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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Financially Saved Me!!!

Healthy Paws saved me from a major financial set back. The coverage they provide allows me to continue affording medical care for my baby. A little over two weeks ago, I got home from work one evening, and found my baby, Luka, a one year old Briard, extremely lethargic and barely breathing. I rushed him to Blue Pearl Emergency, where they worked on him immediately and were able to stabilize him. The following morning, I was notified that Luka needed to go into emergency surgery. Surgery never entered my mind and I completely lost it. I was overwhelmed with fear for my baby; stressed out beyond words about whether he will survive not to mention equally stressed out about the cost of this unexpected surgery, and how many days he will be in the hospital following surgery. Luka survived the surgery and was in the hospital for several days. The cost was several thousand dollars. Still unsure what Healthy Paws would cover, I continued to stress about my finances. End result! Healthy Paws came through with flying colors!!!! They covered EVERYTHING!!! When I received my EOB and saw that they covered everything, I literally broke down in tears. I was ecstatic beyond words and very thankful. They also processed my claim in less than 7 days. The monthly premiums I pay are extremely reasonable and well worth it. Luka still needs medical attention and I am very comforted in knowing that Healthy Paws is there for me and to make sure I can continue to afford getting the medical tests and treatment Luka needs. Without Healthy Paws, I would not be able to financially continue getting Luka tested to try and identify the underlying cause of his condition (which we are currently going through), as such, his life would end at such a young age. THANK YOU HEALTHY PAWS!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Briard
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws Pet Insurance gets a perfect 10!

I have had all my pets 10 dogs and 2 cats acquire policies insured with Healthy Paws Pet Insurance for about 7 years now. They have proven time and time again to be an excellent insurance company to protect my pets. Healthy Paws paid for my claims many times over. I have an older dog who has rarely had a claim in the six years he has had his policy which was established when he was 8 weeks old. However, this last June 2017 he began having more difficulties breathing and I found out that he needed a surgery on his throat, tongue, and nose. I probably could not have afforded the cost of $2,251 on my own but Healthy Paws came through once again and they issued me a check that saved me $1,976.68 for a surgery. My baby boy most likely added years into his life by going through this procedure. The amount of money reimbursed to me has probably covered just about every penny I paid into his policy over the years!!! In my experience, Healthy Paws Pet Insirance is the best insurance plan in the United States! Several of my dogs have been re-homed and their policies transferred over to the new owners, even several out of state! If you have even one claim for a surgery or major illness in your pets life, your policy would be well worth the investment you will have made to ensure your pet can live a healthy life as long as possible. I am very thankful to Healthy Paws for their continued excellence in processing my pets claims fast and fairly. I always have recommended Healthy Pwas Pet Insurance to everyone I meet that has a dog or cat. Thank you Healthy Paws! Kim of Lynden, WA
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

So grateful for Healthy Paws

Less than a week after submitting our claims, we were reimbursed by Healthy Paws, less our copay and deductible, for veterinary care costs totaling almost $12,000. The piece of mind we have had, knowing that we could get our beloved five year old dog, Maggie, treatment without worrying as much about how burdensome the expense was going to be, is immense. This is the first pet we've purchased insurance for and I am now an unqualified believer in its value. Our dear Maggie is recovering from surgery for a pancreatic abscess. It was touch and go and she spent five days in the hospital. I was concerned that going forward we would lose our coverage because of the big claim but Healthy Paws has assured me that future care pertaining to this health condition is covered. I had selected Healthy Paws originally (about two ago and after one of my other dogs had some uncovered, very expensive bills related to a rattlesnake bite) because of positive reviews I read. Without a doubt, I made the right decision. I can't say enough positive things about my experience with Healthy Paws. We are so grateful they were there to help with Maggie's expenses.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace- life saver for my kitties

My kitty suffered from a acute renal failure. Embrace has been absolutely wonderful throughput the whole process : claim processing very quick and smooth, very easy and transparent way on what has been covered. , customer service very friendly and knowledgeable. I ve had Embrace for all of my 4 kitties for over 7 years and they've never disappointed. Truly a life savor . Thank you !!!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Wouldn't have a pet without it

My elderly poodle has needed only a few veterinary interventions, until he developed diabetes. ASPCA pays promptly, and I don't know how we could have afforded to keep our little family member without them!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle (toy)
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent Company

Embrace was wonderful to work with!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greater Swiss Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

They care... actually care.

After my dog had a big surgery, Tim from Healthy Paws reached out to see how Riley was doing. Not only did the company provide coverage at 90% of the cost of the surgery, but it was clear that they actually care about the animals they're protecting. There are so many companies out there that are trying to just 'make a buck' and while I'm sure HP has a lovely business model and are trending for great profits :)... it's clear their focus on customer (and pet!) satisfaction is number one over their profit margins.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Worth every penny

Healthy Paws Pet Insurance covered a marginal surgical procedure for my golden retriever for $800. It was an issue that would have gone away on its own in time and they didn't have to cover, and they still covered it at 90% and not only did that, they CHECKED IN after the surgery to see how she was. Whose health insurance even does that? They are worth every penny. I researched them ALL and heard the best word of mouth from my friends on them.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

Great value!

Response time for claim reimbursement is terrific. I've been happy with our policy.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent pet insurance

I have had excellent experiences with Embrace! Highly recommend them.
  • INSURER: Embrace
  • POSTED: 05/09/2019
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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