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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Denied coverage on a puppy with little history!

Here I am sad on Xmas as TRUPANION has denied my puppy an MRI to diagnose him with a potential illness. Merry Xmas All! I have, as well as a family lawyer reviewed our TRUPANION contract signed and went thoroughly over TRUPANIONs wording and compared it to my dogs history and it does not add up to a denial claim. TRUPANION requested all notes from our vet. As my puppy has very limited history, Trupanion had to find anything- anything at all to deny his important MRI. TRUPANION found a note from my vet stating that the owner (me) asked about a behavior I was concerned about. THAT WAS IT!! Absolutely Nothing was ever diagnosed by my vet. That behavior is NOT even the reason I'm getting the MRI but somehow TRUPANION trIED to link it not to pay! This was only A question I had for the vet, a hypochondriac mother with NO MEDICAL BACKGROUND was enough for an insurance company to deny me coverage. I can't believe I was about to add my other dog to this coverage😦 Even the Vet who wrote the note said it was really strange way to deny and that he wants to talk to them personally! I am vigorously fighting this denial. My point is, PLEASE EVERYONE BE VERY WEARY of TRUPANION. They will find any loop hole, they will find any note, even not a diagnosis to consider it a diagnosis just so YOU have to pay. What is the point of insurance I ask? I am broken hearted on Xmas. My poor puppy is not a year old and insurance is now dictating his entire livelihood & future care he hasn't even made it to a year old! . What is this? No Good faith in TRUPANION ? I was very scared to get pet insurance due to all the horror stories and the insurance manager promised me that what I've heard would not come true. My intuition is right unfortunately. If anyone has any questions you can contact me any time I would love to add more details to this story. Yes, I will be seeking counsel as counsel has expressed to me this is a very good case if they don't reverse this claim. I have to, I have to stand up for big insurance companies Who bully that don't have our puppies best interest at heart. The little guy will fight.
  • INSURER: Trupanion Canada
  • POSTED: 10/12/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Under a year

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3

out of 10

unimpressed -tick bite not covered

I didn't know a tick was not an insect. They don't cover tick bites because they call them parasites, which are not covered. Semantics. I cancelled them. They DID cover an injury earlier, but one has to pay a lot more to get decent coverage. They never return emails. Because of that word play, I will not renew with them, but will seek out others
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

A HUGH since of security & not alone

I purchased my policy for my dog 7 years ago from Bill and I have never been sorry I did. The company is very quick to process all the claims and if it is not covered for some reason, they let you know right away with in a language that is easy to understand not bla bla bla. I highly recommend Pet First Insurance, I have used my policy and I am so glad I have it when I need it.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great communication!

We recently lost our lab of 11 years...Embrace made the process of submitting the claim/payment a breeze...the last thing we wanted to concern ourselves with were finances at this time. Thank you for the sweet sympathy card from the staff as well.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Over 8 years

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10

out of 10

Thank goodness for Embrace!

I noticed Gabe wasn't seeing out of his left eye. He had an appointment for his regular checkup so his vet referred me to the Animal Eye Care vet. Gabe had a corneal ulcr and needed emergency surgery ASAP to save the eye. It was a fast decision but knowing I had Embrace made it easier to say yes right away knowing he would be covered. Everything worked out perfect. He has been recovering well. Thanks to Embrace it was a stress and financial burden avoided. They were so very helpful, as always, and completed Gabe's claim most efficiently.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Saint Bernard
  • AGE OF PET: Over 8 years

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10

out of 10

So Happy with Healthy Paws

Our 7 month old lab puppy ate a sock and it caused an obstruction requiring emergency surgery to remove it, very expensive! So pleased with my decision to choose Healthy Paws Insurance, what a relief to only be responsible for 20% of that total bill......They have even sent me personalized emails to check on my pup after surgery, claims accepted quickly with reimbursement coming within days!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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2

out of 10

A perfect waste of money

I've had PetFirst for three dogs for several years. In that time, I believe I've had four claims approved. There is always some loophole that they wiggle out of to pay. I'm sick of burning money. So long, PetFirst.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Great protection for my pups and my finances

I insisted to my husband that we get pet insurance for our beloved border collies. They were both in perfect health at the time (Sparkle - 4 years, Magic - 2 years), and so we signed up with Healthy Paws in May 2015. Two months later, Sparkle got sick with a severe urinary tract infection and was rushed to the emergency vet because she was peeing blood. Healthy Paws covered the claim and it was a big help to us. Within the first year having Healthy Paws, Sparkle had a few claims related to her UTI, and also a lipoma biopsy, all which was covered with no hassle. The claims were processed quickly. This year, our other dog Magic had a cracked tooth, which was an unexpected $1400 expense for surgery and extraction, plus medication. The whole thing was covered by our plan, and we were so happy to have been able to afford the best treatment for our boy. We have the $250/90% plan for each dog so we pay a higher premium, but this is absolutely worth it for us. Healthy Paws covers any accident or illness, with the exception of pre-existing conditions. The claim submission process is easy and their customer service is great. I strongly recommend them to any pet parents looking for extra protection for your finances as it relates to your pet's health.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: 1 - 8

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9

out of 10

I love my Peanut

I am happy with PetFirst Health Insurance for Dogs and Cats.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Such a Blessing!!!

I am so grateful to everyone at Healthy Paws! They were extremely kind and patient as they helped me to process my first claim for my Lula Belle. It gave me such peace of mind to know I had great health insurance for my girl to make sure she was able to get the surgery, medications, and check-ups she needed for her torn CCL. It was absolutely one of the best decisions I ever made as a pet owner. Every person I spoke to on the phone or through email as I asked questions about filling out claim forms (which turned out to be such as an easier process than I thought it was going to be) and checking the status of what was needed to get them processed was kind, patient, and genuinely concerned about the health of my dog.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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