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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Honest ,upfront about what they cover, promt

Every time I have spoken to any Embrace representative they were always very courteous and nice. They were upfront about the conditions they considered pre-existing, at the time I got my coverage. They pay what ever percentage you choose, based upon what the vet actually charges (as long as it's not outrageous of course), as opposed to what they "allow" the vet to charge. That's an important distinction because a lot of the other more well known companies, write in the fine print that they will pay the percentage of what THEY allow a vet to charge, so they say they'll pay, for example 80% but it's 80% of what they deem acceptable for a vet to charge. Unfortunately my dog did get injured severing her ACL and tearing her miniscus, and Embrace checked out my dogs medical records to make sure this injury was not pre-existing, and then promptly sent me the money. I highly recommend this company, I am telling all my friends as well as the Vet, because there are so many companies to choose from, it gets very difficult to decide, and I originally choose this company because of other people's reviews, and I am very happy I did. I especially want to say thank you to Kiersten Williams, an embrace employee, who was wonderful to deal with during this difficult time. Thank you. Miriam McEnroe
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion is a Wonderful Insurance Company

I decided to purchase pet insurance for my puppy when he was a few months old. My previous dog passed away, which left us with an unbelievable amount of heartbreak, plus thousands of dollars in vet bills. Thank God I purchased Trupanion. They are amazing and have gone above and beyond to help us with the three claims. The first claim was an eye contusion from playing with another dog, the second was major surgery, and the last was for allergy testing. Their client service and communication is as good as it gets. Every representative has always been friendly and helpful. Trupanion has helped me keep my pet healthy and happy!!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Splendid

Last April I insured my dog Seven, 11 yrs old. Although she had been extremely healthy all her life I worried that she might get cancer at her old age and because I was financially strapped I did not want to be faced with the horrible decision to euthanize her because I wouldn't be able to afford treatment. I was surprised trupanion approved her, and for a decent rate. A mere six months later Seven had a grand mal seizure, and another one within 12 hours. She was diagnosed with a brain tumor. Trupanion came through with flying colors and reimbursed us for the costs as promised. She still has more treatment to go but so far we are very satisfied.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Huskey
  • AGE OF PET: Over 8 years

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10

out of 10

Great experience!!

Trupanion people were so great to deal with! My 12 year old baby had to have a splenectomy and my claim was paid quickly and with absolutely no problems. I would highly recommend Trupanion!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent service

Very happy with Trupanion. They are quick to response to claims submissions.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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3

out of 10

Constantly raising rates and changing "exclusions"

I have one dog who's 6 and just got 2 other dogs from a kill center who were both just over one year old. I got VPI pet insurance on all 3 dogs and initially was satisfied with the coverage. Then VPI started adding "exclusions" to the policies of my 2 newest arrivals. The eye infections were not covered and would not be in the future; they had chronic diarrhea for a couple months and VPI determined that should be a new exclusion; VPI paid a whopping $75.00 for an annual health exam, which costs over $200. I had regular coverage and major medical. They my insurance rates began going up and up; coverage that began at approximately $54.00 per month per dog was $74.00 per month per dog just 4 months after the initial policies started -- and VPI NEVER informed me of the rate changes (I had an auto pay plan and a $250 deductible for each dog). I ended up cancelling all the policies because the cost to benefit ratio was just not worth the hassle and whenever I called VPI to question a non-covered item (which was covered in the initial claims) the representative always said "this is not normal health insurance." What??? Very disappointed in VPI and told them so when I cancelled all 3 policies.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Finally a company that does what it pomises

Our 9 year old Chocolate Lab has been diagnosed with Mass Cell Tumors. Just hearing about a cancer tumor turns your life upside down. But to hear it 3 times in 5 months is even more troubling. Then you try to figure out how you are ever going to be able to give you kid the treatment she needs. Thanks to Embrace we were able to have all the surgeries done. Our girl is doing great. Thanks Again Embrace
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Pawsatively fab!

Great customer service, quick and speedy processing of the claim.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: Under a year

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9

out of 10

Great Decision

Several years ago, when our cats were on the verge of their senior years, we decided to get insurance for them. Our male cat has since developed pancreatitis. Because of this decision, we have been able to approve tests and treatments to help diagnose and keep his illness under control. The wonderful customer service at ASPCA Pet Insurance and quick turn around time for our claims, really helped us get our little guy get back on all four feet. Thank you!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

very much worth it!

Always quick to process the claim with updates. Quality service with concern for the customer and pet.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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