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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

THE BEST

I have submitted other glowing reviews so, I will just say, ONCE AGAIN, that EMBRACE is simply THE BEST!! If you are searching for insurance for your beloved dog or cat, stop right here and go with EMBRACE. We have had 4 dogs insured since 12/2014 and, truly, this is a terrific company in all ways possible! We went with high deductible ($1,000) to lower the monthly premium for 4 dogs....but, have $15,000 ANNUAL coverage PER dog; one illness or accident can run into very high costs! Last fall, one dog had mast cell cancer surgery and paying the bills was the least of our worries. We had a board-certified surgeon remove the "bump" and we follow- up now with an oncologist every 2-3 months to check for recurrence. Embrace has been there for us every step of the way! We recommend them to everyone!!!And, they answer the phone when you call!!!! Who does that anymore?! SUPER nice customer service reps who always answer your questions easily and quickly......I should reiterate....they process claims quite quickly and without any "hassle"....they cover exactly what they say they will when you sign on.....incredible peace of mind....get Embrace insurance!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Healthy Paws is great!

My dog was recently hit by a car and had almost $5000 in medical bills. Under my plan, I had to pay approximately $1200 out of pocket which made a huge difference and allowed me to focus on my dog's recovery rather than how I was going to pay her medical bills. Whenever I called with questions, I received amazing customer service and everyone I talked to was very patient and nice, even asking how my dog was doing. My monthly payment is so affordable and I feel at ease knowing my dog is protected by the best pet insurance!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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4

out of 10

Pays per policy but must train vet

We signed up our 9 year old Dalmatian for coverage in case of unexpected illness or injury with a $500 deductible. We have only filed one claim which was partially paid, however the treatment by the vet was excluded from payment because Healthy Paws said it was described in the claim as a consultation which they don't cover. They did apply costs for blood work and medication towards the deductible. And Customer Support did explain how the vet needed to describe the part that was not covered, but could not refer me to a manager, or even identify a manager who could call me back for immediate resolution. To date, we don't have either of the two vet treatment costs applied to the deductible by Healthy Paws. You must train your vet to be careful to describe treatment as treatment and not exam, consultation or recheck. Also of note is that Bubba Beau's insurance cost went up in year two by $13 per month- so over $100 per year. We hope this doesn't happen every year. It is a helpless feeling to not be able to get decent insurance coverage for our beloved family member.
  • INSURER: Healthy Paws
  • POSTED: 03/30/2018
  • BY:
  • BREED: Dalmatian
  • AGE OF PET: Over 8 years

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1

out of 10

DO NOT GET

It is kind of ridiculous how slow the whole processing system is. It takes almost three months to see anything back if you are lucky. Please do not make the mistake I did and sign up your pets up with this insurance company
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Amazing Service - Less Stress

Our pup Luna ate a sewing needle, and it was a disaster. We had to take her in for emergency surgery and we didnt know what to expect. It was probably on of the most stressful situations we had to deal with. The final bill was about $3k, but healthy paws was there to help us out.. They made it so easy. I sent the documents and they were reviewed within a couple days. The check was sent immediately. They even followed up to see how Luna was doing. I highly recommend Healthy Paws for their speedy and excellent customer service. They made a stressful situation much more manageable
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Pleasantly Surprised

I was initially reluctant to get pet insurance being that my dog is 7 y/o. After having the insurance for a little over 3 months we had to submit a claim for gastrointestinal issues. The staff was incredibly helpful and responsive. Once they had all the information from my vet the claim came through($526) within a few days. Thus far, I would highly recommend this pet insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Protect your fur baby - get Healthy Paws !!!!

It is SO comforting to know that Healthy Paws is there, if and when you need it, to give you the ability to provide your beloved pet with the best care. My Havanese "Rosy" had patella surgery last week and Healthy Paws enabled me to get the best surgical and rehab care so that my sweet baby will once again be able to run and play without pain.The customer service is fantastic - a very friendly, attentive and helpful staff.Claims are easy to file and expeditiously handled. I very highly recommend Healthy Paws - 5 stars and two thumbs up !!!!!! " You're in Great Paws with Healthy Paws "
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Havanese
  • AGE OF PET: 1 - 8

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1

out of 10

No coverage at all!

I sent in two claims for coverage for my little kitten who was discovered to have a heart problem when he went in for a routine teeth cleaning. It was definitely emergency and NOT a prior condition. That claim was denied. My claim for his teeth cleaning was also denied. This resulted in me paying $2,000 for his bills and not a penny covered by this "insurance". I refuse to use this service any more and except that they aren't open today, and I can't close my account online, I would be complaining to the service and taking myself off the monthly pay of $20 something a month. I have paid Pet First for several months, and have NEVER received any help from them whatsoever. I am extremely disappointed and feel scammed out of my hard earned money. Horrible!!!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic coverage

My cavalier Daisy turned 7 and a half and she just went from routine care to needing a lot of extra medical care. Embrace has been fantastic- covering her holistic routine appointments and now her echocardiogram and bladder X-ray.I can't say enough good things. The reimbursements are very quick, usually within 10-14 days. I haven't had one negative experience with Embrace Pet Insurance. Thank you.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Thank You!!

Johnny is better!! Thank you for all the help with Johnny's dental surgery, Trupanion. We,literally, could not have done it without your help. He is out of pain now and we are so happy to have our sweet pup back! Thank you for making everything so easy and fast in order to help!!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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