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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

I don't choose if my dog lives or dies b/c of $$

I've been a Healthy Paws customer for 5 years now. They've reimbursed $20,000 in vet bills. This last episode was bloat, emergency surgery, followed by gastroplexy, spleen removal, post surgery infection. I got Healthy Paws when I lost my job and I didn't want to have to make tough decisions based on money. They've reimbursed *EVERYTHING* at 90% without hassle. One time the checks got lost in the mail, and they noticed I hadn't cashed them and proactively emailed me to find out why. I also like that when I contact them I interact with a human - no canned scripted responses. I tell every pet owner I meet about them. I don't know what I would have done without them. I wish my health insurance operated like this.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Over 8 years

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10

out of 10

Thank God for our ASPCA insurance

Our beloved Buttons , now 13 years old ,was recently diagnosed with lung cancer . She needed extensive surgery and follow-up care, the cost of which was high. The ASPCA claim was answered in a timely manner that was more than adequate to help cover the expenses. We have been a customer for nearly 4 years and highly recommend their services to anyone who wishes to have peace of mind when it comes to pet insurance. Thank you ASPCA
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: Over 8 years

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10

out of 10

No hassle with reimbursements

Trupanion is fair and quick with their reimbursements. The process is very easy.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

We Love Trupanion

Excellent Company!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chinchilla
  • AGE OF PET: Over 8 years

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8

out of 10

First Claim

I filed my first claim with Embrace. There were a few hiccups. The fax my vet sent was not received, so I had to resubmit by email. When I called a week later to check on the status, I was told the claim had gotten "stuck in the system." However, I received my explanation of benefits today; and the charges were approved without a convoluted and cryptic calculation of "usual and customary" amounts. The call takers were always polite and helpful, especially Jessica.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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1

out of 10

Buyer Beware

We adopted a puppy on a Sunday and by Wednesday morning she was diagnosed with Parvo. A week later she died under vets care. We ended up with $2100 in vet bills from keeping her in the ER. I submitted the claim to PetFirst and it was denied because she got the Parvo before we adopted the puppy and thus the would not cover it because it was a "preexisting condition". Keep that in mind when going any kind of pet insurance. They will find a way to not cover your losses.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Great Communication/ Fast turn around time

I have been very happy with Embrace for the past 2 years. The claims are easy to understand, clearly explained and the refunds issued extremely quickly- they are better than my own health insurance- much easier to navigate and I know exactly what is involved because of their precise easy to understand communications- thanks to Embrace I can rest easy bringing my rambunctious Weimaraner in- what ever she gets into-
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Weimaraner
  • AGE OF PET: 1 - 8

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10

out of 10

Fast Service

My dog recently had to have some dental work done and wasn't sure what would be covered. I was pleasantly surprised. My vet submitted the claim for me late afternoon and I had an email 2 hours later confirming would would be covered. I got the cheque in 4 business days.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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4

out of 10

Good...At First

I have been with this company for over 7 years now - ever since I got my dog. At first they seem very reasonable. They process claims quickly and the prices are budget-friendly. At first. BUT, after about the fifth year they began to raise their rates dramatically. They say it has to do with industry standards, age of the pet, location etc. They offer higher deductibles to try to compensate, but they do not offer any sort of loyalty pricing for customers with them for any length of time. If you do choose this company for your pet ins. needs be prepared to get HAMMERED after the first few years. They get you comfortable with them and then its all bets are off. Feels a lot like bait and switch. Would not recommend.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

EXCELLETN

What a great experience and customer service throughout our process of healing our dog!!!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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