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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Healthy paws review

I was hestitent about getting pet insurance when I got my puppy because everyone said it wasn't worth it but I went with my gut and got healthy paws. Unfortunately my puppy got into some Advil and had to spend a few nights at the hospital. This was a very stressful and scary time for me and I didn't even think about the cost because I just wanted him to be okay. After he was released I submitted the claim to healthy paws and they worked through it without any issues! I can't even express how seamless this process was and how much easier it made this whole ordeal. I have recommend healthy paws to every pet owner I know! It is the best investment you can make for any new pet joining your family!
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Under a year

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10

out of 10

One of the best decisions!

I went for it and purchased Embrace pet insurance when our dog was just 3 months old. It seemed extravagant at the time, but I have no regrets for this piece of mind. She has swallowed a dime which was extracted in the vet ER, and we've discuvered she has a rare liver condition. The Ct scans, ultrasounds, and all diagnostic appointments have been paid for at 80%. Embrace staff talked us through the claims process, they have efficient and clear accessible communication, and we got paid shortly after our vets submitted claims. It's been flawless. I've recommended this insurance to all of my friends and family. They approved a very expensive procedure that is our only option to keep our puppy alive. By the end of this ordeal we will have maxed out our coverage for the year. Fingers crossed they will continue to be true to their excellent coverage.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: Under a year

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10

out of 10

Excellent Insurance

After the deductible is met, the insurance is wonderful! My little dog couldn't open her mouth, it was so sad! She stopped eating and was just listless. After many tests, we discovered she had MMM, a horrible disease that affects the jaw. Embrace has reimbursed me for almost everything, including medicines needed to make her feel better. Thanks for the awesome service and being there for us!!
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Miniature Pinscher
  • AGE OF PET: 1 - 8

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10

out of 10

Great service and support from ASPCA Pet Insurance

My cat Sophie had a sudden crash caused by multiple issues - congestive heart failure, pancreatitis, anemia, a kidney infection, and CRF. She ended up confined at a specialist vet hospital and had to undergo numerous tests and had many different treatments. The veterinarian team was excellent but this came with a really high price. Having ASPCA Insurance was a tremendous help, as they covered 80% of the expenses for Sophie's treatment (after the deductible). I had never dealt with an insurance company for a major pet illness and I was very surprised at the ease of filing and the quickness of updates (they needed to get more information from my vets) and response. I also got a call from Courtney of ASPCA a day after receiving my claim decision to check on how Sophie was doing. I am so relieved and thankful to have pet insurance during this time because I was able to get what I would say is the best treatment in SF I could get for Sophie. ASPCA Pet Insurance made this really stressful period more manageable.
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Relieved that I had Healthy Paws insurance!

I have heard stories from other pet owners about the worthlessness of having pet insurance. My friends would ask why I didn't just put that $40-50/month into a savings account accessible immediately if I needed it. If I'd taken that approach I know that I never would have continued to save due to more urgent financial concerns. So when my 11-year old, 20 lb. terrier mix had a cranial cruciate ligament tear I was relieved that I'd kept up my coverage with Healthy Paws Pet Insurance. Between our regular vet's bill for diagnosis and the surgeon's bill for treatment the total was almost $4000. After my $500 deductible was met Healthy Paws covered 90% of the remaining amount. Since this was the first claim I had ever made I had to have all of her records sent in. I was worried that my claim would be challenged because I'd recently changed vets and my dog had a different operation on the same leg 8 years ago. But once they received all of her medical records Healthy Paws posted the amount of my reimbursement on my account page and had a check in the mail. Having recently retired I appreciated knowing that a large part of the bill was covered!
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent coverage

Can always count on Embrace, happy to have for insurance!!
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Surgery is a major decision for your loved one

I got my beagle Bailey in April 2013. Beagles are hearty and healthy dogs, so I felt I didn’t need to purchase insurance for him. One day he was kind of off, so I took him to my vet. They gave him some meds and I took him home. He was still off, drooling and very stand off-ish. Normally he wants to be by your side, but he was paranoid. So, it was too late to go back to my vet, so I went to urgent care and he ended up spending the night. Well, after that night and that bill, I decided that I might need to purchase pet insurance. I looked at what was around and what my fellow dog park friends had and decided to go with Healthy Paws. The site is easy to use and it was easy to sign up. Of course as you know, once you buy insurance you never need it. I even got a second beagle and put on her on the insurance plan. Years have gone by and I’m still paying their monthly insurance fees. Occasionally the rates go up and I continue to pay the increased fee. However, this last time it went up, I decided to reduce my coverage because I’m paying for two beagles and my pups are solid. a pet is a huge responsibility, but also a very Well, in July my older Beagle Bailey somehow hurt himself after the dogpark. I didn’t know how this could be because he’s always sitting with people getting petted and occasionally runs around. He was slow going up our stairs and couldn’t jump up on the couch. When I picked him up, he would yelp. I took him to my vet the next day and he was prescribed some meds and had to take it easy. After a week of rest, he was going up the stairs by himself and could even jump up onto the couch. This was great and back to the dogpark we went. Not a good idea, because he was hurt again. So, I contacted my vet, got new pills and strict rest for him. He wasn’t getting better and had pain in his lower back, which my vet thought might be a slipped disc. We got an appointment to see a neurologist where we can get an MRI done. Our options were limited, take him off and 4 weeks of crate rest and it may or may not get better. If you do this and it doesn’t get better then he’ll need surgery and then another 4 weeks of crate rest. Otherwise, do the surgery and 4 weeks of crate rest. My options were limited and Bailey stared at me and with those expressive brown eyes was telling me he was going to be fine and we should just go home. I on the other-hand being the adult wanted what was best for him and having pet insurance, the decision was not a difficult one.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

Fast Claims and Excellent Service

We rescued a 6 year old pitull mix. We named him Rex. I thought he might be too old to be insured but I did it anyways just in case case an unexpected accident or illness would occur. I checked 3 companies and checked reviews and price and went with Figo. Glad I did. Rex swallowed a mango pit and my kids lego blocks. The bill was outrageous but I filed the claim with Figo and within 7 days the claim was processed. Glad I chose Figo.
  • INSURER: Figo
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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9

out of 10

Great service

First time doing pet insurance and so far they have covered exactly what they said they would. Covered $150 of her spade surgery and even hee flea and tick medication. I was surprised because I didn't think they would cover that. They also sent me a check within a week. So far I like the results. They were the cheapest insurance for our puppy Angel that we found and added wellness coverage to it as well. Wish it was a bit cheaper but down the road I figure it is a great investment for when our puppy has problems as she gets older. Totally recommend to others who have akc full breed dogs.
  • INSURER: PetPartners
  • POSTED: 08/30/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Under a year

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10

out of 10

Fantastic Claim service, very consistent

As titled. Plus their care plans are a good range for the value of services.
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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