because costs have risen. Also I got an email saying my same coverage would cost more this year too. A small amount but just another reason to find a better company. I used to rave about PF and recommend it. I cannot endorse them at this time.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws provided great service to our family

Our new puppy broke her leg when she was 17 weeks old, and as new puppy owners were were understandably distraught and really clueless about what her surgery and rehab over the ensuing weeks would hold for our family. When I paid for the first (enormous!) invoice for her initial surgery, I went home while she stayed in the hospital and went on Healthy Paws web site to find out how to start the claims process. The site was informative, easy to follow and all the "paperwork" could be done electronically. Healthy Paws emailed me right away once the paperwork was submitted to let me know the claim was processing, and the payment came very quickly. We can't say enough about how reassuring it was for us to have Healthy Paws insurance coverage during our puppy's recovery.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: Under a year

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