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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Awesome!

Our dog was diagnosed with cancer just over a month ago. Trupanion has done what they said they would do. All claims are acknowledge w/in 24 hours and approved and paid w/in 48 hours.Thank you!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Over 8 years

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10

out of 10

Rate hike after surgery

when my Akita was about s year old, she broke a tendon in her hip when making a sharp turn during her run. My vet said he had to bring in another vet to work with him as this operation required special skills. The cost was several thousand dollars. Trupanion was quick in remburshing me, but then raised the monthly cost of the insurance, The next month. When I asked why they said it had something to do with Akitas and the area I lived in having high vet costs. To me it seemed more than a coincidence as I only had paid about four hundred dollars in premiums at that time. My premium is now about sixty dollars a month with about a three hundred deductible.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Akita
  • AGE OF PET: 1 - 8

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1

out of 10

Horrible Insurance

I have had VPI for several years, would cancel except my dogs are seniors at this point and would be difficult to insure. I have done nothing but waste my money on premiums with VPI, the standard they use to reimburse claims is pathetic. Of course, if I had read the policy before enacting it, I would have never done so. The limits and exclusions, as well as the total benefit they will pay - regardless of your claim. Do your homework, and don't waste your money on this insurance.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Keeshond
  • AGE OF PET: Over 8 years

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3

out of 10

Watch out for Increasing Costs

I started out with Trupanion 6 years ago and was happy at first - not anymore. My premiums just keep rising and rising and rising - every single year. Then they refused to cover a surgery they should have covered and that was the final straw for me...so I am switching to PetPlan shortly...
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Savannah
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion is the best, bar none.

Trupanion is reasonably priced, has excellent coverage and an amazing, helpful accessible team. I actually have three dogs, two Westies and a Jack Russell mix and they are ALL TRUPANION DOGS! Trupanion is our ally and champion in healthcare. If they covered people I'd be on Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland White Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

Great Service!

The over-the-phone agents are amazing. The representative, Hunter, took the time to explain everything to me multiple times because I was a bit confused here and there. The service is a must because they have a free coverage that is wonderful. So far I am loving this.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome

I have 5 dogs. 3 have trupanion. It is the best insurance. I just got a $2200.00 check from them. They paid 90% of my dogs medical, but not the office visit. The phone reps are always super patient and polite. We love Trupanion insurance!
  • INSURER: Trupanion US
  • POSTED: 05/09/2019
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Over 8 years

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10

out of 10

Better Than Human Insurance

I've filed 2 claims with Healthy Paws. First claim was a standard biopsy to test a lump found on my 8+ yr old dog. Second claim was the surgery to remove the tumor (which we found out was benign, yay!). Process: You pay the invoice from the Vet. Take a picture of the invoice and upload it to their app. Send the claim. In a few days, the claim will be processed and completed shortly (for me, it took no more than a week). You get a check in the mail a couple days after. Healthy Paws is so incredibly easy to use and unlike most other insurance agencies, does not have any hidden costs or loophole hunters trying to find ways to milk money off of you. Actually, it's quite the opposite. They care so much about your pet. After my second claim was completed, I received an email from an associate at Healthy Paws (Tim) checking in because he noticed on the claim it said my dog had surgery and he wanted to know how she was recovering. How amazing is that?!?!?! That's the best customer service I have ever received in any experience--human or animal. I really appreciate the straight forward simplicity of Healthy Paws. I've emailed and called them and they are super responsive, kind, and helpful. They've even helped me get in touch and sort things out with my Vet when my Vet had issues getting back to me. All in all, Healthy Paws is the best insurance company for your pet. It's even better than human insurance!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Thank you for helping Frankie (and us!)

We have had Healthy Paws Pet Insurance since adopting our dog, Frankie, in the fall of 2015. I had originally thought that it would be a 'nice to have', but felt unlikely that we would actually need it. I couldn't have been more wrong. In 2016, Frankie had to have two obstruction surgeries, in addition to some smaller procedures. Healthy Paws has been wonderful to deal with, and a lifesaver. In each instance, the claims process is easy, and Healthy Paws processes in a timely manner, and communicates throughout the process. Using the app is a breeze, and I appreciate that Healthy Paws has checked in to see how Frankie is recovering after both major surgeries. I really could not be happier with the care and coverage we have received from Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

They saved my dog's life

The doctors discovered a heart murmur in my puppy. Healthy Paws made it possible for me to get her the surgery she needed. Now, she has a full life expectancy instead of just the two years she would have had without surgery.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: Under a year

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