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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Annual chip fee

I called 3 times. Can't get an answer: Do I have to pay $21/month per dog annually to keep the chip information available.Finally told YES, you must pay than annual fee or the "one time fee". And don't try to cut to the chase because they'll get angry and tell you you just listen to their spiel.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing Service

Our dog had to have emergency surgery to remove a foreign object from his small intestines. He was so sick, and we didn't know he had eaten anything until after we took him to the vet and they performed x-rays. It was very scary hearing the risks from the vet, and then seeing the vet's estimate of costs didn't make it any better. We obviously love our pup, so we did the surgery. I hope no one ever has to go through this type of scary procedure with their dog. But if they do, I hope they have Healthy Paws. I submitted four hospital bills and they were all processed within 24 hours. Then our dog needed follow-up care after some post-surgery complications, and Healthy Paws processed those in less than 24 hours, no questions asked. A Healthy Paws rep even reached out to us to check on the status of our pup. There is just so much comfort we now have knowing that Healthy Paws cares and that we don't need to stress over potential medical expenses. Whenever I run into any other dog owner, I recommend Healthy Paws. We couldn't be any happier and we're so appreciative for Healthy Paws helping us through this situation.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: Under a year

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9

out of 10

Quick, Easy and an easy experience

ASPCA pet insurance works well for us. Claims are super easy and processed so quickly. We like being able to check the status and getting email updates. I can't imagine not having pet insurance! Great value!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

best coverage

I switched to ASPCA about a year ago. Normally coverage was marginal with my old insurer and the payment to premium ratio was close. ASPCA is faster and the payout ratio is much better. My dog is usually very healthy but this year we had a temporary problem and the cost was very high. ASPCA took the sting out of that.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Best money I've ever spent

We have insured two kitties with Embrace for over 5 years and unfortunately have had to file claims a few times for each one. The amazing thing is that Embrace has been there each time to ease the financial burden of an already emotionally stressful time. They have also shown great customer service and empathy when communicating with us by phone or email. They have the most streamlined claims submittal form and process we have ever experienced. Reimbursement for covered care has always been no more than two weeks whether the it is for hundreds or thousands of dollars. We are Embrace customers for life.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Always a pleasure to deal with

Whenever I call Embrace, I receive top notch customer service and prompt attention with the matter I am calling about.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Old English Bulldogge
  • AGE OF PET: Under a year

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8

out of 10

Good choice

Reimbursement for cat medical expenses has gotten better. Now dental is covered and the per-incident amount is more, which is helpful. The only thing I would improve is perhaps prescription food. I have chronic/on going care insurance for my older cat, and her medical is covered, but not the food she needs to be on, which is very important (kidney disease).
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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8

out of 10

Cat with dental problem

I was happy to get back $600+
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Year 3 and loving it

I'm on our third year with Embrace and I can't imagine why it took me so long to get it for my pets. Best decision I ever made!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace has stepped up big time!

Our three year old Labrador retriever contracted Blastomycosis which is a serious fungal infection of the lungs. His treatment plan is very expensive and could last for 6 months. Embrace has been with us every step of the way ... diagnosis, X-rays, antigen tests and very expensive medications. The Embrace Reps are very knowledgable and compassionate. Honestly do not know how we could get through this with the team at Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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