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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
4

out of 5

I was surprised they didn't cover a broken tooth extraction

I don't have the insurance that covers monthly visits, just mainly emergency and medical conditions. My dog broke his tooth and it needed extraction as well as having a lump removed and biopsied. They only covered the lump removal part. Out of $1300 they covered $300. It was surprising because they have been good in the past.
  • INSURER: Embrace
  • POSTED: 12/14/2017
  • BY: penelope
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Best Customer Service!

I've been a member for about 8 years. Reasonable monthly fees, fast payers and I recommend to anyone has a pet. They've been my companion through the cancer and sudden death of my beloved cat of 2 years and now my dog Asta for the past 6 years. I cannot recommend them enough. Even if you a perfectly healthy young pet you just never know what is down the road. It's the best thing you can do for your bank account! One should never feel that you cannot provide the best in treatments because you don't have the money at hand.
  • INSURER: Trupanion
  • POSTED: 12/14/2017
  • BY: Naomi
  • BREED: Bichon Frise
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

They are wonderful

I have found Trupanion to be helpful and very fast with the coverage of my dogs claims. When I have spoken to them on the phone they have always been pleasant and very helpful. I recommend them to everyone I meet with new fur babies. Thank You again
  • INSURER: Trupanion
  • POSTED: 12/14/2017
  • BY: Pat
  • BREED: Shiba Inu
  • AGE OF PET: Over 11 years

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5

out of 5

Helpful and no arguments

Embrace has helped me twice, once when she was a puppy and now that she is about 7 years old. No arguments, just a review and a helpful hand from their representative, Many Thanks
  • INSURER: Embrace
  • POSTED: 12/13/2017
  • BY: Peter
  • BREED: Catahoula Leopard
  • AGE OF PET: 7 - 10

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5

out of 5

ASPCA Saved My Pups Life!

My 9 month old pup randomly started acting lethargic and would not eat her food one evening. The next day I rushed her to the vet, who told me she was in terrible shape and was lucky she was still living. She had an extremely high fever, highest they had ever seen in a dog. They immediately sent me to the emergency vet specialists down the road. We got there and they immediately went to work to get to the bottom of everything. Though they still are not 100% sure what kicked her immune system into overdrive, she miraculously made it after several days in the animal hospital. With the assistance of Care Credit (I was instantly approved and was able to significantly increase my limit 24 hours after the approval), I was able to pay the thousands in bills. I could do this all because I have a 90% coverage policy which reimbursed me all 90%. Between ASPCA and CareCredit, they literally saved a life. After all of this, every single friend and family member enrolled their pets. To see a perfectly healthy pup who routinely had checkups go from 100 to 0 is every pet parents worse nightmare. Thank you for your service ASPCA and thank you even more for making it quick and easy to file claims.
  • INSURER: ASPCA
  • POSTED: 12/13/2017
  • BY: Jacquelin
  • BREED: Cardigan Corgis
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Fast and accurate service

So thankful for Trupanion. Although we don’t have many paid claims because we are usually under what we have set as a deductible we still have communication when one of our dogs has an issue. It is always a pleasant experience and we always get clear and precise communication.
  • INSURER: Trupanion
  • POSTED: 12/13/2017
  • BY: Catherine
  • BREED: Newfoundland
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Professional, quick and easy to work with!

This was our first claim experience in eight years. Our dog came down suddenly with a life-threatening illness which required immediate and expensive specialized medical care. The emotional strain of having a sick 'family member' was enormous. Worrying about the unknown costs we were potentially facing made the situation much worse. Luckily, we were covered by Trupanion, so we could focus 100% of our energy on our dog's treatment and eventual recovery.
  • INSURER: Trupanion Canada
  • POSTED: 12/13/2017
  • BY: Steve
  • BREED: Goldendoodle
  • AGE OF PET: Over 11 years

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5

out of 5

Verified

Helping Me Take Care of My Soulmate

When my 7 year old Alaskan Malamute tore his ACL and meniscus and needed TPLO surgery (a procedure that costs over $3000+) having Trupanion was how I could focus on my dog and not be overwhelmed with anxiety regarding the dent it would put in my bank account. I was able to focus all of my energy on properly caring for him and could stay open-minded about post-op therapy options as well. Ultimately, I had the peace of mind to move forward in a time where I would have been paralyzed with fear had I not had Trupanion coverage. I've had Lupo since he was 7 weeks old and he's all I've got - no kids, no significant other - he is my soulmate and my best friend. This whole experience to me = priceless. Lupo is recovering and is without a doubt the best part of my day. Thank you Trupanion!
  • INSURER: Trupanion
  • POSTED: 12/13/2017
  • BY: ALLISON
  • BREED: Alaskan Malamute
  • AGE OF PET: 7 - 10

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5

out of 5

What a relief!

It is a huge relief that I can have life saving services done for my Aussie, Ty, without worrying about how to pay for it. His prognosis following surgery is good and I am looking forward to many more years of fun with him! I am so thankful to have Embrace insurance.
  • INSURER: Embrace
  • POSTED: 12/13/2017
  • BY: Cindy
  • BREED: Australian Shepherd
  • AGE OF PET: Over 11 years

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5

out of 5

Easy Claiming process and everything was covered!

I've been a customer with Healthy Paws for just over a year for my 2 cats. I originally decided I originally chose Healthy Paws for the simplicity of the claims and because just about anything is covered after your deductible. About a month ago I finally put Healthy Paws to the test - I came home to find one of our cats had broken his foot. I'm still a bit clueless as to how he did it, but my vet and surgical specialist both recommend corrective surgery. I got an estimate from the surgeon and then called Healthy Paws. I spoke to a very compassionate person who was patent with me while I listed off everything the surgeon was going to charge me for and she confirmed everything would be covered. I used the mobile app to file the claims from my vet appointment and surgery and received my reimbursement checks in the mail about 10 days later without any issues. About a week after the claims were finalized I received an email from Healthy Paws asking how my cat was recovering which I thought was such a wonderful, personal touch. I highly recommend Healthy Paws! They've been so wonderful and easy to work with every step of the way!
  • INSURER: Healthy Paws
  • POSTED: 12/13/2017
  • BY: Kaitlyn
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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