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The premiums are good. You get to pick and choose your deductible and monthly premium. Our dog had bladder stones and had to have surgery.The total cost of the surgery was over 4,000. Within a few weeks we had a check minus the deductible and they paid 90% of the cost. They do not pay for any exams with emergencies. I am so glad we had this insurance. It would have been a lot all at once out of our pocket. You do have to pay up front to the vet but overall it is a great plan. Highly recommend.

The premiums are good. You get to pick and choose your deductible and monthly premium. Our dog had bladder stones and had to have surgery.The total cost of the surgery was over 4,000. Within a few weeks we had a check minus the deductible and they paid 90% of the cost. They do not pay for any exams with emergencies. I am so glad we had this insurance. It would have been a lot all at once out of our pocket. You do have to pay up front to the vet but overall it is a great plan. Highly recommend.

Before our French Bulldog, Frankie, came to our home I researched pet insurances knowing that Frenchies tend to have issues over their lifetime. I chose Healthy Paws and cannot say enough about them. Frankie recently had soft palate surgery and had to have his nostrils enlarged. The breathing issues were causing stomach problems as well. We had been to the vet and under different medications for several months. I was referred to a specialist who recommended the surgery plus biopsies, bloodwork, x-rays and ultrasound. I submitted my claims to Healthy Paws and immediately received a confirmation that they were being reviewed. Within days my claim was approved and checks were on the way. In total I have received over $5,222 back out of $6689. The amount I paid was my yearly deductible of $100 plus 10% copay of covered items, which are the levels I chose for Frankie's coverage. I only wish that "people" health insurance would be as simple to deal with as my pet's insurance!

I have insurance on my kitties for years. My boyfriend originally thought I was wasting money and being ridiculous. Only when I started getting payouts for my kitties' medical care did he relent and say I was right! The people at the ASPCA pet insurance seem to really care about your pet. And receiving 80% of approved costs is one of the highest payouts you can receive.

We've been on ASPCA health insurance for both our dogs for about 10 years. We've had to file very few claims. Then one of our dogs ate a rock that got stuck in his intestine. After emergency surgery, he is recovering well. We submitted the claim and received exactly what the policy said before the credit card statement with the ER charge showed up. EXCELLENT SERVICE! Thank you!

I've only submitted a few claims for well checks and neutering. They quickly deposited money into my account. So far, for me, it's worth the money. Those vet bills can add up!

My sweet boy Simba is only six years old and he suffers from congestive heart failure and asthma. His diagnosis and treatment is very expensive and if it wasn't for ASCPA Pet Insurance he might not be alive today. We would not be able to afford his treatment for too long with them. I also appreciate the impeccable customer service. I wish my human insurance company cared as much about me as ASPCA cares about my cats (and my husband and I). I recommend ASPCA to all my friends and family with pets and can't say enough good things about this company. Thank you ASPCA for loving my cats as much as I do.

I am so Grateful for ASPCA pet insurance. It is such a comfort to know they are there for my pet. They always process the claims quickly and always call to see how my dog is doing afterwards. They are very compassionate. When I first purchased the insurance, I wanted to have it because I was concerned that if something bad were to happen, I wouldn't have the money to cover the expenses. I never wanted to have to say no to something my dog needed because I didn't have the money. ASPCA has been there for us through the small things too. Thank You ASPCA! 🐾❤️

My dog became ill, very quickly. He had to have surgery to remove his gallbladder asap. Within one week of filing the claim, it was approved. I received an email asking how my dog was feeling that seemed sincere and heartfelt. I wouldn't choose any other insurance for my pet!

Healthy Paws has been there for our German Shepherd for the past few years. They helped cover many expenses, but these were all minor compared to the recent cost of his stay in an NYC veterinary hospital for two and a half weeks. Thanks to Healthy Paws, we were able to finance his long and complicated treatment and save his life!