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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

dog ate a foreign object

Process was very easy. I am happy I have trupanion.
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Weimaraner
  • AGE OF PET: Under a year

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9

out of 10

Terrific

We love Trupanion. They do what they say -- cover 90% of the cost of care. My pet has had gastroenteritis since early puppyhood, and they cover everything after a single one-time deductible. They handle everything within 24 hours, and I get the check immediately. I wish they covered humans.

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10

out of 10

Easy, Fast. Exactly the coverage I signed up for.

I submitted a claim on 12/26/2011 for a back injury for my rat terrier. The very next day I was contacted for some additional needed paperwork, by one of their very friendly customer service reps. I recieved feedback immediately and the claim was fully processed on 12/29/2011, for the exact amount I had expected to pay. This company does exactly what they say they will, plain and simple. Something I had been missing with our previous insurer. I will be a member for life for all of my pets--VERY HIGHLY RECOMMENDED! With their fast claims process (and the option to be pre-approved for larger claims in the vets office, so you don't have to pay out of pocket at all!), very friendly customer service, and easy to use system of 90% of actual vet bill covered I would never recommend anyone else!!

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10

out of 10

I got exactly what was promised!!!!

I have had the AKC Pet Healthcare Plan for 3 years. It was brought to my attention thru my registration of my Golden Retriever with the American Kennel Club. I received a 60 day FREE Trial plan and thought that there most be a trick to this. However, they did not ask for a credit card or anyother financial data. In about 45 days I called and enrolled in one of their plans. The first year they paid me $1100 in wellness benefits and I paid a little over $500 for my plan. The next two years Stacie had several foreign body ingestions and they covered in the thousands. I have seen a rate increase each year, but by far I have been paid more than I have paid in. The Representatives that answers their phones are easy to get the correct information and they always seem to take as much time as I need to get my questions answered. Claims take about a week to get my payment and my Vet loves the fact that the call with any questions to ensure I get paid. I would recommend them to anyone who wants a value petcare insurance plan!!!!
  • INSURER: AKC
  • POSTED: 10/30/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

So far so good!

I have nothing bad to say about Trupanion! I have a very accident prone 2 year old Boxer. I purchased this insurance last year as I was sitting in the waiting room of the E.R. when my guy drank antifreeze and cost me over $4,000. It has been by far the best decision I made. We have had several injuries since then, the most recent being a severed artery needing surgery! Now, my dog loves to injure himself after hours so these all end up being costly E.R. bills and I must say I am very satisfied with my timely reimbursement and customer service. Plus with these economic times every little bit helps, we could be getting nothing back.

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10

out of 10

48 hour approval

Submitted my claim on a Monday for $ 550.00 and had an email approval by Wednesday. Check was in my hand by Friday. 90% of the $550 minus my exam fee and zero deductible. What more can u ask for? And... All tests showed NO CANCER! Peace of mind that I would not have been able to afford.

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10

out of 10

My daily insurance claims - and my saved puppy!

A little over a month ago, my 9 month old German Shepherd puppy was attacked by another dog. After emergency surgery and drainage tubes, he had to go back to the vet three times for popped stitches. A few weeks later the wound was still not healing properly and they decided to do a bacterial culture to figure out what the problem was. We found out that my dog had contracted a methicillin resistant bacteria that was not responding to treatment. Our choices were few: 1) an injection I would have to give him twice a day that could cause his kidneys to shut down or 2) pills we would have to give him that are toxic to humans and could cause my own bone marrow to stop producing red blood cells. After thinking about our options, we decided to get a second opinion from UC Davis Veterinary Teaching Hospital. UC Davis world reknowned for having incredible veterinary care. After biopsies, blood work, and cultures they helped us make a decision on which antibiotic to give my Ben. Within 48 hours of starting this medication his wound had closed. The infection was very deep (only about 1.5mm away from his bone) so he will need to remain on antibiotics for another 2 months, but he is back to being a puppy again. I cannot stress to you how incredibly fortunate we were to have Trupanion insurance and not have to make medical decisions based on how much everything cost. There were times in the last few months where I was submitting insurance claims DAILY. Trupanion always responded
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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7

out of 10

denied my claim, but still so happy w/service!

I attempted to submit a claim for a dermatologic issue my dog had. However, it was declined w/a polite letter saying that "routine care is not covered" under trupanion. I was a little disappointed b/c I felt this was NOT routine care, although I also acknowledged it was certainly NOT a medical emergency. All staff @ trupanion have been nothing but courteous and caring, however, and this goes a long way w/me, even when you are denying my claims. The staff I have spoken with always treat me as if I am a valued customer. That is appreciated more than you know.
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: English Springer Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Best Out There

Thank you Trupanion for doing such a great job at reviewing claims, processing and paying out. All this for a great price. I feel so fortunate to have went with this company. I only wish my own health insurance company was this easy to navigate. My pup has had numerous urinary tract infections, kennel cough and giardia. Even minor claims add up and the UTI claim has become a larger claim than I ever imagined. With a 0 deductible and 90% coverage, I feel very fortunate. I have heard horror stories from others with different pet insurance. You can not afford not to use Trupanion!
  • INSURER: Trupanion Canada
  • POSTED: 08/30/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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1

out of 10

Astronomical increases with renewal

I had an AKC policy on my Aussie Shepherd for 5 years. I was outraged when my policy went up with this latest renewal to double the monthly amount resulting in an increase over $400 per year! I was not sent a notice of the renewal, and quetioned why it went up (when my payent was drafted from my account. My pet is healthy as only seen annually by the vet. I called and they told me the increase was "across the board for everybody". They are also slow in paying and their "reasonable" charges are lower than you can get treatment for. Watch out for these guys!
  • INSURER: AKC
  • POSTED: 08/30/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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