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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Marianne and I love Healthy Paws

I have recommended Healthy Paws to so many people but this is first big problem my bad little doggie got into= but he was covered, All the way to $7000. And it all started with a big old piece of sausage he got his fat little paws on--I thought my big old standard poodle would be more elegant. But I found out he is just a dog disguised in all that hairy fluff and he got just as sick as my old blue heeler when he decided he loved sour cream so much he would eat the bowl. Thank you Healthy Paws because I am retired and watch my bills and with you I didn't have to stop and wonder about arrangements for my bill. And Bad Boy Barry thanks you too because after 7 days of emergency care and follow up----he is free to chase butterflies, steal part of the horses' carrots or grab a bit of lunch from my grandchildren I
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: 1 - 8

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2

out of 10

covers very little on preventative

Pets Best Insurance only covers $25 a year on flea/tick/heartworm meds. Twenty five dollars will not cover one month of any of those meds so then if your pet gets heartworms (something that should and could be prevented) you will not cover the treatment. I already been through this cause my dog come down with Ehrlichiosis (a tick borne virus) and you wouldn't cover the treatment for his recovery when I am paying you to help cover flea/tick repellent to keep from this happening and you do not. I pay dearly for pet insurance and I can't see where I am saving very much on preventative measures. I can put that money aside each month in my safe and use it towards my pets health needs and come out better off.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Insurance and Customer Service

We strongly recommend Healthy Paws Pet Insurance. Our 2 year old lab needed TPLO surgery, which is extensive and expensive. Healthy Paws processed the claims leading up to it and after quickly and accurately. They are professional and compassionate. I have already recommended HP insurance to my friends and the bank tellers when I deposit the reimbursement checks.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding and Caring Service

I got the best news possible Wednesday evening that my dog does not have cancer! We are overjoyed! Prior to this I was faced with an incredibly difficult decision. I was told that an ultrasound revealed multiple tumors on my dogs spleen, one that was 1ft long. They told me that my dog probably had hemangiosarcoma and may not live very much longer. The high estimate for surgery to remove her spleen was almost $9,000. Along with dealing with the absolute devastation of a cancer diagnosis I was scrambling trying to figure out how I could afford surgery. Many people faced with an incredibly expensive surgery and a potential life expectancy afterwards of 3-6 months may opt for euthanasia. That thought breaks my heart for every single person that has to make that decision. It was the hardest and most painful hours of my life and having and trusting Healthy Paws was at least a small comfort in such a difficult time. I knew from previous experience that I could trust them. After things calmed down and I had my dog home from surgery I submitted the $5,700 claim along with another $400 claim from the week before. They had the claims processed in less than 24 hours which was an incredible relief. I received the checks today which is Friday. That's less than 5 business days from when I submitted it. I have never had any problems with this company. They are absolutely wonderful! Even if you don't meet your deductible for the year be happy that you A. Have a healthy pet B. Are supporting and honest company providing a wonderful service for our best friends and C. Are helping save someone else's pets life! For me less than $50/month is beyond necessary to never have to decide between surgery or euthanasia.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Over 8 years

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10

out of 10

What other company pays hospital directly?!

Answer: NONE! Not having to wait for reimbursement is major progress in the world of pet insurance. My Shep mix recently had surgery to remove an anal sac tumor. Estimate was $4700. Instead of having to come up with the money or charge it, Trupanion was able to pay the hospital directly and I only had to pay my 10% (deductible was already met). Just think about that for a minute .... that's major! I picked my boy up 2 days later after surgery and because the hospital took a deposit larger than my portion due to Trupanion, I actually ended up with a credit on my account. How awesome is that!? Trupanion's claims experience alone is worth every dime. The fact that their coverage is so comprehensive makes it the best of the bunch for sure!
  • INSURER: Trupanion US
  • POSTED: 12/11/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

A very good program to have

After paying big bucks on operations for our previous dog, we decided to go with ASPCA Pet Insurance for our new dog. We paid the insurance for 6 years thinking that perhaps we had made the wrong choice. Then our much loved Shepherd got 'the bloat', a life threatening condition. ASPCA paid for nearly everything. She recovered fine. Then a year later, she torn the ligaments in her knee. The operation brought her back to normal again. This was followed by the removal of 3 cysts a year later. ASPCA paid for most of each incident. We realized that without the insurance, we would have been asking if this was the end for our dog.ASPCA always calls a couple weeks after the incident to find out if everything is okay - they seem like they really care about the outcome. They don't cover everything, but when you need them the most, they are there for you. It's definitely worth it!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Wonderful experience

We purchased this insurance for our Morkie who was six years old a and our concern was that she possibly had esophagus problems. She fortunately did not have this problem, but unfortunately while being playful and running in the yard, she ruptured her cruciate ligament. We submitted a bill for close to $4,000 and were reimbursed appropriately within two weeks. Very happy with their service. Very prompt and courteous.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Well worth the value

We have had ASPCA insurance for over 10 years.It has helped us the Veterinarian over the years. We love our dogs so we want only the best of care for them. ASPCA gives the advantage to seek the best the care. I recommend it to all of my friends that it is well worth the value
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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8

out of 10

Really great customer support

ASPCA always adds a human touch to our claims and provide quick and actionable feedback. We really enjoy using the insurance product and are regular contributors to the charity.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Pyrenees
  • AGE OF PET: Over 8 years

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10

out of 10

We love Healthy Paws! Higgins thanks you, too :-)

Healthy Paws has been amazing. We have submitted numerous claims this past year for our puppy Higgins who is now 1 year old - poor guy has had some back luck this past year. Thank goodness we got insurance!! The most recent claim was a big one - Higgins ate part of a toy and the squeaker part got lodged in his bowel. Immediate surgery was needed to remove the squeaker, then he spent 5 days in the doggy ICU, then loads of meds once he got home. All covered! Reasons why I love HP:1. Their website for submitting claims is extremely easy to use (just attach the pdf of the invoice and that's it - literally). 2. The response time for claims is very quick: we usually receive a response withing 48 hours, sometimes even quicker. We have never been asked to confirm additional information or had to contest anything. 3. The checks come in the mail within a few days of the claim being processed. 4. The entire process could not be easier. AND, the HP team sends nice emails checking on Higgins! We love Healthy Paws!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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