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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

great response time

Our male cat Possy had gastritis and vomiting again, he had it last year too. I don't know what we would have done without Trupanion insurance as the vet expenses were very high to treat him. The fact that the deductible was already met is a fantastic benefit. Trupanion responded quickly to our claims. We are grateful to be able to help our cats when they are sick.
  • INSURER: Trupanion US
  • POSTED: 05/09/2019
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

great response time

Our male cat Possy had gastritis and vomiting again, he had it last year too. I don't know what we would have done without Trupanion insurance as the vet expenses were very high to treat him. The fact that the deductible was already met is a fantastic benefit. Trupanion responded quickly to our claims. We are grateful to be able to help our cats when they are sick.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Thank goodness I have pet health insurance.

When my little dog had a broken leg the total for fixing it was $5,000.00. So, I decided to obtain catastrophic health insurance for her. After a few years she contracted an autoimmune disease, which required care for many months, including a blood test each week. This insurance allowed me to keep my very loving, and again healthy pet.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rat Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Thank you ASPCA

Very satisfied with the pet insurance and service received from ASPCA Pet Health Insurance. It is very simple to file a claim and track it. All done online. I have never had any problems and found it comforting to receive a call from a rep asking how my pet was and if I was satisfied with the company's service in processing the claim.
  • INSURER: ASPCA
  • POSTED: 08/31/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent Service and Fast Processing

We just recently signed up the Pets Best Coverage. We were away in Europe when our dog Riley got sick. Our dogwalker was watching him and took him in for treatment. It turned out to be something he ate and he was better in a few days. We submitted the claim and Pets Best reviewed and paid within a week. I called them twice to make sure we submitted all the paperwork and they were helpful and friendly. Would highly recommend this service.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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1

out of 10

This company sucks!!!!!!!

After signing up for insurance and when I took my pet to doctor with NO prior medical history . Petfirst took it upon the company and claims department to disregard what my veterinary stated in her medical opinion and diagnose and Deny coverage for my pet and refused to pay any potion of my medical statements and told me they feel and believe in their medical advice that these problem was not a new diagnose. And it took me to place an appeal in three separate times, on top of calling this company every other day for 3 months and fighting with them constantly. Poor customer satisfaction. BUT THEY WERE QUICK TO TAKE MY MONEY EVERY MONTH WITH NO A HASSEL!!!!!
  • INSURER: PetFirst
  • POSTED: 08/31/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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9

out of 10

Hard time at first, but ASPCA came through for us!

We adopted Chessie in April 2015, we had gotten her insurance for just in case instances as she was in good health. She at the time, was a 2 year old English Bulldog on good health aside from Heartworm, which the rescue was paying for treatment of. After the treatment Chessie fell off our bed in February 2016 and ruptured her ACL, she fell short of her one year coverage for such accidents and unfortunately we had to pay for that (an almost $6,000 bill). We recovered from that and just recently in June Chessie was hit by a car while on a walk, she was leashed and we were crossing at a corner in a crosswalk when she was hit. Although the full $2500 bill was not covered we did receive payment for a bit more than half which was welcomed. The payment came quick and without hassle. ASPCA even called to check up on her after this traumatic incident. SO Thankful we have this pet insurance!
  • INSURER: ASPCA
  • POSTED: 08/31/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

SO worth it!

I'll admit I probably spent a crazy amount of time researching Pet insurance companies but I know it’s paid off. Once I started thinking about our dogs getting sick or severely hurt, I knew I didn’t want our hesitations to be financially based. We would without a doubt spend all we could to help them, but wouldn’t it be nice if we didn’t have to?Enter Pet insurance.. I did a ton of research. From pre-existing condition guidelines, hereditary coverage, lifetime or yearly caps, to hip dysplasia, I read it all. I read reviews, I called companies and asked questions, I read blogs, and I asked my vet. I receive a substantial discount through work for one company and felt so strongly about my research that we decided to use a different company (that should say something!). I didn’t want “cheap” insurance; I wanted reliable coverage that was a good value. I didn’t want to pay a large amount each month to never get anything out of it when needed. Healthy Paws has proved to be just that and has exceeded all expectations. We now have two dogs (large mix breeds - 1 Lab mix and 1 German Shepard mix) that are 6 years old and they have been covered for 2+ years. Our most recent scenario required us to submit our largest claim to date. Our lab at a small rug (he’s not even a chewer!) and it became anchored in his intestines. Of course this happened on a Sunday when our normal vet was not open. Thankfully, we have a nearby fantastic (yet pricey) emergency hospital that was able to check out our Bentley quickly. After having X-Ray’s completed they were able to confirm that parts of the rug were anchored and needed to be surgically removed. We were given the estimate range of cost and signed away. 3 days later, Bentley was almost as good as new and able to come home. Two weeks later, he’s currently enjoying not having to wear the cone of shame or taking multiple medicines a day. This was not our first time submitting a claim but it was as easy as ever and we received our reimbursement around a week later in the mail. We have 80% coverage with a $250 deductible and instead of Bentley’s surgery costing us $5,500 (which was our final bill); we only paid $1,300 since we had not hit our deductible prior to this incident for the year. SO thankful as we’re about to close on a new home and would have had to reduce our down payment because of this if we didn’t have insurance. My biggest tip for those interested in having their furbabies insured is to do your research! Make sur
  • INSURER: Healthy Paws
  • POSTED: 04/12/2019
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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4

out of 10

Terrible turn around

You must call and make sure they got the claim firstly. Once u do that the waiting period is horrible. You submit a claim middle of one month and it's not processed for a month. Now you wait almost three months for a cheque. When you call your lucky to be able to get anyone. Today I called and was on hold three half hour intervals only to be disconnected each time. I have three polices and am thinking now to just cancel and go elsewhere.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is the best, paws down

"Free dog." Suuure! When our "free" 9-year-old dog Kibbie fell in January, he had to have a surgery to remove his tendons and ankle and replace them with a steel plate. This month, we found out that he also cracked two molars in that fall--one of which could be bonded, the other of which had to be removed. Total cost? Without Healthy Paws pet insurance, we would have paid about $7,500. With the plan we've got, including the $45 monthly charge for the insurance, we paid a $250 deductible, followed by 10%--$975 out of pocket for the healthcare (or $1,290 when you factor in the monthly costs of having the insurance, plus our cost for the care). Savings so far this year: $6,210. Thanks to Healthy Paws Pet Insurance, Kibbie is healthy and happy and we are not broke.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: Over 8 years

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