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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Peace of Mind with Embrace

After my first dog was diagnosed with a liver disease, I became very familiar with the burden of covering extensive vet costs out of pocket. When I adopted my second dog, I was adamant of getting insurance - at least for year one. Remington has since turned one and growing and I plan to keep Embrace! I am comforted knowing that no matter what happens, Embrace is there to support me in doing what it takes to make sure Remington always gets the best care.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Terrier Mix
  • AGE OF PET: 1 - 8

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10

out of 10

So grateful for Embrace!

We've been using Embrace for 4 years for our 125 lb mastiff. Due to her large size, it seems every time we take her to the vet, we're looking at a substantial bill. Embrace has been there every step of the way and, knowing that, we don't think twice about taking her in to see the doctor. Their customer service is the best I've ever had to deal with and the claims process is simple, seamless, and quick - I typically get reimbursed in less than two weeks for any claims I file. I highly recommend Embrace for pet insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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10

out of 10

Peace of mind and very helpful

When I got my standard poodle, a breed champion and accomplished obedience performer, I wanted to make sure I'd have the resources to treat him if something catastrophic happened. I got a high-deductible plan and rarely sent in any receipts for his first 4 1/2 years. And then he was diagnosed with Addison's disease and by the time we finished his diagnosis and initial treatment he had met his deductible, and then some. I always feared that his medical expenses might be related to accident or injury, but I'm very grateful that I kept the insurance all this time. Ultimately, I wish I didn't have to use it, but the peace of mind is worth the modest price.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace-able

Embrace has been amazing since getting my yorkie 3 years ago. She's had some serious stomach issues and it should've cost me thousands of dollars but it didn't. I'm beyond glad they're in business. Before they did direct deposit, checks were mailed in a timely manner. Their customer service is amazing! I plan to be a customer as long as I keep my Coco-nut Chanel. Keep up the great work! I continue to refer my friends as soon as I find out they've gotten a pet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is AMAZING

I have had a wonderful experience thus far with Embrace. The ease of submitting claims and the fast turn around for reimbursements is amazing. I would highly recommend.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Old English Bulldogge
  • AGE OF PET: 1 - 8

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10

out of 10

Very responsive

Wish I could sign up for my personal health insurance with Embrace they are efficient and resoonsive
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Necessary pet insurance

Very happy with pets best very good service with fast processing of claims. They are also very good at answering questions.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Over 8 years

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10

out of 10

GREAT COMPANY

The month of August was a bad month for our 2 1/2 year old chocolate lab. I think I had five claims. Pets Best reviewed and paid them so fast, I was shocked. I thought we were going to lose our dog and the expense was crazy.. But, with Pets Best Insurance, It helped so much. When I call them, they are generally concerned about my pet.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Best Insurance for Older Dogs

We didn't purchase pet insurance for our mini-doxie until he was 10 and it's very difficult to find any coverage at that age. Embrace not only covers his accidents and injuries but any future illnesses, as well. Their service is top-notch and claim reimbursement is fast and efficient.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Dachshund
  • AGE OF PET: Over 8 years

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8

out of 10

Don’t let age or pre-existing conditions stop you.

We’ve had three Golden Retrievers and with each one when they were puppies, we THOUGHT about getting pet insurance but never did it. With each pup, we regretted our decision because sure enough, something came up and we were left with expensive vet bills. From a thyroid condition in our first to a broken leg with our second and seizures with our third regret for not having pet insurance set in each time. After each expensive bill, we assumed that nothing worse would happen to our pet and the previous diagnosis would leave our pet with a pre-existing condition and insurance would never cover anything. We then found Embrace Pet Insurance. With the addition of the wellness coverage, that we knew we were very likely to use since grooming was included, the overall monthly costs weren’t as high as they seemed. Embrace also has a 30-day review plan. Upon request, they will review your pet’s history and let you know what is covered and what isn’t covered due to any previous health issues. You can cancel the policy if you don’t like their response. Even though our third dog had seizures, since he was only 6 months old, we decided to take a chance with Embrace. We signed our pup up online and requested the 30-day review. We also submitted the orthopedic report from our vet so we didn’t have to wait for this coverage as well. In less than a month, our pup swallowed some objects whole and had to have emergency surgery as a result. It’s not fun having to play god for a pet. Having the insurance gave us peace of mind that we were able to give our pup a chance at life by undergoing surgery instead of making a fatal decision due to our financial circumstances. After surgery, we submitted our claim form and paid vet bill receipts through the online claim submission section. We received email confirmations upon creation and along the way while our claim was being reviewed. We received payment for both wellness and accident claims and staff was readily available when we had questions about the benefits and continued coverage. The claim process was easy and taking a chance on coverage even with a pre-existing condition was something I was very THANKFUL for. We decided not to take any more chances - our older dog has coverage now as well. If more puppies come our way in the future, we will sign them up for insurance from day 1 but know that it’s not too late if you put this important decision off like we once did.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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