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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Glad I made the investment in Healthy Paws

My cat Nikki had FORL and many her teeth were deteriorating as a result and she was in a lot of pain. Nikki had to have 8 teeth removed as a result of her disease and it was a pretty extensive surgery. I had purchased Healthy Paws Insurance a few years back hoping that I'd never have to use it. Many will say that Pet Insurance will be a waste of time and will not cover anything when the time comes that you need it. I had submitted the bill for the surgery to Healthy Paws. There was information they requested to validate Nikki's health and condition prior to the surgery. After this information was submitted, I heard back quickly that most of the expense of the surgery would be covered. I received a check shortly thereafter and they also followed up afterwards to check-in and see how Nikki was doing. Healthy Paws was professional, responsive and thoughtful about how they handled my situation and I would recommend them if you're considering making this investment for your pet.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Outstanding (so far)

Customer service is amazing!!!!! Questions always answered and usually with a follow up phone call making sure everything is OK. Claims could not be paid faster. As long as I have a pet I will always have Trupanion with me
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent fast reimbursements

I love Embrace. I have the wellness program as well and always get reimbursed very quickly. Thanks Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rat Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

PetFirst is Outstanding!

I have had PetFirst for both my cats since 2014. I am so glad I decided to do it, because my tortie kitty GiGi developed mammary cancer and has been through the wringer with surgeries and heart issues. PetFirst paid on all the claims I submitted. Then recently big cat Mason got into my trash can and ate a piece of floss and had emergency issues with that. Again PetFirst paid on these claims too. Customer service has been excellent! I have recommended PetFirst to my neighbors.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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1

out of 10

Ridiculous exclusions

Soooo disappointed! We have never had a claim. I've paid 2 months worth of premiums before finally receiving my welcome package with my exclusions for my now 10 month old kitten who has never had any health issues or medical treatment other than vaccinations and spaying. My vet recommended getting insurance for our new kitten while she was still young so I signed up. They gave us exclusions for ear problems and related skin conditions and all related issues (which I'm sure would mean just about anything) because she had her ears checked at the vet and there was absolutely nothing wrong with them! They were just dirty! They checked them twice to make sure!! Cleared both times!! They also gave us an exclusion for gingivitis and all related issues because the vet saw her gums were a bit irritated on one side and thought it was her new adult tooth coming in. (This was in November 2016 and it is now March)She said if it was still red in 2 weeks to come back in but it wasn't. It was just her adult tooth! How can you give exclusions when there is nothing wrong! I will be calling around and looking for new insurance!
  • INSURER: Pets Plus Us
  • POSTED: 09/07/2017
  • BY:
  • BREED: Himalayan
  • AGE OF PET: Under a year

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8

out of 10

Outstanding

I feel so lucky to have my dog insured through Aspca pet health insurance, anytime my fur baby gets ill I take him to his regular vet and I can file the claim as soon as we are done with the vet visit and they take care of my claim quick. Thank you Aspca on behalf of my family for doing a good job
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Premium increased 200% and billed w/o approval

I've had the policy since 2009 when it was Purina and it was great. Then it switched hands to 24PetWatch and since then they've become increasingly more difficult to deal with. The last thing that happened was that I just happen to see a $900+ charge on my credit card from them (the years before it was $200/yr, then $360 when they took over), no bill or anything. When I called they just kept telling me that I signed up for them to automatically charge me in 2014 (which I never did) and that they have my permission to charge my card. They just repeated the same thing to me and said there were no supervisors available for me to talk to. They wouldn't refund anything. Needless to say I cancelled my policy. That company is not an honest business.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

Good job - thank you!

So glad I opted for Embrace Pet Insurance when we got our new English Springer Spaniel puppy last April. Lily has had some allergy issues which I think have now been resolved - but many vet visits - some quite costly. It is such a relief to know that no matter what happens, we are going to be able to afford the very best care for her. I have submitted several claims, all of which have been processed very quickly and efficiently. Can't say enough positive things about Embrace - on the phone, off the phone - everyone is totally helpful. Will certainly renew Lily's insurance. Thank you!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Springer Spaniel
  • AGE OF PET: Under a year

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10

out of 10

THE BEST - BY FAR

We have used three different pet insurance companies and BY FAR Healthy Paws is the very best. They outdistance, by a wide margin, the other companies. They are extremely fast to process claims. They are very fair. And when claims are settled is it clear as to how the decision was made. In every case we have submitted there have never been any "gotcha" situations. They reimburse exactly as advertised. And what I find so charming and sweet of them is that after (for example) the most recent event with our dear 8-year old Golden, Healthy Paws followed up with a personal email asking how she was doing! Other than picking our vet clinic, going with Healthy Paws was the best decision we have made for our dogs. I highly, highly recommend them to anyone who wants the very best care for their animals.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Piece of Mind

I had embrace pet insurance for several years. I I did not have the wellness checkups on my instance so I never used it and was wondering if it was worth paying the premiums. Let me tell you when my dog Honey slipped on the iice and tore her acl in her knee. Embrace was rhere and picked up 80 percent of my vet bills. They were quick to pay them and I am going to get insurance for my other dog Odie. I am very satisfied with Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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