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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Good but sometimes frustrating

Trupanion definitely helped in the cost of care for my dog while he was very sick, however, there constant "additional information required" emails were very annoying when not only did they have all the information, but at times when I talked to reps, they had little idea of what his actual diagnosis was when it had been months into the whole treatment process.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent tlyCare

Our Corgi broke her tooth chewing on either her antler chew or on a Nylabone. I discovered she was in pain when I tried to brush her teethone night. Her veterinarian needed to remove the broken tooth and the surgery went well.Our claim was rejected at first because of how the medical record from our veterinarian was written. The claims office at Healthy Paws informed me of this so I was able to obtain a letter from our veterinarian giving precise details of our dog's injury and surgery. I then sent this letter to Healthy Paws. Healthy Paws approved our claim the next day. Healthy Paws has always been so caring with our dog when we needed them, everyone at Healthy Paws handles each problem and question I have with such courtesy and they pay our claims so promptly - usually within a week. I recommend our friends and our veterinarian to Healthy Paws because this company is a wonderful company. I am so glad that I found them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: 1 - 8

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10

out of 10

Very happy

I purchased insurance following an incident in which my dog (still a puppy) swallowed two rocks which had to be surgically removed to the tune of $2000. That was two years ago. A few weeks ago, Joey presented with severe diarrhea and vomiting. At the vet, the were concerned enough that they hospitalized him right away. He was there for 4 days. Luckily he was fine with fluids and antibiotics. I filed my claim (it was actually two different bills) the next day. Healthy Paws processed my claim and I received my check quickly. Got exactly the amount I expected (after my deductible). They even emailed me to make sure everything went well. I would absolutely recommend them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Smooth Fox Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

wellness and injury claim quickly expedited

Embrace was very fast and efficient in processing a claim for both a wellness visit and for an injury.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

Thank you Healthy Paws

My Biewer Yorkshire Terrier, Margo turned a year old at the end of September 2014. She had been very healthy up until the past couple of months. After tests, x-rays and a CT scan, Margo was finally diagnosed as having an extrahepatic portosystemic liver shunt. This is an abnormal connection between the portal vein and systemic circulation. Her condition required extensive testing, surgery and several days of hospitalization totally close to $6000. It is so rare to find a company that is as efficient and honest as Healthy Paws. I was able easily scan and upload ALL of Margo’s bills. I received an answer within 5 days and payment in less than 10 in all cases. Everything was covered exactly as promised. I have made recommendations to friends, my vet and the hospital where Margo had her surgery. My husband and I are recently retired and it would have been quite a financial hardship to pay for the care and procedures that Margo required. We are so thankful that Healthy did exactly as promised. I had an account with different pet insurance company for my older dog. This policy was more expensive and was supposed to cover certain preventative issues. While Ollie was never ill, everything we submitted was questioned. The amounts covered were not even close to the amount billed and the payment system was extremely slow. Our vet originally told us that she could not recommend any pet insurance company because so many clients had issues; however, she had never heard of Healthy Paws until I showed her our statements and the benefit contract. She now feels comfortable recommending Healthy Paws. I am so happy that I now have this insurance for both of my dogs! Margo’s illness was such a big shock but thanks to Healthy Paws, it will have a happy ending.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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4

out of 10

Don't Embrace Embrace

I tend to believe that we all experience people/companies/customer service differently, and that one person's glowing review will be another person's miserable experience. This is one of the latter; I chose Embrace precisely because of some glowing reviews I had come across. Timing or events, however, conspired, and by the time I was able to file a wellness claim, they had apparently upgraded the software they use to process claims. Instead of the 5 to 10 days, it has nearly been thirty days, and I am entirely fed up. Since I rescued two cats from a kill shelter, I needed the wellness reimbursement to enable other bills to be paid and unfortunately, all I got were excuses about the upgrade. I then came across a series of extremely negative reviews about reimbursements and coverage, complete with contact numbers for the Attorney General of the relevant state and the Better Busienss Bureau. I wrote, politely, to cancel the policies on the 15th. I just received an email giving me a head's up that they hadn't gotten the ACH payments canceled because, per the author of the email, I had only canceled last night. To say that I am livid would be an understatement. IF the payments are processed, which is actually likely, I will also end up paying overdraft fees because, thanks to not having been reimbursed, I had to pay out of pocket for my two cats who WERE covered, as well as more out of pocket care for the rescued kitten, who needed her second immunization. If you go with Embrace, speak to a human being and then get everything nailed down in hard copy. I am so not impressed, and even when I first expressed the urgency of getting the claims processed in the promised 5 to 10 business days, I got zip reassurance or action.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

yes im glad i have Vip insurance

My dog got so sick with pancretites and had to go to the hospital for 4 days, didn't even know if she would make it, the bill was over 4000. and VIP paid just about the whole bill. They have always paid good, I have had them for years, I recommend them. But if your dog has a pre existing condition, they will not pay for that!
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Teacup Yorkie
  • AGE OF PET: Over 8 years

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10

out of 10

The Best Investment

We can't say enough about what a great decision it was to purchase Healthy Paws insurance for our two dogs. One of the dogs has had chronic urinary tract infections and we've become regular customers at the vet. Healthy Paws lived up to everything they said they would with great coverage and service. The Healthy Paws coverage has really made the difference in giving our dog the best care possible.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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8

out of 10

This pet insurance company works

Easy Claims form, continuous communication through the claims to payment process and timely payment. My pug had a couple of issues this past year from illness to injury and they covered most of what I payed the vet after the deductible. My only issue with them is that they don't cover vaccinations.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

Insuring your dog is a must!

Keeping the rising costs of Veterinarian bills in perspective and considering health issues that could arise with this breed and all purebreds, the wisest thing we ever did was to insure our Cavalier King Charles Spaniels as puppies with Healthy Paws Insurance. With dogs you never know what can happen regarding their health! One recently had a costly emergency surgery for an obstruction (acorn lodged in small intestine). Healthy Paws was prompt, kind and sympathetic to our needs. Coverage was completed quickly and efficiently. Having our dogs insured by this company gives us the security we need to face other health issues if they should occur. We will seek care and advice from specialists when needed. I recommend this company highly if your pets are family and deserve the best care throughout their lives.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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