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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Highly recommend Embrace Pet Ins..Now!

If you are skeptical about the extra monthly cost of pet insurance, keep in mind that unexpected medical "jams" with a pet can run into lots of $$ draining from our accts. Abby, our newly adopted Crested/Aussie/Beagle mix (dog) did not come with a rider indicating that she's a real thunderphobe. One storm, within 2 weeks of us having her, caused her such panic, she pulled out an entire canine tooth thru the wires of her crate. Fortunately, our two month free trial had begun, so we were covered. I chose the $300 deductible for now. Our expenses rose well over $500 to surgically remove the root of that tooth to avoid further infection. We had no idea she'd pulled out the surface of it 2 weeks prior. Our 2nd visit was for a booster shot! And we had coverage from the 2 week waiver since I signed up soon enough. Whew. Most pet ins. companies cover one month trial, not two. We recovered $355.00, which pleased us, and all the checks came within 2+ weeks of filing. Medication now given for anxiety, daily, was also covered in part.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is the best

My Sasha was a Fidelco puppy that was taken out of the program after 16 months and offered to me as a pet She is a beautiful black Germsn Shepard who is a gentle loving soul. I took out Embrace pet insurance as soon as I officially adopted her. Over the past few months she was diagnosed with megaesphogus and was very very sick. Embrace has covered all her illness and wellness claims and I must say I have not waited more than 10 days from mailing the claim to receiving a check. The log in and EOB information is helpful and timely. I have recommended Embrace to all my friends who have pets or planning on getting one. Thank you Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Our dog's life saved!!

At the age of 2 1/2 our mixed breed rescue developed seizures. If not for Embrace we could not have afforded all of the diagnostic tests, neurology specialist and medications she has required! We were told by neurology that the most common cause of death for dogs with seizures is euthanasia because owners can't keep up with medical bills. With Embrace, Winnie has been seizure free for 6 months 😊
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is Top Notch!

If you have a fury family member, you need to have Healthy Paws Pet Insurance! Our fur babies are a part of our family and Healthy Paws allows us to provide the care they need and deserve without the worry of expensive vet bills. My baby, Rocky, recently had to have TPLO surgery and getting reimbursed for this surgery was quick and painless. They even sent a personal email asking how his recovery was going! Healthy Paws customer service is top notch and that really means something today, where good customer service is hard to find and robotic. I recommend Healthy Paws to all of my family and friends, and you won't regret having them on your side either. Thank you, Healthy Paws, for allowing us to keep Rocky healthy and giving him the best quality care he deserves!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Thankful for Embrace!

My cat Mozzi has a rare condition and recently required surgery. I'm so thankful we enrolled him in Embrace! Embrace answered all my questions and processed our claims quickly! I really appreciate having financial help so I can focus on getting my little guy completely health again!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Thank goodness for you!

I just got my claim reimbursement form and the amount you paid out, which was great. I have been worried sick about my dog and my finances for days and am practically crying I am so happy that this is taken care of. My dog means the world to me and I think I would give up almost everything to make sure she is taken care of. Thanks for being there. I also got a call recently from a service person when I questioned my policy and she was the best!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Flat-coated Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Highly recommended!

I am so thankful Embrace was there for my goldendoodle when it was needed. She needs ACL surgery and it is covered under the plan I chose. Every claim was handled quickly and in a professional manner. It has been a pleasure dealing with the staff. All my questions have been answered. This company is great and I highly recommend it.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Terrific

We have been very satisfied with our pet insurance reimbursements. Our dog, a wire fox terrier, developed Cushing's with an adrenal tumor 5 years ago, and had we not had the insurance, it would have been a blow. He had to have major surgery and be in the hospital a week at UC Davis. Sadly, the tumor is back and uncontained and invading blood vessels such that we cannot have surgery. He is being medically managed, and again the insurance company has been wonderful and the staff, very kind and supportive.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Wire Fox Terrier
  • AGE OF PET: Over 8 years

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5

out of 10

Mixed Review

This is the only pet insuranse I have ever had so I don't know if this is normal or not. I have submitted 2 claims so far. My first claim was processed within a week, the second claim has taken 2 months to process and it was for a lower amount. (Actually I still dont have the funds in my account, I just received an email yesterday saying the process was complete). Another thing threw me off - when I called to set this insurance up I was told that full coverage for dogs doesn't kick in until 6 months because detailed records are required. I was told that for cats it's about a month. I have had this insurance for 3 months now and only today received an email telling me all the coverage my cat is excluded from. I guess it just wasn't very clearly explained from the get go. The people whom I have spoken with on the phone and received email correspondance from are very courteous and professional.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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1

out of 10

fishy

I bought pet insurance for my cat. Then I got a new kitten. I logged into Pet First in order to purchase insurance for the kitten. I noticed that the personal details for my first cat were all wrong (wrong sex; neuter status; birthdate, etc.) I thought I must have made a mistaken in entering it. And I worried that if I ever need to make a claim, these inaccuracies could pose a problem for me. I called customer service and they corrected the information. I then proceeded to purchase pet insurance for the new kitten. THE SAME THING OCCURRED! I was never asked to enter the kitten's sex, birthdate, etc. Instead, Pet First randomly assigned him details. So now I have to call again. But my concern is that this is some fishy glitch by which they can later reject your claims. Oh--also, I tried emailing them under several email addresses they list under contacts. The emails bounced back. So that's also some indication of a less than professional company. You should probably go elsewhere
  • INSURER: PetFirst
  • POSTED: 08/31/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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