154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 07, 2021

Ridiculous

Cat had a fever and a viral infection. Vet also thought she Might have asthma. All claims denied because she apparently had asthma and it’s pre existing. Fevers do not present in asthma alone. Took them 6 weeks to deny my claims. I look forward to the appeal process Pathetic company

Insurer: Pets Best

By: Ed

Useful
October 07, 2021

Four paws up!

Trupanion has always been helpful, compassionate, understanding of any issues and prompt at addressing claims or questions. They have even called to see how our sick cat was doing.

Insurer: Trupanion Canada

By: Wendy Cook

October 07, 2021

Be Careful

It took from June until October to review vet records. Vet kept sending and they would not find them. They took premiums for 5 months then excluded my claim which was well into time period I was paying. Dog got small cut on face prior to insurance then later skin rask as didnt realize he was rolling in posion ivy. Once they looked at medical, which I resend a supervisor they decided all skin issues were excluded from any coverage and as that was not what I wanted they refused to refund the months of premiums. Larry the agent said thye dont give refunds when you dont agree to their terms of service. When I asked for a manger, none were available, when I asked for a review of the file and how long it would take, Larry the agent hung up

Insurer: Petsecure

By: Diane

Useful
October 06, 2021

A Real Life Saver

Charley is 16 and a miracle. He’s the best (and costliest) dog I’ve ever had. And, I’ve loved them all. We would not have been able to come through this during the pandemic without the caring, competent team at Trupanion. My only regret is not knowing about them earlier! Long Live King Charley, Long Live The King! 4 More Years!

Insurer: Trupanion

By: J. Phinnaeus Morgan

Verified October 06, 2021

I opted for this insurance for a couple…

I opted for this insurance for a couple of main reason; one, it was discounted via my employer and second I wanted to take sign up as soon as possible because I have some routine visits for my pet coming up within the next 30 days. I received a call from a rep and they explained to me that routine visits are not covered and that I had to add those services at checkout....that I couldn't make that change now, had to wait for a year to make that change on my policy. If I would have know this I would have looked out for the option to add this via checkout but I wasn't aware this wasn't covered by default and the fact that I just signed up within the past week, you would think I could still modify my policy to now add those services instead of now having to wait a year to do so.

Insurer: Spot

By: Carlos Rodriguez

Verified October 06, 2021

Pricing and options were great and…

Pricing and options were great and affordable.

Insurer: ASPCA

By: Amanda Minney

Verified October 06, 2021

Waste of money- everything is a pre-existing condition

Every claim is denied based on a questionable claim that every condition is pre-existing. Dog had an ear infection before signing up, now every infection is considered pre-existing. Same with eye infections and stomach issues.

Insurer: Trupanion Canada

By: J

Useful
October 06, 2021

Easy to use

The sliding scale was great figuring out my specific financial choice

Insurer: Trupanion

By: Denise

October 06, 2021

Very good

Very good.Fast responding . Very professional. Thanks

Insurer: Lemonade

By: Marek

Useful
October 06, 2021

Terrible service

After over a year being insured with PetsBest, and a few trips to the vet for minor problems, I received very few reimbursements for my puppy’s health care and I feel like I’m throwing money out the window. Customer service is useless when reachable. Processing time is over a month to be told that everything that is happening to my dog is prior to signing the insurance policy. I took the insurance she wasn’t even a year old so I don’t see what can be prior existing conditions in my case. She is healthy just need vaccines, tick disease test and sometimes she hurts herself while playing. She is small and has a lot of energy so to me this is very normal. I’m not satisfied at all and after filing this last claim today, if service does not get better I’ll be looking for another insurance policy.

Insurer: Pets Best

By: Nicolas

Useful

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