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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

7

out of 10

Accidental ingestion is a pre-existing condition!

When I thought my puppy had swallowed a battery I contacted Figo to make sure I was covered and to ask some questions about the process. They informed me that if my puppy was inclined to eat non-food items, like getting into the garbage or swallowing a toy, then it is considered to be a pre-existing condition and they will not cover it. They also told me that they would only cover two instances of ingestion. And I have their best plan possible. Just an FYI.
  • INSURER: Figo
  • POSTED: 12/01/2020
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Under a year

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8

out of 10

Claim for illness

My dog had a growth on her eye and we had to have multiple visits to ophthalmology and one sedation procedure. The procedure to file the insurance claim was very simple and the payout was very prompt.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace Is Great!

Embrace has always been prompt in handling my claims. I rescued my Shih Tzu mix last April. I'm not great keeping up with paper work, so I had several claims to submit when I finally did email them. Some were wellness visits and some were for sick visits. My vet doesn't submit claims so it's up to me to submit them. Embrace always informs me when they receive my claims and keeps me up to date on the processing of the claim. Embrace was recommended to me by one of the volunteers involved in Molly's rescue and I'm delighted I went with them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is a Life Saver!

Healthy Paws is outstanding - we couldn't give it any higher of a recommendation! When our Jack Russell, Rocky, got diagnosed with congestive heart failure the medical bills started to pile up quickly but with Health Paws we were able to get him the care that he needed without having the stress of wondering how we'd have to cover all of the specialist fees. When Rocky passed away, the Healthy Paws team sent us a hand written condolences card that meant to world to our family as we were grieving. We currently have Healthy Paws for our bulldog, Cenzo, and our puppy, Lucca. Cenzo has had a nasty spat with skin issues (yay bulldogs!) this year with dermatologist bills and medication costing a small fortune. Again, without fail, Healthy Paws has paid all of the claims quickly and without question. Aside from the great service, the mobile app is terrific. After a vet appointment I can just take a picture of the bill and submit instantly and within a few days we have a reimbursement check in the mailbox. I would highly recommend pet insurance for any pet owner. For our family, we will always use Health Paws - we can't recommend them strongly enough!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Services and compassion

Claims department handled our claim with expertise and compassion. Thank you
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Fantastic Customer Service & Coverage

I have been with Pets HealthCare Insurance since my Vizsla, Roma, was a baby. She is now going to be 11yo in April! They have always covered major medical expenses without any hassle. One of the few companies that actually stands behind what they say they will do. I own a dog excursion co in Providence RI and have about 80-100 dogs a day. I refer clients to Pets Healthcare Plan all the time with the confidence my client's will be happy.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Vizsla
  • AGE OF PET: Over 8 years

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1

out of 10

Do not get this Insurance!!!

First off, Pets Best is so unfair. I'm very disappointed and would not recommend this insurance to anyone that I know. They're better off getting a credit card and paying that off instead. I was denied a refund supposibly to "pre-existing conditions" which is not those circumstances. We took our dog to the vet before we knew what was wrong with him, they first told us it was digestive problems so we paid for meds and they didn't really help him. Then we switched vets because we didn't believe they were giving us the right information. Then we do bloodwork and x rays.... still Nothing! We then sign up for pet insurance expecting the worst cast scenario since we still do not know what was wrong with him he had just been acting different. So we finally go to a specialty office and pay for the MRI which then tells us what is wrong with our dog, Which would mean this wasn't a pre existing condition if we just found out ourselves what was wrong with him. We then proceed to go on to do surgery, which we haven't even filed that claim yet because we didn't even get our first claim to start with! Plus losing 51$ a month to your insurance that is doing nothing for us. So A) we're out thousands of dollars and B) we're paying monthly for something that doesn't even help us! not even $1 dollar in refund. I'm so un happy that you guys send the wrong message that our pets are your family.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Wonderful

Having this insurance has saved me so much in bills, it's a great service. The customer service is absolutely fantastic, the people seem to really care. Nothing but good experiences!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: 1 - 8

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10

out of 10

GREAT

My claims are taken very fast.Would never go with anyone else but Embrace.If u need to talk to someone on the phone they r very helpful and nice.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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9

out of 10

ASPCA cares about my dog

I have had two claims for my Puggle. The claims process is seamless and I was reimbursed in less than two weeks. I received caring phone inquiries from a very compassionate representative. Highly recommend
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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