154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 15, 2021

The best pet insurance!

Always great efficient service. Easy to use website and app. The only insurance vets will direct bill in my experience

Insurer: Trupanion Canada

By:

Useful
Verified November 15, 2021

Easy Peasy

Always so fast and convenient. I never hesitate to take my Dewey for treatment

Insurer: Trupanion Canada

By:

Useful
Verified November 15, 2021

Amber looked after my request quickly and professionally!

Amber looked after my request quickly and professionally!

Insurer: Trupanion Canada

By:

Useful
November 14, 2021

Good but not great coverage on routine care

Good but not great coverage. For your average pet owner, pet insurance is something we expect to cover repetitive expenses: dental cleanings, shots, physicals, fecal floatation, anal gland expression, etc. Most of that is covered but only if you buy the Best Wellness plan, and even then, the maximum payout per period is so low and so specific that most routine care isn't actually covered. For example, the dental cleaning is "fully" covered, but that just means the dental prophylaxis is covered, not medical waste, anesthesia, ampicillin, vitals monitoring, dental radiographs, endotracheal intubation, IV catheter/fluids, Hospitalization, dental exam, or bloodwork. All together, our total bill is just over $900. PetsBest reimbursed us $270. For accident and illness, the plan is great. We have the 90% reimbursement and $250 out of pocket. However, most of the time we have no accidents or illnesses and, like I said before, most treatment falls under the wellness plan, which just doesn't cover enough.

Insurer: Pets Best

By: Courtney Batterson

Verified November 14, 2021

Difficult Claim Submission process/Form not working

The claim submission form is very difficult to use.uploading invoice function does not work. Why make this process difficult?

Insurer: Spot

By: MW

November 14, 2021

Worth Every “Penny”

A friend of mine told me about pet insurance so I began looking into it. I have two dogs, so cost/value was a valid concern. I imagined an accident or something dents related would be the only real reason for a costly vet visit so I was hesitant. After coming to the realization that my dogs are basically my kids I really should have them insured. Never in my wildest dreams did I know what I was in store for. My little one and the baby of the family Penny, ended up being diagnosed with Lymphoma and given a very grim life expectancy. My heart was absolutely broken. She was referred to a specialist for treatment whereas the options were only two. Pay for chemo or … I don’t even want to think about the 2nd option. If she wasn’t insured though, I don’t think I could’ve ever pulled off cancer treatments. So albeit still a hefty price to pay all around her tagline for life has coined the phrase “worth every Penny” as she’s still here, thriving and playing with her sister. To note the processes as a client of Embrace, they are fabulous. The phone app is as easy as making a cup of coffee. Whenever I’ve needed assistance they’ve been there to help and all of the reimbursements are sent without delay. It’s honestly awesome. Thank you Embrace. We are “fur_ever fans!”

Insurer: Embrace

By: Allyson

Useful
Verified November 14, 2021

Trupanion takes care of Molly and Me!!!!

We have so much on us as parents to our precious pups when they are ill and hurting. A huge relief on our shoulders is that Trupanion takes care of us with the monetary worry so that we are focused on the care of our babies. Thank you T!!

Insurer: Trupanion

By: Jill

Useful
November 14, 2021

Great until a large rate increase

Has been a good experience up until recently. Our dog has needed quite a bit of care this last year due to injuries caused by another dog.....fast forward, now we get to pay a $20 a month increase in our coverage. After years of never needing to use the insurance, but paying into it.

Insurer: Trupanion

By: Lisa Stroh

Verified November 14, 2021

I can only review the buying process ......

Since I haven't had to use the insurance, I really can't give much of a review. The ability to choose an inexpensive accident only policy was easy and a big plus. Our young collie puppy isn't likely to have health problems now, but we do worry about her the way she runs around the yard. And there's always the possibility of a puppy eating something she shouldn't.

Insurer: Spot

By: DaveB

Verified November 14, 2021

Figo are the best

Figo are the best. When our little dachshund had back surgery this year, they paid us so quickly and with no questions or quibbles. Plus our renewal policy has not even increased that much after this surgery. So impressed with them!!!

Insurer: Figo

By: Jayne

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