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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

They're The Best!

Hobbes's TPLO surgery went well and he is progressing nicely. He is a healthy, active sweetheart of a pup who is missing chasing the birds and squirrels out of his fenced kingdom (backyard) 😊, but he is being a good boy and a real trooper with the cone and confinement. I can't thank the whole Healthy Paws team enough for answering all my questions...thank you, Amanda! Everyone was so helpful and I felt like they truly cared about my dog and what we were going through. Especially thanks for covering the surgery expenses! Quite frankly, it would have been a financial hardship for me to come up with the money to pay for his surgery. I'm not sure he would have had the surgery otherwise if Healthy Paws didn't cover his expenses. The Healthy Paws app made it super easy to file the claim and it was processed and reimbursed very quickly. My overall rating for Healthy Paws Insurance... 10+! Susan
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Cattle Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Money well spent

When my wife and I got our dog Tyson she asked me about getting pet health insurance, I initially thought the idea of this was a bit silly never having made such decisions before. But I was ok with it, sure why not? She did some research and decided on a company called Healthy Paws because of their reviews and the fact that they don't have injury limits as many others do. We picked our deductible and the percentage we wanted reimbursed and signed up, easy and done. The app is easy to use, which is how you file a claim, simply use the app to take a photo of the invoice you have from your vet and submit. Within a week you'll receive a response and reimbursement if your deductible has been met. You'll need all medical records the first time only. Now about our personal experience. My boy Tyson tore the ACL in his right knee, because of his size (145 lbs) TPLO surgery is the only option. This procedure is about $4500, shocking to say the least. We had the operations done and I was sure we would play hell getting the reimbursement, so sure in fact I went over Tysons policy a few times looking for any loop holes they may try and jump through. We submitted the claim via the iPhone app and two weeks later we had the reimbursement check in the mailbox. No phone calls, no emails, no games...I was shocked, I wish my personal insurance was this good! So, I'm now thinking what gives? A company that dose what they say, I'm very untrusting you could say. Tysons policy was due to renew shortly after the 90 day recovery period, I was certain his premium was going to go through the roof, or at least double. It didn't go up a penny, not one cent. By now I'm sure you think this review is fake, or I'm paid to write this, I can guarantee both are not true. I just want to tell people about our experience, I'll never have a pet without insurance again in my life. Four months after he recovered he tore the ACL in the other knee (common if they've torn one to tear the other at some point). Another $4500, another claim, and another reimbursement without hesitation, games, or questions. Without healthy paws we would be close to $10,000 in debt. Because of healthy paws Tyson received the best care possible from a very experienced surgeon, twice. I highly recommend healthy paws whenever I get the chance. John
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws keeps us happy!

Healthy Paws has delivered as promised from the first day of coverage. They are there for the little issues, and provide the same coverage without hesitation for large issues, like surgery. We've been Healthy Paws customers for over 4 years and will continue to recommend them to any pet lover. We recently had to have a major, unexpected surgery on our dog, and Healthy Paws covered it to the fullest allowable, and even followed up with a warm email to check on her, separate from the emails regarding the insurance claim. Nice touches like that keep customers happy, especially during a time of recovery - aka getting a 24/7 death stare from your pet because they hate life in the dreaded cone!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws Pet Insurance is the best!

We were very pleased with Healthy Paws Pet Insurance on our recent claim with them. In February we adopted two female pups, mixed breed sisters, at 3 months old and with high medical costs from previous dogs we owned, we decided to get insurance for them. The claim we had came about a month and a half after getting the insurance policy when one of the sisters tore up a corner of her kennel pad and ate a piece of foam and it lodged in the bottom end of her stomach. Since it was to large to pass thru into the intestines it caused a dire situation which required surgery to remove the foam. After two days at the hospital we got Darby back home. I compiled the required forms that is requested per the contract with Healthy Paws and sent them by mail. We received their check, less the contract deductible and 20%, within 10 days. It was an expensive accident and would have been more of a hardship on a retiree pension without this great insurance company coverage.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Excellent service!

I wish my own health insurance was this easy and fast. It is wonderful to have the peace of mind that our fur baby is covered not only for preventive care but illness thank you for the excellent service!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

God bless HEALTHY PAWS!

I rescued my dog Lucy from a shelter over 2 years ago. Sadly Lucy got extremely ill recently and she passed away. Whatever peace I found was because I was able to give her the best of care because of our HEALTHY PAWS insurance policy. HEALTHY PAWS was beyond my highest expectations. They were absolutely wonderful even arranging for payments on future costs. The coverage was fantastic and the customer service reps were fabulous. They even sent a personal hand signed condolence card after Lucy passed. I am in sales and the worst skeptic. And without question HEALTHY PAWS is probably the best company I have experienced in many years. I cannot thank them enough, and I CANNOT sing their praises enough! God bless them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: Over 8 years

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10

out of 10

good coverage

I'm so glad I have Embrace Insurance it has been so helpful since my little dogs accident.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Super Happy

My baby had a femur fracture and ASPCA give my 90% back on more them 1000. I am really happy with this assurance. Thank you so much
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Under a year

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10

out of 10

worth the money

Trupanion has been paying claims promptly. No hassles
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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8

out of 10

Super friendly, slow to underwrite

My dog tore her ACL and had to have surgery. PetsplusUs didn't finish underwriting the claim until 8 weeks after the surgery date due to a lack of medical history (which I had to get for them). However, they did cover their portion and were very helpful and friendly when I did have any questions.
  • INSURER: Pets Plus Us
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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