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When I bought my new puppy to the vet, she recommended Trupanion. The first month was free and they would cover any problems after I signed up. This was seriously the best recommendation I have received financially. After about two months, it was obvious that something was wrong with our puppy. After extensive tests and a specialist visit, it was determined that our baby had a liver shunt. He was eight months old and was the size of an eight week old puppy. The testing, surgery, follow up etc. cost over $5000. Trupanion paid 90% of it. I had only paid three months of premiums at $31.00 each month and they still paid for it. Within two months of returning home, the little guy had a freak accident in the yard and broke his leg. Of course, he required surgery. Guess what? Trupanion shelled out another $1200+. I thought for sure they would cancel us, but they have not. The service is second to none. I receive a check within two weeks of submitting a claim. I would highly recommend this company ( I already do to everyone). Even if my dog never has another problem, I will keep this insurance because I have never had a better dealing with an insurance carrier whether it be medical, dental, auto, home, etc.

I am SO thankful we have Healthy Paws Pet Insurance! We went through expensive vet bills with our two previous Bull Terriers and, upon adopting our newest Bully decided to get insurance for her as soon as we brought her home. I read many reviews and Healthy Paws almost seemed too good to be true but I enrolled and, boy, I am SO thankful I did. We rescued this sweet girl from a shelter and HP covered her checkups and meds when she had little ailments but the real test was when she was found to have a heart problem. We thought that was going to be the end of this pup who was given a rotten hand in life - 1st being dumped in the country then this! Healthy Paws came through and reimbursed for her regular vet, the cardiologist and the meds she is now on to deal with her issue. Never a question, never a problem, they just came through. If we didn't have Healthy Paws in our corner, we would have had to put this otherwise happy and healthy pup down due to the expense. Instead, she's living every rescue dog's dream in her fur-ever home. I sing Healthy Paws praises to every pet parent I meet. Our Bully is living proof that this company, and it's services, are amazing and the cost is a no-brainer when compared to the cost of ONE incident paid out-of-pocket. On the technical side, submitting a claim is super-easy: I just go to the Healthy Paws app on my mobile phone, take a picture of the vet bill and hit send and within about 1 week, the check is in my mailbox! I love this company and hope this review helps save pet parents some money and, more importantly, save a fur-baby's life, like our little rescue Kona.

Premium oral hygiene chews for Dogs vegetarian type is not covered by insurance.Yet, my dog is allergic to all other animal/fish chews in the market. We go through one bag $25 per 4 weeks as per suggested by his vet. In my opinion, this item should be covered. Cost for rotten clean, nothing to chew on will have more insurance claim down the road for a middle age dog.

Premium oral hygiene chews for Dogs vegetarian type is not covered by insurance.Yet, my dog is allergic to all other animal/fish chews in the market. We go through one bag $25 per 4 weeks as per suggested by his vet. In my opinion, this item should be covered. Cost for rotten clean, nothing to chew on will have more insurance claim down the road for a middle age dog.

Embrace Insurance has been very easy and clear to work with. Embrace was highly recommended by other dog parents and I have not been disappointed. It is easy to get a knowledgeable and friendly representative on the phone and turnaround time for questions is fast. All of our claims have been covered and any issues that may not be covered in the future were clearly described to us. Embrace has exceeded our expectations!

All my 4 kitties have been covered by Embrace for over 7 yrs now. Unfortunately 2 of them have been dealing with serious health issues ( cancer and kidney failure ). I dont know how we would have been able to offer them the best treatment possible if it wasn't for Embrace. Their policies are very clear and easy to understand, claim submission easy and processing time very reasonable ( up to 10 days). Their coverage is excellent.Customer service staff very friendly and knowledgeable.

I noticed Iris was slightly limping in the morning and it had gotten progressively worse by evening. Her reg. vet's office had closed so I took her to emergency. They did an x-ray and determined it to be soft tissue damage. They also stated that she had a "backed up" colon which could be complicating the issue so did an enema. Needless to say Iris was not a happy cat!!! The response from Embrace was excellent; they processed her claim in a very short time. Out of $668 they paid $410 which makes a huge difference when you are on a fixed income.Thanks Embrace. Iris is back to her normal self, but not sure if I've been "forgiven" for the enema yet ;). Also still not sure why her colon was "back up"; she had daily movements.

I have had another insurance in the past, and they were reasonable but ltd to how much a claim can be plus very slow in paying out, Trupanion has been extremely fast paying, I love the unlimited amount you can claim, every claim I have ever made has been fast and directly to my back, I would highly recommend Trupanion as the top provider of dog insurance and I have 3 dogs insured with them .

I have had another insurance in the past, and they were reasonable but ltd to how much a claim can be plus very slow in paying out, Trupanion has been extremely fast paying, I love the unlimited amount you can claim, every claim I have ever made has been fast and directly to my back, I would highly recommend Trupanion as the top provider of dog insurance and I have 3 dogs insured with them .

I've got two rescued cats, one is an ocicat and the other is a tabby. I purchased this insurance when I got my first cat, Gambit and I'm amazed at how fast the claims that I have submitted are done so quickly. I've submitted claims for wellness appointments and once submitted with the invoice from the visit, my claim is processed and my reimbursement is direct deposited to me. I've have this insurance for 5 years now and I'm very happy with it.