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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

The best insurance company out there

I can’t say enough good things about this company. I started researching insurance companies almost ten months ago. My dog was five years old and I wasn’t in a hurry because my previous dog had no medical issues, except for gum disease, until she was 16 years old. However, I then started to think about the fact that I spent tens of thousands of dollars on that dog in the nine months during which she was treated for heart and kidney disease. I did very thorough research. I called numerous insurance companies. I asked my doctor for his opinion. I also asked other pet owners. The company that kept coming up was Trupanion. In September 2014, I decided to sign up with them. AT the end of October, my dog seemed to be sick and I decided to bring her to the veterinarian. He ran tests which cost hundreds of dollars, and when they all came back normal, I was relieved. I submitted a claim to Trupanion and it was processed the same day. I go to an expensive vet so when I did not get paid for his office visit, I was still completely thrilled with Trupanion because they paid exactly what they said they would and they processed my claim within a day and without hassle. I also chose a low deductible which I highly recommend. Subsequently, my dog continued to show signs of a gastrointestinal disorder. Over a period of months, my doctor ran blood tests, performed an endoscopy and an ultrasound. These tests, and the required medications, cost thousands of dollars. Trupanion paid 90 % of all of this. Not only that but they paid them within two days! Very shortly after a diagnosis was determined for my dog’s gastrointestinal symptoms, she started to exhibit signs of back pain. My vet did an MRI and took x-rays which totaled over $2600. I submitted this claim on Sunday night. Less than 48 hours hours, I received an email saying that they had processed my claim. All of this has occurred within five months and Trupanion has been there each step of the way. Need I say more? Thanks Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Toy Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Very happy with this pet insruance.

This company has been great! They pay quickly and don't dispute every little thing. The coverages are clear in the policy. I even received a follow up email to make sure my puppy was recovering after a recent serious illness. I highly recommend this insurance.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshunds
  • AGE OF PET: Under a year

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10

out of 10

Great help

They are timely and efficient. We have put in 2 claims for our dogs in the past year and both were paid without a fuss. I wish human health insurance was this easy!
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Wirehaired Pointing Griffon
  • AGE OF PET: Under a year

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9

out of 10

Great insurance and customer service

I have been with Trupanion for about 3 years and I have never had a problem with getting reimbursed- which is pretty quick turn-around- about a week or so. Their rates occasionally do go up but my experience has been that they add additional coverage. They cover congenital diseases which alone is worth it.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Luxating Patella Surgery Insurance Coverage

My eight year-old English Toy Spaniel was diagnosed with a luxating patella that needed immediate surgery. Postponing surgery would have meant that he would have torn an ACL and been in more pain. Trupanion quickly reviewed the diagnosis and pre-authorizations from the veterinarian, and provided coverage for his condition. Without Trupanion's coverge, Muggy's (my Spaniel)quality of life would have gone downhill fast, and he would have been on constant pain medicines to control pain rather than fix his little knee. I am so grateful and so glad that Trupanion cares about their patients and their owners. They are prompt, professional, and try very hard to cover the medical conditions affecting their furry clients. I wish my human insurance was as good!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Toy Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Speedy Full Coverage

My Vet office submitted the claim during the procedure and the insurance responded within minutes with their coverage amount, by the time I picked up our pup from the clinic I had my final bill. Only paid 10% off the total bill to have a mass removed and tested! Great service and coverage.Life Saving!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Belgian Malinois
  • AGE OF PET: 1 - 8

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10

out of 10

Set the bar for other insurerers

Our Sammie of 10 years died of an illness that lasted 18 months. His medical bills and prescription drug bills added up to $8000.00. We were blind sided by his diagnosis. We were unprepared for the cost involved in maintaining his quality of life, we had no pet insurance. After our doggie past we brought a new Sammie pup into our home and the first thing we did was enroll him in Healthy Paws pet insurance. We chose Healthy Paws after doing much research and comparing other insurance plans. We found Healthy Paws to be the most comprehensive plan for our pup, with the least exclusions of any other plan. 3 Months after enrollment, our 5 month old puppy got into something nasty and spent five days in a hospital being treated for liver failure due to toxicity. it was very comforting knowing Healthy Paws had our back. We were able to put all our energy in getting our puppy well, rather than spending time worrying how we were going to pay his medical bills. Claims were reimbursed immediately with no hassles. Can't say enough about Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Samoyed
  • AGE OF PET: Under a year

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10

out of 10

The BEST pet insurance!

I just signed up with PetsBest in October 2014 and have already used it twice. I am very pleased with the service. Affordable plans, great coverage, easy claim filing, very quick to respond to claims. I couldn't be happier with them. Highly recommend!!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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10

out of 10

My Experience with Pet Insurance

My claim was handled quickly, with concern and compassion towards me and my dog. This was the second claim I have submitted to Trupanion. I have two dogs, sisters, and the claims was for my other dog. It too was handled wonderfully. I had another insurer for my previous dog, that wasn't any cheaper, and the paid less. I am very happy with this company and would recommend them to anyone
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Vomiting/Diarehha - 6 Year Old Dog

The only complaint I have about Trupanion is their fees. I spend $80.00 a month which I find very high and not to mention when I first signed up for insurance they assured no increase(s). To date (in the last 5 years) they have increased their premiums twice.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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