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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Refunds for chronic conditions couldn't be eaiser

We've been dealing with a serious, chronic condition for the last year and Embrace's handling of the claims could not be easier!! For example, another routine cancer check resulted in a very large bill on a Friday. The hospital submitted the bill to Embrace later that day and I had the EOB the following Friday. All covered. No questions asked. And this was over a holiday weekend too! I can't thank Embrace enough for giving me one less thing to worry about so I can put that extra worry towards my dog :)
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rat Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Great customer service & communication

My dog was diagnosed with severe osteoarthritis in both shoulders and bony growths in his left shoulder. Even though he was past the six-month orthopedic waiting period, I am glad that I chose to make an appointment and have my vet fill out the Orthopedic Report Card (decreases wait period to two weeks), because this is a chronic and lifetime condition. I would have really been kicking myself if I did not, because he is only seven years old, I would never have guessed he would get such severe arthritis so young. I say be safe and do the report card. Filing this claim was really confusing to me, because the suspected problem turned out not to be the problem after the radiographs were read by a professional. Do I submit the claim form for the suspected diagnosis plus the one for the final diagnosis? (No) I went back just for a medication refill, does the vet have to fill out a claim form every time I need meds? (No, but a claim form is still needed). I decided to call Embrace about this. The CSR was SO helpful and when I had questions related to the illness coverage, she checked with a claims adjuster before answering, she wanted to be 100% sure. I really appreciated that. Uploading the claims on the website is how I chose to submit my documents. Super easy, easy instructions, simple and fast to do. I give high marks to Embrace Pet Insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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9

out of 10

Wonderful to have!

This summer our dog developed a urinary tract infection. We had to take her to both an emergency vet and then follow up with our normal vet. Our insurance ended covering a decent amount of the costs, and the claim is very easy to submit. Turn around time to receive the check was between 3-4 weeks. And, they followed up to see how Maisey was doing. Very nice!!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Can't say enough, best decision ever!

I never had pet insurance before but after I got my first dog, I decided to get it knowing as he got older he might be prone to hip dysplasia due to his breed. Little did I know that just 3 months after I took out the policy, my dog would get hit by a car on the highway. He almost didn't live through the night and he had 2 paralyzed legs. In those first days, it was such a relief to know that all I had to worry about was my dog and not how much it was going to cost to save him. Over the course of the next year and a half, I took him to a rehab facility for intensive rehab, trying to save his paralyzed leg (one healed itself, the other did not). Two years later, we accepted that the paralyzed leg was not going to heal like his other one did and we made the very difficult decision to amputate. Throughout all of this, I can't begin to express what a relief it was to know I could make decisions about what was best for my dog, and not what I could afford. In all, I estimate his medical bills have come to around $30,000 or more and Healthy Paws paid 90%. I can't say enough about how wonderful Healthy Paws was during these stressful times. At least 98% of my claims were processed within 24 hours (sometimes in as little as 2 hours!). They have even reached out to ask how my dog was doing and wished us well. What insurance company does that? My friends and family all agree that my dog has better insurance than they do! Oh, and I was afraid his premiums would go up after I started submitting claims, but it only went up like one dollar, literally! I couldn't believe it. I will be a customer for life. I am so grateful for Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

Genuinely helpful claim's process

Currently we have found ASPCA most professional and helpful in working through a complicated surgical situation that had to be stopped in order to determine previously unsuspected cancer. Fortunately the results were benign. The original surgery was then referred to a specialist. What appeared to be 2 surgeries for the same condition at 2 different veterinary clinics was actually 2 separate surgeries. The first for cancer and the second for TPLO. Every one has been courteous and genuinely concerned that we receive reimbursement for a most expensive journey for our Maggie. Soon she will be bounding into the future.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Excellant choice for Pet Insurance

Now that our boy is getting older we like to have a check up 2 times a year-- at vaccination time. We also have his hips, legs and elbows checked. Thank goodness he is perfectly healthy -the ASPCA insurance is awesome. Pays quick, no stress, no issues and the reimbursement amount is very decent. I never want to use it -they can have our money for it, but protecting our little man is very important because tomorrow can bring anything. I highly recommend using the ASPCA for all your Pet insurance needs
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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1

out of 10

24 pet watch

Airing you frustrations out online does nothing. You need to file a complaint with their corporate office. Here's their address: pethealth Inc ATTN: Mark Warren, President, 710 Corvallis dr, Oakville, Ontario, Canada l6k 3v7 he needs to know what the new York office does business. You will get results!!!!!
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

ASPCA Pet Insurance has been Amazing

My dog Wesley has been very ill over the last 2 years and ASPCA has covered a great deal of the costs which were high. They have paid very quickly and always acknowledged receipt of my claims.Furthermore they called to see how my dog was doing. I really appreciate their help.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: West Highland Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

ASPCA really Cares

I have had various Insurance plans for my dogs over the last 20 years and none of them even compare to ASPCA's Pet Insurance program. They genuinely care about my dogs-and me. They also pay a decent percentage - something not true with other companies I used. Their monthly charges are reasonable as well. And they have compassion when the worst thing happens. They even said they would pay final expenses. I had already removed that from my claim and they said they would pay it. I was not up to filing that so let it go since they cancelled his insurance - even back dated the premium since I (had to) waited to call.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

ASPCA is terrific!

ASPCA if terrific!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: 1 - 8

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