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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

I love Embrace!

I have a 12 year old mixed breed with pulmonary hypertension, and Embrace has covered both her EKGs and consultations. I also have a 10 year old mixed breed that had to have a small mass removed from her leg. Their claims were processed quickly and the Embrace staff was always quick to answer any questions I had. I feel like they really care about my dogs, which is so important to me.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

The best decision ever made

We have been having this insurance for over 3 years, since we had rescued our dog. Healthy Paws never let us down. Outstanding service, fast reimbursement. We are telling about them to all our friends and pet owners. This company literally saved us thousands of dollars. Very happy customers, thank you!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Breeders Rider insurance

I am planning on switching my insurance plans as I was under the impression, Illness and Breeders insurance covered more than just a emergency C section. I pay my policy, for 2 cats, I am adding more very soon, If I cannot get pregnancy/ delivery complications and emergencies covered under the breeders policy here , I will have to move to another co. I am very dissapointed this policy did not cover $1.00 of my costs for complications no one can foresee, even with humans. As a Breeder I would have expected something more for my premium Ins. Plan. At the least when I called to ask questions regarding the breeders insurance I was told it covered complications and C sections.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bengal
  • AGE OF PET: 1 - 8

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10

out of 10

Very Pleased

This is my first experience with pet insurance and am very happy with Embrace. All claims have been handled promptly, communication from the company regarding claims is really good and easy to understand and reimbursement check are issued quickly. I also have the Wellness Benefit which is really nice. I'm really glad that I decided on pet insurance and went with Embrace. (English Mastiff)
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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10

out of 10

Very helpful

When the vet found a lump on my dog's gum, I was concerned about the bills that would follow. Fortunately Embrace was there and very helpful. The hardest part was getting the vet's office to complete the forms. It took me three additional trips back and forth to their office to get it properly filled out. Embrace was was very helpful throughout the process.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Scottish Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing Company Top to Bottom! Highly Recommended!

What I can say other than Amazing!? From day one Healthy Paws has been top notch and gone above and beyond in every facet! They are quick to respond to any inquires, helpful, quick to process claims and send reimbursement checks. We've never had an issue with a claim and they have covered everything they've stated they'd cover when we first signed up 3 years ago! They've been simply great to work with, they've covered large claims from our dogs' MPL surgery (over $4,000), to small claims, like RX (antibiotics, pain relievers, etc...) and everything in between. They recently covered our dogs' root canal on a fractured pre-molar ($1,400). We don't hesitant to take our dog into the vet for anything with Healthy Paws covering her. Even without coverage we'd still take her in for care, but having Healthy Paws insurance makes things easier. I can't recommend them enough, in fact I recommend them regularly to co-workers, friends and others. I work at a company that manufacturers VetMed based products and we deal with Vet Clinics, patients and pretty much anyone else in the Vet industry and I recommend them any chance I get. You won't be unsatisfied with Healthy Paws
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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1

out of 10

Pets Best is untrustowrthy

This is an update to a review I published several weeks ago. I hope that it appears as prominently on this Web site as so many of the positive reviews do. I've just completed an appeal with Pets Best on a claim that was denied the first time around. The first appeal itself has now been declined. What's exceptionally frustrating about the experience with Pets Best is that I'm not an uneducated consumer. I knew exactly what my policy bought, and what it didn't, and how my deductibles worked. At the beginning of this year, my dog had arthritis treatment, for which Pets Best reimbursed me about $1,000. This was satisfactory and within the terms of the policy. A couple of months later, I learned my dog needed two cruciate ligament surgeries, one on each knee -- one for a fully ruptured ligament, the other for a partial tear. I called Pets Best twice in April, prior to the surgeries, and twice was told the surgeries were "separate incidents with a cap of $2,500 reimbursement each." Thus, I approached these two surgeries (they would eventually total $18,000) knowing I should only expect back a maximum of $5,000, and not more. Good enough, and I'd have to live with it--in fact, Pets Best didn't always provide any support for cruciate ligament injuries, because they are so common in large dogs such as labradors, but in the last couple of years they advertise that they have made their policies more attractive by offering that "$2,500" per incident coverage for the specific injury. The first surgery came with an initial bill for $7,500, and Pets Best reimbursed me for $2,500. That was exactly what I'd been told to expect. After the second surgery, though, they only reimbursed $1,500, claiming that I'd already "dipped into the cap by $1,000 earlier in the year with the arthritis treatment." Huh? As noted, my dog was treated for arthritis earlier in the year, but the arthritis was unrelated to his ligament surgery. In some cases, arthritis can be related to damage in cruciate ligaments - this just wasn't one of those cases, as my vet attested, in writing. A Pets Best "Customer rep" named Jesse Park said that it would help my appeal to provide a letter from my vet stating that my lab was being treated for "arthritis as a fully separate condition from the two ligament issues," and that the "arthritis is not connected in any way causally to Griffin's cruciate ligament injuries."Also that my dog's "arthritis treatment was delayed due to the cruciat
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Super

Very Easy setup and process
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent, claims are easy and paid promptly

My dog was diagnosed with cancer and trupanion has been great with the claims. They've paid everything promptly and they gave me a pre-approval very quickly so I could continue the treatment without any delays and without worrying about whether a whether an expensive treatment would be covered.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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7

out of 10

ASPCA helped in an emergency

While I wish their coverage was more comprehensive for wellness/ preventative care, it was great in an emergency situation. Our dog was vomiting with bloody diarrhea for about a day and 1/2 and just not herself. We noticed it getting progressively worse and that she refused to eat and wasn't really moving much. She was admitted to the vet hospital for about a week due to potential pancreatic issue. Our bill was around $8,000 after everything and ASPCA covered a large portion of it, making it much easier for us to get the care that she needed.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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