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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

Thank goodness for direct pay

My dog Ellie got really sick last month, and needed to be hospitalized for a week. She needed round the clock care. Our vet is great and was doing what they could to help, but the vet bill was getting pretty expensive, so we called Healthy Paws and asked about their direct pay option. They were so helpful on the phone and made it really easy for us. Thanks to them all we had to worry about was making Ellie better. Because the insurance was able to pay the vet directly the vet could run all the important tests and imagings to properly diagnose Ellie instead of worrying about keeping the cost down which meant just treating the symptoms and hoping for the best. Ellie is back to her old energetic happy self, and you wouldn't ever guess that she needed to be hospitalized for a week.
  • INSURER: Healthy Paws
  • POSTED: 12/29/2021
  • BY:
  • BREED: Poodle Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Crap

SPOT avoids payment. They've danced around me over $756. For three months. Tryi to wear you down .
  • INSURER: Spot
  • POSTED: 12/29/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: 1 - 8

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1

out of 10

Not worth the money or the trouble

My dog passed away suddenly from an undetected cancer. Embrace denied all of our claims as pre-existing conditions, saying that previous illnesses were evidence. This is despite our own vet's comments to the contrary. The claims process took two months as we went back and forth with Embrace digging through every last health record from anywhere she had been seen. This is a company that will work hard to find a denial reason for any large claim.
  • INSURER: Embrace
  • POSTED: 01/12/2022
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: Over 8 years

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3

out of 10

Reviewer did not understand what operation was done or why

The reviewer of the claim did not understand that the original reason for bringing my dog to the doctor was not the reason for the operation we had. They claimed it was a pre-existing condition, but we only discovered the issue which *would* have been a worse issue later in life, because we ran a CT scan and discovered something new. They didn’t ask for feedback until today, and suggested I write a review- so here it is. They need better communication, should have checked in before today from an operation that happened months ago, and should have more carefully examined the martial. I’m hoping they contact me now.
  • INSURER: Pets Best
  • POSTED: 12/29/2021
  • BY:
  • BREED: German Shepherd Mix
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

So glad I chose HealthyPaws

Was confused which pet insurer to pick but very glad we finally chose HealthyPaws. Extremely straight forward what’s not covered, and for everything else not only have they always fully paid what was expected but made the submission process so so easy and reimbursement is usually within a day or two. Strongly recommended. Hopefully you won’t ever need to make a claim but if you do you’ll be so happy to have HealthyPaws.
  • INSURER: Healthy Paws
  • POSTED: 12/29/2021
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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5

out of 10

Well, they used to be good...

We left another pet insurance company because their claims service slowed considerably. Have with PetsBest for many years and was impressed with policy and service. However, the last few claims we had they slowed considerably in response and handling the claim. I am quite disappointed, I am not sure what has happened there to have things change so much. After waiting some time for a response, I faxed in a request to hear the status of my claim. I did not get a response and then filed a complaint with the state department of insurance. I started shopping with other companies and will change companies at the conclusion of current policies. Too bad, another good company no longer able to serve as they did in the past.
  • INSURER: Pets Best
  • POSTED: 01/05/2022
  • BY:
  • BREED: American Curl Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

You are Lifesavers!

With a week before the holidays my dog became sick and I rushed him to vet. Luckily I had just received a Christmas bonus at work and used it all for my dog which I was glad to use and would do it again, but it left me pretty strapped for funds. I was able to easily submit my claim online and was kept informed about the proceedings. I was literally in tears receiving the email in just a few days that Trupanion was covering the majority of my bill. Thank you - your company is the best. I always recommend you to friends who get new pups.
  • INSURER: Trupanion US
  • POSTED: 12/17/2021
  • BY:
  • BREED: Shetland Sheepdog
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

You are the best insurance company for our pets!

I can’t express the gratitude that I have for Trupanion! I’m disabled and would not possibly be able to afford his end of life veterinarian bills and/or medicine. You are making this transitioning time so much easier. I owe Mile dept of gratitude, for I was bedbound when I got him. He got me walking again! Because of Trupanion, I can make his transition a bit more comfortable. I don’t have to worry as to wether I can afford to get him the care that is needed at this time. I can focus my energy on making him comfortable, and loving on him during this transition time. My veterinarian takes Trupanion up front. My wish is that BluePearl would do the same thing. Thank you so very much, for making these trying times a bit easier!
  • INSURER: Trupanion US
  • POSTED: 12/28/2021
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Great Insurance

24Petwatch has provided reliable and great coverage for my fur babies since 2005.
  • INSURER: 24PetWatch
  • POSTED: 12/17/2021
  • BY:
  • BREED: Alaskan Malamute
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Great service and support

HealthyPaws has been wonderful. Submitting claims is easy, they clearly outline their coverage and even sent a kind, personalized note checking in on our pup when she had several vet trips, which goes a long way!
  • INSURER: Healthy Paws
  • POSTED: 12/27/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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