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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Cat happy and Mommy not glued to the computer.

The claim system for Embrace is very easy to navigate and the benefits are very timely. I have been fortunate with a healthy cat so cannot comment on how well the system works with more complicated claim's filing.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion is a life saver (Literally!)

When I took in a shaggy, rough and tumble stray a few years back I never imagined he'd steal my heart the way he has. I also never imagined that he would be so unlucky with his health. Fortunately, I had a gut feeling from the start that I should start a policy for him and it was one of the best decisions I ever made. Trupanion has saved my cats life more than once and made the normally tough decisions easy. Claims are processed and paid quickly. They've never not covered anything that they didn't already clearly state wasn't covered (ie: cost of visit, food, etc.) If only people insurance was this good!
  • INSURER: Trupanion US
  • POSTED: 08/30/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

12 Years of Trupanion and Counting!

I have been a highly pleased customer of Trupanion for 12 years now. I selected them with a shoulder shrug (no clue which company to choose) and have stayed with them because they are a fantastic company. There are no hidden fees or clauses and nothing contrary to what is advertised. The 90% reimbursement is great, and there are no catches when it comes to the 90/10 policy. They are not like other pet insurance companies that put limits on how much they will pay per condition. This is big because I have an epileptic dog who also has a chronic infection - not small priced problems. The vast majority of times, claims are paid timely, I'd say not much more than 2 weeks. Like with any insurance company, there have busy periods and claims may take a bit to be reimbursed. There have been times when I've had to wait more than usual. I won't lie - those times have been inconvenient and frustrating. But those times have not been frequent. The customer service representatives are friendly, and they care about the pets of customers. Not only that, the company is based on pet love. A staff of more than 100 people can bring their animals to work with them. I have been on the phone with representatives whose dogs have been right by their sides while we talk. That's pretty neat. I write a lot because Trupanion has been with me through the highs and lowest of lows (pet loss) that come with being a pet parent. They truly are a great company.
  • INSURER: Trupanion US
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Best insurance company, in any capacity!

Trupanion has been there for us continually over the past 5 years. Reps are always kind and helpful. I reccommend that you obtain the lowest deductible that you are able to afford as each visit to the vet may include multiple conditions. It has really paid off for us in the long run.
  • INSURER: Trupanion US
  • POSTED: 08/30/2017
  • BY:
  • BREED: Great Pyrenees
  • AGE OF PET: 1 - 8

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9

out of 10

A blessing thus far...

I have had nothing but good experiences so far with ASPCA Insurance. While I would love to be reimbursed more, some of that has to do with where I live and the vet that I go to.
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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10

out of 10

PEACE OF MIND

Misha my now 9 year old cat had an infection of his back either by a bite or a cut. He needed to stay with doctor for 4 days to clean,drain,and stitch the infected area.Without your insurance I would have had to put my little boy down.I am out of work and could not afford the expense. Having your insurance has given Misha the cat a second chance at life.
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: Tabby
  • AGE OF PET: Over 8 years

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9

out of 10

Overall Exceleent Plan, with minor exceptions....

Excellent plan overall. Bought pet insurance when our dog was >3 months of age, as a "safety net" in event of accidents/illnesses. He is now almost 7 and this plan has literally saved us in excess of $10,000 worth of claims on our dog, who has suffered from ingesting toxic foods/substances, GI issues, underactive thyroid and most recently, a torn CCL/ligament - which cost over $4000 for surgery etc. alone for TTA/TPLO surgery. Petplan has reimbursed us 90% of almost all the costs (with the exception of his rehab/physio bills - due to a prior misdiagnosis by our vet and plan stating this was a "pre-existing condition" and they wouldn't cover rehab portion). Our vet, and ourselves, have appealed this decision and are hopefully awaiting a positive outcome. Premiums don't increase as your pet ages (which is excellent), however, they do not cover the examination fees of your vet visits, which, at $70 per visit, can add up quickly for a pet with long term/chronic care/illnesses. Petplan (our other dogs insurance) - covers ALL costs with annual $100 deductible - so Trupanion - offer this type of plan as an option for those who want that additional coverage (since you can customize your plans). We'd be willing to pay for it. The plan can be costly based on what type of coverage you take (we have zero deductible, 90% unlimited coverage with additional rider for rehab, physio, accupuncture etc) and pay $95 per month. Benefit is you can change/customize your coverage at any time as well. Claims have been promptly paid out and rep's we've spoken to have always been excellent. Overall I'd give them a 9/10 due to lack of them covering examination fees on visits and them occasionally looking for "pre-existing" conditions to not pay out a claim.
  • INSURER: Trupanion US
  • POSTED: 08/30/2017
  • BY:
  • BREED: Maltese
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic Pet Insurance Company

My dogs have been covered by Trupanion Pet Insurance for the past several years and I can personally say that they have been outstanding in their coverage and the professionalism of their employees.
  • INSURER: Trupanion US
  • POSTED: 08/30/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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10

out of 10

prompt and professional

Had many problems with our new puppy. never had any problems with trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/30/2017
  • BY:
  • BREED: Collie
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is the BEST!

I have been using Healthy Paws for my 7 year old English Bulldog Harley since he was 6 months old. As you may be aware, English Bulldogs can have many health issues. Harley has been diagnosed with IVDD (Intervertible disc disease), some hip displaysia and arthritis, and recently tore his ACL on his right back knee and had to have surgery. For every instance, Healthy Paws has been there for Harley and for us! They are amazing. Unlimited lifetime coverage and deductibles that you can change to align with your ability to pay are the factors that made me choose this pet insurance company. The claims are super easy to file and the payment comes quickly. If you need to speak with them, the agents are knowledgeable and so willing to assist. Not only that, they will follow up to see how your pet is doing. If I could give more than 5 stars I would!!
  • INSURER: Healthy Paws
  • POSTED: 09/27/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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