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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Best insurance for pets

ASPCA has given me peace of mind knowing that my three pets can receive excellent medical care when needed and their healthcare costs are affordable.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cockapoo
  • AGE OF PET: Over 8 years

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9

out of 10

Quick Claim Process

I took my dog in because she was dehydrated and not eating or drinking. I submitted the invoice on Tuesday and got an email Thursday letting me know my claim had been processed and I would be getting reimbursed. This was much faster than the first time I submitted a claim, which took nearly three weeks to process. However, Pets Best was very responsive and the customer service folks did a good job explaining why it was taking so long. The claims process is also very easy.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Skye Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Best Decision We've Made

Healthy paws has been amazing for our dog over the past two years. We got it immediately upon bringing our standard bernedoodle home at 8 week in June of 2014. We have made three claims for Finn over the years. All three (though they varied in amount and type) were paid within just a couple of days, and were a breeze to submit. Our dog is repeat sock eating offender, and when he had to have surgery to remove one, Healthy Paws paid our claim quickly and saved us from having thousands in credit card debt. They even reached out personally to see how Finn was doing, and make sure he was okay. The personal service is spectacular, and their coverage options are great. We're actually bringing home a new puppy next week, and will have Healthy Paws covering him from day one. While the monthly fee may not be something that is fun to pay, having the comfort that when we need them most, they will be there is worth every penny. I recommend them to all of our friends and family, and there won't be a day that goes by that our pups aren't protected by Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great pet insurance.

My 11 year old shih tzu has had a lot of health problems this past year. I have been with Embrace pet insurance since 2009. Buying pet insurance was one of the smartest things I've done! The company is very efficient. Their system for filing claims is so easy. When the claim is complete, I usually receive a check within 2-3 weeks. When I call the office with a question, I'm never disappointed with customer service. Very happy customer!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: Over 8 years

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4

out of 10

Not happy with the coverage

The amount of money vs. coverage do not equate. 85.00 for two dogs, plus 100.00 deductible/claim is really ridiculous. Pet insurance does not pay for annual routine checkups. Also won't cover for routine dental cleanings doesn't seem right. If I just left their teeth uncared for, and teeth had to pulled because of that, you would have to cover. So why not cover dental? With my next dogs I hate to say this, but I will shop around for a better insurance.
  • INSURER: PetFirst
  • POSTED: 10/06/2017
  • BY:
  • BREED: American Cocker Spaniel
  • AGE OF PET: Over 8 years

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3

out of 10

Coverage vanished just when I needed it.

It is ok for accidents but if your dog gets any possible illnesses just watch how quickly you coverage is invalidated by pre-existing conditions even after being insured for years. There is a big asterix on the no coverage increases. They have increased by 25% every year with the excuse of my area is now more expensive. If you have a deductible you will find everything is a new illness/incident so you will end up covering most out of pocket. Oh, when they post "We understand your concerns please calls us..." I did and it is always the bullshit stories. "Oh, we are looking into making preexisting covered if you just stay with us another 6 months." "There are new options for treating your dog if it gets sick so we have to increase the premiums, but you are still paying as if she was a younger dog." "We can't cover this because your vet said 3 years ago that she had demodex so obviously she had a thyroid condition even then" I should have listened to the vet shortly after I got her and gone with another company. I was drawn in by the promise the premiums would not increase and that there was no upper limit on the coverage even though it cost more than my other options.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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2

out of 10

Denied then approved, several times

For a company that says they are open and honest it sure if strange that I keep having claims denied, every time I call in they tell me it's a system issue and they've fixed it. Sure seems shady to me... Like they do this to people in hopes they don't notice.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Very satisfied with our claim.

Maggie had gastrointestinal issues that had gone on for awhile, having to take her to our veterinarian, then to the vet hospital at the state university. We turned in our claim and were pleased with the fast response.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: Over 8 years

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10

out of 10

OUTSTANDING!

We have used another company PRIOR to Embrace and they always had an excuse or reason why they wouldn't cover something. Our vet mentioned Embrace to us and I was leery because of how much money we spent monthly with the previous company. I called Embrace to inquire. I was greeted by the nicest customer service representative and she explained everything. We signed our new puppy up and its been the BEST SERVICE AND COVERAGE EVER! We added another new puppy a year later and I am about to call and add our newest puppy. Embrace is awesome, easy to work with, and always concerned about your pet when you call in a claim.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Pyrenees
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent Service

I wish I had Pet Bests for my past dogs. Filing the claim for my puppy was as so easy...just fill in the form, attach your bills, and hit send. My refund should be deposited within a couple of days.I've recommended Pet Best to my friends...
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Under a year

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