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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Saved again!

A few months ago our dog that never gets sick, got sick. He was acting very ill and rolling eyes back in head and throwing up. My husband rushed him to the emergency vet where they did the typical x-rays, blood work and exam. We still don't know what caused it but he turned out to be fine. He has been super healthy and because he had no claims for 3 years his deductible was only $50 versus the $200 I set it at. That is a super nice feature with Embrace.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Worth the money

Pet insurance has been the best thing I've done for my dog besides keeping him vaccinated. Not many regular person has hundreds of dollars saved up for pet accidents that happen so easily. My dog has had decided, open sores, diarrhea, and much more. Every time I look at the bill and say THANK GOD I HAVE INSURANCE. Pits are so hard headed. Mines get into everything (whether he knows better or not. Most of the time he does). You never want a serious accident to happen and be stuck with bills over thousands of dollars and then billed again for follow up visits. This insurance has made it to where I can have a dog and confidently know that our pockets are safe when unfortunate events happen ..
  • INSURER: PetPremium
  • POSTED: 08/30/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Under a year

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10

out of 10

Peace of mind

Our dog Molli had to have an ultrasound and then a follow up 2 months later. Both were covered. Embrace has been excellent so far- 3 years. It is bad enough worrying about a sick pet and it is nice to not worry about the financial piece. Molli will need expensive surgery on one of her knees soon that will not be covered by Embrace because she had the condition when we adopted her, but knowing these other smaller claims are covered really helps. The other thing I love about Embrace is that it is annual deductible I set and not a new deductible for each illness - that was a major selling point for me when I shopped around.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: Over 8 years

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10

out of 10

We recommend pet insurance to everyone.

When my husband and I decided to get pet insurance for our then puppy Stanley back in October 2014 we had no idea how grateful we would be to Healthy Paws today. We knew when we got it we would only need to use it in case of an emergency or for the occasional time he got sick. In February 2017 our "emergency" happened. Stanley had to go in for TPLO (ACL) surgery. He was only three years old and my husband and I were devastated that he had hurt himself playing. Having Healthy Paws made a stressful situation less stressful. I did not have to worry about a large surgery, rehabilitation, and perscription bill because we had opted into a plan that would cover 90% of the costs. By the end of his recovery in April we estimated that we spent only around $700, if we did not have pet insurance it would have been closer to $5500. THEN emergency number two happened. Stanley tore his OTHER ACL in July 2017. Only 5 months after his first surgery. One of the best things around healthy paws is that they did not consider his first tear as a "pre-exisiting" condition like other pet insurance companies do. We feel so fortunate that yet again we have healthy paws as a pet insurance company. Other reasons we like Healthy Paws includes there easy to use app to process claims and their friendly staff who always reach out to check on Stanley's recovery. :)
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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10

out of 10

First time user

I have been insured for under a year but I have to say I am really happy so far with the service. When I call with a question staff is very friendly and helpful. So happy that I have done this for my pet. Just shortly after I insured my cat she started having seizures. And they have been great in covering her bills.
  • INSURER: Embrace
  • POSTED: 10/06/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Personal Service

I have received such personal customer service from Embrace! I will always use them for my pets. They are quick to respond to claims also.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: Under a year

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10

out of 10

Impressed!

I have never had pet insurance before and I looked up a comparison chart of companies, read information and chose Healthy Paws. So far I am pleased! My dog Winnie was hospitalized, I kind of "forgot" I had pet insurance but when I remembered, I was so relieved. I could have her get the treatment needed without worrying. I was very impressed that I received unexpectedly, an email from their client services checking to see how Winnie was after her incident. They put a personal touch that means a lot to us as pet parents. There was an an easy to use app you can submit claims, as well as other easy online options or via mail. It was no hassle and very prompt processing of the claims. They don't pay exams but I was reading the reason why, which is giving the pet parents some responsibility it makes it easier for the bigger claims to be paid. I also chose them for the fact that if a pet injures a knee ligament and has to have surgery, they cover it if it happens to the second, where other pet insurances do not. I noticed on my app they have a pet foundation that helps other less fortunate pets and I really like that in a company. The app has a lot of easy to read clear and concise information. Lastly, They have a referral program and one of my friends saved money by me referring her with a link, compared to what she found online. I highly recommend this company. So far, and I have only used them once, I am impressed! I was a little leary about it, but it has been well worth the investment! Thank You Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Miniature Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

always get ASPCA pet insurance the best there is!

Both of our dogs (our baby's) are insured with ASPCA INSURANCE. The our BLUE NOSE PIT BULL was spaded and she is covered under the full coverage. the claim was handled with efficient care and service, Our Shelter (baby 5 year old beagle/mix) developed health and hereditary problems after 3 years and we were able to give him the med's and care he needed until the end. I would advise all with pet's to get this insurance of they can, it's plan's are great!
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

JUST DO IT. THEY'RE AMAZING!

JUST DO IT. THEY'RE AMAZING! Sadly, our dog got a nasty lung cancer tumor. We did surgery and started chemotherapy but unfortunately the tumor had spread and we had to say goodbye to him. Throughout his illness, we submitted probably a dozen bills totalling over $12000 (yes, twelve thousand). Healthy Paws paid every single bill, no questions or pushback. All the claims were approved SAME DAY. The checks came in less than a week. They emailed us support and condolences. I honestly can't see how it could have been better (unless free). I will never have a dog without having Healthy Paws, period.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Over 8 years

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10

out of 10

Worth every penny!

I have 3 German Shepherds and a marbled bengal mix. The first few years of having the insurance there were no incidents or illnesses. Then I feel like it all came pouring down at once. Two hit by cars, a gasterotomy and enterotomy later and I would have been in a ton of debt or my babies would have been put to rest if I couldn't afford it. I am so grateful they were all covered by Trupanion. They get to grow old with me because of them and I'm not in serious financial debt. I love Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/30/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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