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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Prompt payment

My dog Sadie has had problems with kidney stones, infection etc. Am extremely happy with the prompt payment and the follow up calls from ASPCA.
  • INSURER: ASPCA
  • POSTED: 08/31/2017
  • BY:
  • BREED: Cockapoo
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome Customer Service/SUPER EASY Claims!!!!!

We had used Embrace a while back, but when we adopted our current little girl (Gabby, 4yr PitMix), she came with a month free of some other insurance. I was stupid and just stayed with them for a year. For that entire year I never submitted a claim because their claim submission process was ridiculous - pretty sure that was their plan! I kept the insurance just in case we had any major issues and chalked it up to my mistake. However, as soon as the renewal came up, I reached out to Embrace and got Gabby covered through them. It took me all of five minutes on the phone and was actually less than the renewal fee for the horrible insurance we had before! The claim process for Embrace is about as easy as it gets - and the customer service I have received from every single person I have dealt with (email, phone, etc.) has been wonderful - actually helpful - AND nice! Imagine that! I recommend Embrace to all of my pet lover friends! Don't waste time and money with the other ones. I promise one claim submission with these folks and you will be singing their praises too!
  • INSURER: Embrace
  • POSTED: 08/31/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

3 claims, no problems!

I have had Embrace for a few months now and have personally submitted 2 wellness claims, which were covered at 100% as agreed. I have also had my vet process an ER claim that was covered after my deductible was met and the outstanding amount was mailed to me. Each time a claim was processed, it was done quickly and efficiently.
  • INSURER: Embrace
  • POSTED: 08/31/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

The greatest service

ASPCA pet insurance is a very thoughtful policy. They take into consideration all possible circumstances surrounding pets and try to accommodate benefits. They are also very efficient in there turn around time when you submit a claim. And they also keep in touch as to where they are when processing. ASPCA pet insurance is also very affordable.
  • INSURER: ASPCA
  • POSTED: 08/31/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Best Pet Insurance we have ever had

Our rescue dog joined our family four years ago. The first thing I did was to get pet insurance for him. We considered the company we had for our prior dog, but after some research we decided to go with Embrace. And we are so happy that we did.Recently when our dog needed an MRI I thought, "Embrace will never cover that!" But they did. Then we found out our dog needed surgery. Again we worried that it would not be covered. But it was. Everyone at Embrace is competent, compassionate, caring, friendly, calm and helpful. Claims have been paid in a very reasonable time. Direct deposit is terrific. Our dog is doing well recovering at home now. He is smiling again and holding his head up. His tail wags all the time...but even when he was in great pain he never lost his "tail wag." Thank You, Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Puppy diagnosed with kidney dysplasia

I wasn't sure if I really needed pet insurance for a 3 month old puppy but thought it would be a good idea just in case. I am so happy I did because he has been diagnosed with kidney dysplasia and will need a lot of medical treatment . With healthy paws I will be able to give him the care he needs. It is so easy to submit claims and they reimburse quickly.
  • INSURER: Healthy Paws
  • POSTED: 08/31/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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10

out of 10

Great Service

I have had to have 2 surgeries on my dog Delilah. They were quick to process claims with no red tape.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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1

out of 10

Awful customer service and claim service

This is an awful insurance policy. They do NOT cover claims. I submitted something after the standard 14 day waiting period and it was flatly declined as they decided that my pet had this condition in the past. This is despite their research into the history of my pet. Very disappointed in their treatment, service and the manner in which they process claims. You will never get money from this company. Don't buy it.
  • INSURER: Pets Best
  • POSTED: 08/31/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Over 8 years

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10

out of 10

Embrace is Excellent Pet Insurance.

We have never had pet insurance before and would definitely recommend Embrace Pet Insurance. They are very fast on processing claims and email you when it is complete and checked is mailed. Our dog had a scratched cornea everything was covered!! Thank you Embrace!!!
  • INSURER: Embrace
  • POSTED: 08/31/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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8

out of 10

Piece of Mind

I have been with Petshealth Care Plan for 16 years now, and would recommend them to anyone with a pet. Having pet insurance has been piece of mind to me, knowing that I didn't have to make medical decisions about my pet based on money. Knowing I would be getting reimbursed for 80% of the usual and customary price for a covered charge helped when my pet needed ACL surgery and followup rehab. I will not lie, insurance is a bit expensive as the pet gets older, but I have been able to customize the level of insurance to suit what I can afford, and what is practical for my aging dog. It might not be for everyone, but I know that if there is another pet in my future, he will be insured with Petshealth Care Plan too.
  • INSURER: ASPCA
  • POSTED: 08/31/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 8 years

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